$425,000
3 Sperry St W
Bay Park, NY
2 bd1 ba702 sqft$605/ft²
House3,001 sqft lot
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Bay Park, NY Housing Market
Seller's market
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The last median sale price Redfin published was $499,999 (through May 2026). With 3.3 months of supply and homes going under contract in about 28 days, Bay Park is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $499,999 home is about $2,571/mo in principal and interest.
Key numbers for Bay Park, NY
Median sale price
$499,999
Last published period
Redfin, through May 2026
Days on market
28
Average pace
Redfin, through May 2026
Active listings
10
3.3 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$97,880
Home costs 5.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.4%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bay Park a buyer's or seller's market?
Seller's market3.3 months of supply28 days on market101.4% of asking
Bay Park, NY is a seller's market, based on 3.3 months of supply and homes selling in about 28 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bay Park housing market data show?
Every row below is Redfin's final published month for Bay Park, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $499,999 |
| Median list price | $470,000 |
| Median price per sq ft | $570/sq ft |
| Median days on market | 28 days |
| Active inventory | 10 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 101.4% |
| Homes sold (that month) | 3 |
| New listings (that month) | 2 |
| Listings with a price cut | 50.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bay Park is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bay Park is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bay Park home prices moved?
Over the last three years the median sale price in Bay Park, NY fell 44.4%, from $900,000 to $499,999. 50.0% of Bay Park listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.3 months while the sale-to-list ratio slips below its current 101.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bay Park?
Priced off the median sale price of $499,999 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $100,000 | $399,999 | $2,571/mo |
| 5% | $25,000 | $474,999 | $3,052/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,571, that implies roughly $110,164 a year before you add taxes and insurance. The median household in Bay Park earns $97,880, about $12,284 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bay Park in the next 12 months?
Tell us your timeline. We send the Bay Park market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bay Park?
Zillow does not publish a rent index (ZORI) for Bay Park, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bay Park?
Active listings in Bay Park, NY went from 7 in April 2025 to 10 in May 2026, a +42.9% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 9 | 4 |
| July 2025 | 12 | 3 |
| August 2025 | 12 | 4 |
| September 2025 | 12 | 2 |
| October 2025 | 10 | 3 |
| November 2025 | 10 | 3 |
| December 2025 | 8 | 1 |
| January 2026 | 10 | 4 |
| February 2026 | 11 | 3 |
| March 2026 | 10 | 4 |
| April 2026 | 12 | 6 |
| May 2026 | 10 | 2 |
Redfin, through May 2026
How does Bay Park compare to New York and the U.S.?
Bay Park homes sell for $499,999 — 19% below the New York median of $620,500. Against the national median of $410,700, Bay Park runs 22% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bay Park, NY | $499,999 | not published | 28 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bay Park
What buyers should watch
- Months of supply, currently 3.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $482 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $499,999 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bay Park listing goes under contract in 28 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bay Park added 2 new listings against 3 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Bay Park varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bay Park
There are currently 10 homes listed for sale in Bay Park, New York. The median listing price is $470K. Featured listings range from $425,000 to $1,075,000.
$429,999
5 James St S
Bay Park, NY
2 bd1 ba1,095 sqft$393/ft²
House2,250 sqft lot
View photos & details
$469,000
64 Waterview St
Bay Park, NY
3 bd2 ba1,178 sqft$398/ft²
House3,659 sqft lot
View photos & details
$499,000
2 Hyannis Ct
Bay Park, NY
2 bd1 ba823 sqft$606/ft²
House6,425 sqft lot
View photos & details
$500,000
126 Williamson St
Bay Park, NY
2 bd2 ba1,208 sqft$414/ft²
House3,001 sqft lot
View photos & details
$575,000
9 Hewlett Point Ave
Bay Park, NY
4 bd2 ba1,361 sqft$422/ft²
House5,998 sqft lot
View photos & details
$650,000
2 Quay Ct
Bay Park, NY
4 bd2 ba1,525 sqft$426/ft²
House5,719 sqft lot
View photos & details
$679,000
129 West Blvd
Bay Park, NY
3 bd2 ba1,890 sqft$359/ft²
House2,609 sqft lot
View photos & details
$689,000
12 Hewlett Point Ave
Bay Park, NY
3 bd1 ba1,719 sqft$401/ft²
House4,792 sqft lot
View photos & details
$875,000
24 North Blvd
Bay Park, NY
3 bd3 ba2,288 sqft$382/ft²
House3,101 sqft lot
View photos & details
$975,000
3 Marjorie Ln
Bay Park, NY
5 bd4 ba2,974 sqft$328/ft²
House4,356 sqft lot
View photos & details
$1,075,000
14 James St
Bay Park, NY
3 bd3 ba1,642 sqft$655/ft²
House2,400 sqft lot
View photos & details
Looking to buy in Bay Park?
Get connected with a local real estate expert — free, no obligation.
Active listings
10
Homes on market
Median list price
$470K
Avg. days on market
28
Days until sale
New this week
2
Newly listed
Price drops:50.0%of listings
Sale-to-list:101.4%
How much do homes cost in Bay Park by property type?
How the Bay Park, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $499,999 | $570/sq ft | 3 | 28 days |
Who lives in Bay Park?
American Community Survey estimates for Bay Park. U.S. Census ACS, 2023
Population
1,780
Households
625
Median income
$97,880/yr
Median age
40.5 years
Owner-occupied
100.0%
Median home value
$494,500
Mean commute
37.1 min
100.0% of occupied homes in Bay Park are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Bay Park, NY?
Ordered by distance from Bay Park, not by size. Compare Bay Park side by side with any of them.
Bay Park housing market FAQ
Is Bay Park a buyer's or seller's market?
Bay Park, NY is currently a seller's market. That read comes from 3.3 months of supply, homes going under contract in about 28 days, and sellers getting 101.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bay Park?
The median sale price in the last month Redfin published was $499,999, about $570 per square foot.
Is Bay Park cheaper than the rest of New York?
Bay Park's median sale price of $499,999 is 19% lower than the New York statewide median of $620,500, and 22% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bay Park?
Homes in Bay Park, NY spent a median of 28 days on market before going under contract, versus 42 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Bay Park?
At the current 30-year fixed rate of 6.66%, 20% down on a $499,999 home is about $2,571 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $110,164 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $97,880.
Are home prices rising in Bay Park?
We do not hold a complete 12-month value series for Bay Park, NY yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Bay Park?
Bay Park ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bay Park?
That depends on your timeline, not on a headline. What the data says today: Bay Park, NY is a seller's market with 3.3 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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