$100,000
Ridge Rd
Ardsley, NY
Land9,143 sqft lot
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Ardsley, NY Housing Market
Balanced market+11.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through April 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Ardsley, NY is worth $1.08M, rose 11.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $865,000, -28.8% year over year (through May 2026). With 6.0 months of supply and homes going under contract in about 20 days, Ardsley is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $1.08M home is about $5,760/mo in principal and interest.
Key numbers for Ardsley, NY
Typical home value
$1.08M
+11.0% in 12 months
Zillow, August 2026
Median sale price
$865,000
-28.8% year over year
Redfin, through April 2026
Days on market
20
Fast-moving
Redfin, through April 2026
Active listings
6
6.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$250,001
Home costs 4.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
119.3%
Selling above asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ardsley a buyer's or seller's market?
Balanced market6.0 months of supply20 days on market119.3% of asking
Ardsley, NY is a balanced market, based on 6.0 months of supply and homes selling in about 20 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ardsley housing market data show?
Every row below is Redfin's final published month for Ardsley, NY. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $865,000 |
| Median list price | $1.26M |
| Year-over-year price change | -28.8% |
| Median price per sq ft | $637/sq ft |
| Median days on market | 20 days |
| Active inventory | 6 listings |
| Months of supply | 6.0 months |
| Sale-to-list price ratio | 119.3% |
| Homes sold (that month) | 1 |
| New listings (that month) | 6 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ardsley is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ardsley is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ardsley home prices moved?
Over the last three years the median sale price in Ardsley, NY rose 23.7%, from $699,500 to $865,000. The live Zillow value series has rose 11.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 6.0 months while the sale-to-list ratio slips below its current 119.3%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ardsley?
Priced off the typical home value of $1.08M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $215,805 | $863,219 | $5,760/mo |
| 5% | $53,951 | $1.03M | $6,840/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,760, that implies roughly $246,875 a year before you add taxes and insurance. The median household in Ardsley earns $250,001, about $3,126 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.3x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ardsley in the next 12 months?
Tell us your timeline. We send the Ardsley market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ardsley?
Zillow does not publish a rent index (ZORI) for Ardsley, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ardsley?
Active listings in Ardsley, NY went from 8 in April 2025 to 6 in April 2026, a -25.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| May 2025 | 11 | 10 |
| June 2025 | 7 | 3 |
| July 2025 | 4 | 4 |
| August 2025 | 5 | 4 |
| September 2025 | 6 | 4 |
| October 2025 | 5 | 3 |
| November 2025 | 3 | not published |
| December 2025 | 2 | not published |
| January 2026 | 3 | 3 |
| February 2026 | 4 | 3 |
| March 2026 | 3 | 6 |
| April 2026 | 6 | 6 |
Redfin, through April 2026
How does Ardsley compare to New York and the U.S.?
Ardsley homes sell for $865,000 — 39% above the New York median of $620,500. Against the national median of $410,700, Ardsley runs 111% higher. Year-over-year, Ardsley moved -28.8% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ardsley, NY | $865,000 | -28.8% | 20 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ardsley
What buyers should watch
- Months of supply, currently 6.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $1,080 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $1.08M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ardsley listing goes under contract in 20 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 119.3% of asking. Price at the number you want and let competition do the rest.
- In the last published month Ardsley added 6 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +11.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Ardsley varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ardsley
There are currently 6 homes listed for sale in Ardsley, New York. The median listing price is $1.3M. Featured listings range from $100,000 to $1,479,000.
$475,000
Springwood Ave
Ardsley, NY
Land12,197 sqft lot
View photos & details
$725,000
20 Taft Ln
Ardsley, NY
4 bd2 ba1,358 sqft$534/ft²
House6,098 sqft lot
View photos & details
$759,000
100 Euclid Ave
Ardsley, NY
3 bd1 ba1,650 sqft$460/ft²
House12,197 sqft lot
View photos & details
$889,000
34 Western Dr
Ardsley, NY
3 bd2 ba1,487 sqft$598/ft²
House7,841 sqft lot
View photos & details
$1,050,000
32 Bramblebrook Rd
Ardsley, NY
4 bd3 ba1,562 sqft$672/ft²
House9,583 sqft lot
View photos & details
$1,150,000
111 Ridge Rd
Ardsley, NY
5 bd4 ba2,698 sqft$426/ft²
House10,890 sqft lot
View photos & details
$1,479,000
9 Chestnut St
Ardsley, NY
4 bd3 ba2,455 sqft$602/ft²
House10,019 sqft lot
View photos & details
Looking to buy in Ardsley?
Get connected with a local real estate expert — free, no obligation.
Active listings
6
Homes on market
Median list price
$1.3M
Avg. days on market
20
Days until sale
New this week
6
Newly listed
Sale-to-list:119.3%
How much do homes cost in Ardsley by property type?
How the Ardsley, NY market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $865,000 | $637/sq ft | 1 | 20 days |
| Townhouse | $995,000 | $382/sq ft | 1 | 8 days |
Who lives in Ardsley?
American Community Survey estimates for Ardsley. U.S. Census ACS, 2023
Population
5,005
Households
1,627
Median income
$250,001/yr
Median age
42 years
Owner-occupied
82.2%
Median home value
$792,900
Median gross rent
$3,501/mo
Mean commute
34 min
82.2% of occupied homes in Ardsley are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $792,900 against Zillow's $1.08M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Ardsley?
3 schools tracked · 2,324 students
The largest public schools serving Ardsley, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CONCORD ROAD ELEMENTARY SCHOOL
Grades K-4 · 810 students
ARDSLEY MIDDLE SCHOOL
Grades 5-8 · 766 students
ARDSLEY HIGH SCHOOL
Grades 9-12 · 748 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Ardsley, NY?
Ordered by distance from Ardsley, not by size. Compare Ardsley side by side with any of them.
Ardsley housing market FAQ
Is Ardsley a buyer's or seller's market?
Ardsley, NY is currently a balanced market. That read comes from 6.0 months of supply, homes going under contract in about 20 days, and sellers getting 119.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ardsley?
The typical home in Ardsley, NY is worth $1.08M (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $865,000, about $637 per square foot.
Is Ardsley cheaper than the rest of New York?
Ardsley's median sale price of $865,000 is 39% higher than the New York statewide median of $620,500, and 111% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ardsley?
Homes in Ardsley, NY spent a median of 20 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Ardsley?
At the current 30-year fixed rate of 7.03%, 20% down on a $1.08M home is about $5,760 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $246,875 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $250,001.
Are home prices rising in Ardsley?
The typical home value in Ardsley, NY rose 11.0% over the last 12 months, from $972,009 to $1.08M (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Ardsley?
Ardsley ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ardsley?
That depends on your timeline, not on a headline. What the data says today: Ardsley, NY is a balanced market with 6.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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