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Featured local agent — Bayville, NY
Sarah Mitchell
Compass Real Estate · Bayville, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Bayville, NY Housing Market
The typical home in Bayville, NY is worth $867,986, rose 5.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $882,500, -28.8% year over year (through May 2026). With 10.0 months of supply and homes going under contract in about 162 days, Bayville is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $867,986 home is about $4,462/mo in principal and interest.
Key numbers for Bayville, NY
Typical home value
$867,986
+5.1% in 12 months
Zillow, July 2026
Median sale price
$882,500
-28.8% year over year
Redfin, through May 2026
Days on market
162
Slow-moving
Redfin, through May 2026
Active listings
20
10.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$143,571
Home costs 6.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
93.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bayville a buyer's or seller's market?
Bayville, NY is a buyer's market, based on 10.0 months of supply and homes selling in about 162 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bayville housing market data show?
Every row below is Redfin's final published month for Bayville, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $882,500 |
| Median list price | $1.49M |
| Year-over-year price change | -28.8% |
| Median price per sq ft | $571/sq ft |
| Median days on market | 162 days |
| Active inventory | 20 listings |
| Months of supply | 10.0 months |
| Sale-to-list price ratio | 93.2% |
| Homes sold (that month) | 2 |
| New listings (that month) | 7 |
| Listings with a price cut | 40.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bayville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bayville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bayville home prices moved?
Over the last three years the median sale price in Bayville, NY fell 2.2%, from $902,500 to $882,500. The live Zillow value series has rose 5.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 40.0% of Bayville listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 10.0 months while the sale-to-list ratio slips below its current 93.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bayville?
Priced off the typical home value of $867,986 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $173,597 | $694,389 | $4,462/mo |
| 5% | $43,399 | $824,587 | $5,299/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,462, that implies roughly $191,243 a year before you add taxes and insurance. The median household in Bayville earns $143,571, about $47,672 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.0x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bayville in the next 12 months?
Tell us your timeline. We send the Bayville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bayville?
Zillow does not publish a rent index (ZORI) for Bayville, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bayville?
Active listings in Bayville, NY went from 28 in May 2025 to 20 in May 2026, a -28.6% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 30 | 7 |
| July 2025 | 27 | 6 |
| August 2025 | 22 | 5 |
| September 2025 | 27 | 9 |
| October 2025 | 22 | 7 |
| November 2025 | 20 | 5 |
| December 2025 | 16 | 1 |
| January 2026 | 14 | 4 |
| February 2026 | 14 | 4 |
| March 2026 | 13 | 2 |
| April 2026 | 19 | 11 |
| May 2026 | 20 | 7 |
Redfin, through May 2026
How does Bayville compare to New York and the U.S.?
Bayville homes sell for $882,500 — 42% above the New York median of $620,500. Against the national median of $410,700, Bayville runs 115% higher. Year-over-year, Bayville moved -28.8% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bayville, NY | $882,500 | -28.8% | 162 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bayville
What buyers should watch
- Months of supply, currently 10.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 40.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $837 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $867,986 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bayville listing goes under contract in 162 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 93.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bayville added 7 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +5.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bayville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bayville
There are currently 20 homes listed for sale in Bayville, New York. The median listing price is $1.5M.
Active listings
20
Homes on market
Median list price
$1.5M
Avg. days on market
162
Days until sale
New this week
7
Newly listed
How much do homes cost in Bayville by property type?
How the Bayville, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.24M | $561/sq ft | 1 | 201 days |
| Townhouse | $540,000 | $269/sq ft | 1 | 66 days |
Who lives in Bayville?
American Community Survey estimates for Bayville. U.S. Census ACS, 2023
Population
6,744
Households
2,580
Median income
$143,571/yr
Median age
51.4 years
Owner-occupied
86.5%
Median home value
$670,500
Median gross rent
$1,974/mo
Mean commute
37.8 min
86.5% of occupied homes in Bayville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $670,500 against Zillow's $867,986 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Bayville?
2 schools tracked · 358 students
The largest public schools serving Bayville, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BAYVILLE PRIMARY
Grades PK-2 · 184 students
BAYVILLE INTERMEDIATE SCHOOL
Grades 3-5 · 174 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bayville, NY?
Ordered by distance from Bayville, not by size. Compare Bayville side by side with any of them.
Bayville housing market FAQ
Is Bayville a buyer's or seller's market?
Bayville, NY is currently a buyer's market. That read comes from 10.0 months of supply, homes going under contract in about 162 days, and sellers getting 93.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bayville?
The typical home in Bayville, NY is worth $867,986 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $882,500, about $571 per square foot.
Is Bayville cheaper than the rest of New York?
Bayville's median sale price of $882,500 is 42% higher than the New York statewide median of $620,500, and 115% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bayville?
Homes in Bayville, NY spent a median of 162 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bayville?
At the current 30-year fixed rate of 6.66%, 20% down on a $867,986 home is about $4,462 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $191,243 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $143,571.
Are home prices rising in Bayville?
The typical home value in Bayville, NY rose 5.1% over the last 12 months, from $825,978 to $867,986 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bayville?
Bayville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bayville?
That depends on your timeline, not on a headline. What the data says today: Bayville, NY is a buyer's market with 10.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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