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Featured local agent — Sacramento, NM
Sarah Mitchell
Compass Real Estate · Sacramento, NM
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Sacramento, NM Housing Market
The typical home in Sacramento, NM is worth $254,717, rose 3.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $295,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 120 days, Sacramento is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $254,717 home is about $1,360/mo in principal and interest.
Key numbers for Sacramento, NM
Typical home value
$254,717
+3.5% in 12 months
Zillow, August 2026
Median sale price
$295,000
Last published period
Redfin, through October 2025
Days on market
120
Slow-moving
Redfin, through October 2025
Active listings
1
1.0 months of supply
Redfin, through October 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Sacramento a buyer's or seller's market?
Sacramento, NM is a seller's market, based on 1.0 months of supply and homes selling in about 120 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Sacramento housing market data show?
Every row below is Redfin's final published month for Sacramento, NM. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $295,000 |
| Median list price | $149,900 |
| Median price per sq ft | $174/sq ft |
| Median days on market | 120 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Sacramento is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Sacramento is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Sacramento home prices moved?
We hold fewer than three months of sale history for Sacramento, NM, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.
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What does it cost to buy a home in Sacramento?
Priced off the typical home value of $254,717 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $50,943 | $203,774 | $1,360/mo |
| 5% | $12,736 | $241,981 | $1,615/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,360, that implies roughly $58,278 a year before you add taxes and insurance. We do not hold a Census income figure for Sacramento, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Sacramento in the next 12 months?
Tell us your timeline. We send the Sacramento market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Sacramento?
Zillow does not publish a rent index (ZORI) for Sacramento, NM, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Sacramento?
We hold fewer than two months of inventory readings for Sacramento, NM, so there is no trend to report yet. The most recent count we have is 1 active listings (Redfin, through May 2026).
How does Sacramento compare to New Mexico and the U.S.?
Sacramento homes sell for $295,000 — 25% below the New Mexico median of $395,500. Against the national median of $410,700, Sacramento runs 28% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Sacramento, NM | $295,000 | not published | 120 days |
| New Mexico statewide | $395,500 | +10.8% | 53 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Sacramento
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $255 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $254,717 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Sacramento listing goes under contract in 120 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Sacramento added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +3.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Sacramento varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Sacramento
There are currently 1 homes listed for sale in Sacramento, New Mexico. The median listing price is $150K.
Active listings
1
Homes on market
Median list price
$150K
Avg. days on market
120
Days until sale
New this week
1
Newly listed
How much do homes cost in Sacramento by property type?
How the Sacramento, NM market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $295,000 | $174/sq ft | 1 | 120 days |
Who lives in Sacramento?
American Community Survey estimates for Sacramento. U.S. Census ACS, 2023
Population
0
Households
0
Which cities are near Sacramento, NM?
Ordered by distance from Sacramento, not by size. Compare Sacramento side by side with any of them.
Sacramento housing market FAQ
Is Sacramento a buyer's or seller's market?
Sacramento, NM is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 120 days in the last month Redfin published (May 2026).
How much do homes cost in Sacramento?
The typical home in Sacramento, NM is worth $254,717 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $295,000, about $174 per square foot.
Is Sacramento cheaper than the rest of New Mexico?
Sacramento's median sale price of $295,000 is 25% lower than the New Mexico statewide median of $395,500, and 28% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Sacramento?
Homes in Sacramento, NM spent a median of 120 days on market before going under contract, versus 53 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Sacramento?
At the current 30-year fixed rate of 7.03%, 20% down on a $254,717 home is about $1,360 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $58,278 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Sacramento?
The typical home value in Sacramento, NM rose 3.5% over the last 12 months, from $246,206 to $254,717 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Sacramento?
Sacramento ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Sacramento?
That depends on your timeline, not on a headline. What the data says today: Sacramento, NM is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $254,717, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.