$425,000
County Road 56
Chamita, NM
Land14.65 acres
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Compass Real Estate · Chamita, NM
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Chamita, NM(512) 555-0184TX License #0512847
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Chamita, NM Housing Market
Seller's market
Redfin, through November 2024 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $175,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 27 days, Chamita is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $175,000 home is about $934/mo in principal and interest.
Key numbers for Chamita, NM
Median sale price
$175,000
Last published period
Redfin, through November 2024
Days on market
27
Average pace
Redfin, through November 2024
Active listings
1
1.0 months of supply
Redfin, through November 2024
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$62,813
Home costs 2.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through November 2024
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Chamita a buyer's or seller's market?
Seller's market1.0 months of supply27 days on market100.0% of asking
Chamita, NM is a seller's market, based on 1.0 months of supply and homes selling in about 27 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Chamita housing market data show?
Every row below is Redfin's final published month for Chamita, NM. Redfin, through November 2024
| Metric | Value |
|---|---|
| Median sale price | $175,000 |
| Median list price | $75,000 |
| Median price per sq ft | $160/sq ft |
| Median days on market | 27 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Chamita is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Chamita is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Chamita home prices moved?
Across the 3 months we hold for Chamita, NM, the median sale price fell 52.7%, from $370,000 in November 2022 to $175,000. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through November 2024 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Chamita?
Priced off the median sale price of $175,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $35,000 | $140,000 | $934/mo |
| 5% | $8,750 | $166,250 | $1,109/mo |
Redfin, through November 2024 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $934, that implies roughly $40,039 a year before you add taxes and insurance. The median household in Chamita earns $62,813, about $22,774 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.8x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Chamita in the next 12 months?
Tell us your timeline. We send the Chamita market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Chamita?
Zillow does not publish a rent index (ZORI) for Chamita, NM, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Chamita?
We hold fewer than two months of inventory readings for Chamita, NM, so there is no trend to report yet. The most recent count we have is 1 active listings (Redfin, through May 2026).
How does Chamita compare to New Mexico and the U.S.?
Chamita homes sell for $175,000 — 56% below the New Mexico median of $395,500. Against the national median of $410,700, Chamita runs 57% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Chamita, NM | $175,000 | not published | 27 days |
| New Mexico statewide | $395,500 | +10.8% | 53 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2024 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Chamita
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $175 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $175,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Chamita listing goes under contract in 27 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Chamita added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Chamita varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Chamita
There are currently 1 homes listed for sale in Chamita, New Mexico. The median listing price is $75K.
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Active listings
1
Homes on market
Median list price
$75K
Avg. days on market
27
Days until sale
New this week
1
Newly listed
Sale-to-list:100.0%
How much do homes cost in Chamita by property type?
How the Chamita, NM market breaks down across single-family homes, condos and townhouses. Redfin, through November 2024
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $175,000 | $160/sq ft | 1 | 56 days |
Who lives in Chamita?
American Community Survey estimates for Chamita. U.S. Census ACS, 2023
Population
829
Households
333
Median income
$62,813/yr
Median age
43.2 years
Owner-occupied
85.3%
Median home value
$230,700
Median gross rent
$725/mo
Mean commute
22 min
85.3% of occupied homes in Chamita are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Chamita, NM?
Ordered by distance from Chamita, not by size. Compare Chamita side by side with any of them.
Chamita housing market FAQ
Is Chamita a buyer's or seller's market?
Chamita, NM is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 27 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Chamita?
The median sale price in the last month Redfin published was $175,000, about $160 per square foot.
Is Chamita cheaper than the rest of New Mexico?
Chamita's median sale price of $175,000 is 56% lower than the New Mexico statewide median of $395,500, and 57% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Chamita?
Homes in Chamita, NM spent a median of 27 days on market before going under contract, versus 53 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Chamita?
At the current 30-year fixed rate of 7.03%, 20% down on a $175,000 home is about $934 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $40,039 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $62,813.
Are home prices rising in Chamita?
We do not hold a complete 12-month value series for Chamita, NM yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Chamita?
Chamita ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Chamita?
That depends on your timeline, not on a headline. What the data says today: Chamita, NM is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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