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Featured local agent — El Valle de Arroyo Seco, NM
Sarah Mitchell
Compass Real Estate · El Valle de Arroyo Seco, NM
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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El Valle de Arroyo Seco, NM Housing Market
The last median sale price Redfin published was $464,250 (through May 2026). With homes going under contract in about 217 days, El Valle de Arroyo Seco is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $464,250 home is about $2,478/mo in principal and interest.
Key numbers for El Valle de Arroyo Seco, NM
Median sale price
$464,250
Last published period
Redfin, through April 2026
Days on market
217
Slow-moving
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$69,556
Home costs 6.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.0%
Selling below asking
Redfin, through April 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is El Valle de Arroyo Seco a buyer's or seller's market?
El Valle de Arroyo Seco, NM is a leaning buyer's and homes selling in about 217 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the El Valle de Arroyo Seco housing market data show?
Every row below is Redfin's final published month for El Valle de Arroyo Seco, NM. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $464,250 |
| Median price per sq ft | $249/sq ft |
| Median days on market | 217 days |
| Sale-to-list price ratio | 96.0% |
| Homes sold (that month) | 2 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for El Valle de Arroyo Seco is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in El Valle de Arroyo Seco is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have El Valle de Arroyo Seco home prices moved?
Across the 20 months we hold for El Valle de Arroyo Seco, NM, the median sale price rose 125.2%, from $206,150 in August 2021 to $464,250.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in El Valle de Arroyo Seco?
Priced off the median sale price of $464,250 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $92,850 | $371,400 | $2,478/mo |
| 5% | $23,213 | $441,038 | $2,943/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,478, that implies roughly $106,218 a year before you add taxes and insurance. The median household in El Valle de Arroyo Seco earns $69,556, about $36,662 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 6.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in El Valle de Arroyo Seco in the next 12 months?
Tell us your timeline. We send the El Valle de Arroyo Seco market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in El Valle de Arroyo Seco?
Zillow does not publish a rent index (ZORI) for El Valle de Arroyo Seco, NM, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in El Valle de Arroyo Seco?
Active listings in El Valle de Arroyo Seco, NM went from 1 in October 2021 to 1 in November 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| November 2021 | 1 | not published |
| December 2021 | 1 | not published |
| October 2022 | 1 | not published |
| November 2022 | 1 | not published |
| January 2023 | 2 | not published |
| June 2023 | 3 | 2 |
| October 2023 | 3 | not published |
| November 2023 | 1 | not published |
| December 2024 | 1 | not published |
| February 2025 | 1 | 1 |
| August 2025 | 2 | not published |
| November 2025 | 1 | not published |
Redfin, through November 2025
How does El Valle de Arroyo Seco compare to New Mexico and the U.S.?
El Valle de Arroyo Seco homes sell for $464,250 — 17% above the New Mexico median of $395,500. Against the national median of $410,700, El Valle de Arroyo Seco runs 13% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| El Valle de Arroyo Seco, NM | $464,250 | not published | 217 days |
| New Mexico statewide | $395,500 | +10.8% | 53 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in El Valle de Arroyo Seco
What buyers should watch
- The gap between 5% and 20% down here is $465 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $464,250 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median El Valle de Arroyo Seco listing goes under contract in 217 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside El Valle de Arroyo Seco varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in El Valle de Arroyo Seco
Explore homes currently listed for sale in El Valle de Arroyo Seco, New Mexico across major real estate platforms.
How much do homes cost in El Valle de Arroyo Seco by property type?
How the El Valle de Arroyo Seco, NM market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $464,250 | $249/sq ft | 2 | 217 days |
Who lives in El Valle de Arroyo Seco?
American Community Survey estimates for El Valle de Arroyo Seco. U.S. Census ACS, 2023
Population
1,602
Households
741
Median income
$69,556/yr
Median age
41.1 years
Owner-occupied
82.7%
Median home value
$214,400
Median gross rent
$1,077/mo
Mean commute
24.9 min
82.7% of occupied homes in El Valle de Arroyo Seco are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near El Valle de Arroyo Seco, NM?
Ordered by distance from El Valle de Arroyo Seco, not by size. Compare El Valle de Arroyo Seco side by side with any of them.
El Valle de Arroyo Seco housing market FAQ
Is El Valle de Arroyo Seco a buyer's or seller's market?
El Valle de Arroyo Seco, NM is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in El Valle de Arroyo Seco?
The median sale price in the last month Redfin published was $464,250, about $249 per square foot.
Is El Valle de Arroyo Seco cheaper than the rest of New Mexico?
El Valle de Arroyo Seco's median sale price of $464,250 is 17% higher than the New Mexico statewide median of $395,500, and 13% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in El Valle de Arroyo Seco?
Homes in El Valle de Arroyo Seco, NM spent a median of 217 days on market before going under contract, versus 53 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in El Valle de Arroyo Seco?
At the current 30-year fixed rate of 7.03%, 20% down on a $464,250 home is about $2,478 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $106,218 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $69,556.
Are home prices rising in El Valle de Arroyo Seco?
We do not hold a complete 12-month value series for El Valle de Arroyo Seco, NM yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in El Valle de Arroyo Seco?
El Valle de Arroyo Seco ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in El Valle de Arroyo Seco?
That depends on your timeline, not on a headline. What the data says today: El Valle de Arroyo Seco, NM is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $464,250, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.