Brokers — List your Company Here
Featured local agent — Union, NE
Sarah Mitchell
Compass Real Estate · Union, NE
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Union, NE Housing Market
The typical home in Union, NE is worth $364,897, rose 4.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $149,511 (through May 2026). With homes going under contract in about 4 days, Union is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $364,897 home is about $1,948/mo in principal and interest.
Key numbers for Union, NE
Typical home value
$364,897
+4.5% in 12 months
Zillow, August 2026
Median sale price
$149,511
Last published period
Redfin, through December 2025
Days on market
4
Fast-moving
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$57,500
Home costs 6.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
115.0%
Selling above asking
Redfin, through December 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Union a buyer's or seller's market?
Union, NE is a seller's market and homes selling in about 4 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Union housing market data show?
Every row below is Redfin's final published month for Union, NE. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $149,511 |
| Median price per sq ft | $79/sq ft |
| Median days on market | 4 days |
| Sale-to-list price ratio | 115.0% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Union is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Union is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Union home prices moved?
Across the 6 months we hold for Union, NE, the median sale price rose 57.4%, from $95,000 in August 2022 to $149,511. The live Zillow value series has rose 4.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
Get Union market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Union?
Priced off the typical home value of $364,897 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $72,979 | $291,917 | $1,948/mo |
| 5% | $18,245 | $346,652 | $2,313/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,948, that implies roughly $83,487 a year before you add taxes and insurance. The median household in Union earns $57,500, about $25,987 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Union in the next 12 months?
Tell us your timeline. We send the Union market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Union?
Zillow does not publish a rent index (ZORI) for Union, NE, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Union?
Active listings in Union, NE went from 1 in August 2022 to 1 in June 2024, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings |
|---|---|
| August 2022 | 1 |
| May 2024 | 1 |
| June 2024 | 1 |
Redfin, through June 2024
How does Union compare to Nebraska and the U.S.?
Union homes sell for $149,511 — 53% below the Nebraska median of $319,100. Against the national median of $410,700, Union runs 64% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Union, NE | $149,511 | not published | 4 days |
| Nebraska statewide | $319,100 | +2.8% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Union
What buyers should watch
- The gap between 5% and 20% down here is $365 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $364,897 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Union listing goes under contract in 4 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 115.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +4.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Union varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Union
Explore homes currently listed for sale in Union, Nebraska across major real estate platforms.
How much do homes cost in Union by property type?
How the Union, NE market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $149,511 | $79/sq ft | 1 | 4 days |
Who lives in Union?
American Community Survey estimates for Union. U.S. Census ACS, 2023
Population
239
Households
108
Median income
$57,500/yr
Median age
42.1 years
Owner-occupied
86.1%
Median home value
$109,400
Median gross rent
$775/mo
Mean commute
27.3 min
86.1% of occupied homes in Union are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $109,400 against Zillow's $364,897 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Union, NE?
Ordered by distance from Union, not by size. Compare Union side by side with any of them.
Union housing market FAQ
Is Union a buyer's or seller's market?
Union, NE is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Union?
The typical home in Union, NE is worth $364,897 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $149,511, about $79 per square foot.
Is Union cheaper than the rest of Nebraska?
Union's median sale price of $149,511 is 53% lower than the Nebraska statewide median of $319,100, and 64% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Union?
Homes in Union, NE spent a median of 4 days on market before going under contract, versus 27 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Union?
At the current 30-year fixed rate of 7.03%, 20% down on a $364,897 home is about $1,948 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $83,487 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $57,500.
Are home prices rising in Union?
The typical home value in Union, NE rose 4.5% over the last 12 months, from $349,292 to $364,897 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Union?
Union ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Union?
That depends on your timeline, not on a headline. What the data says today: Union, NE is a seller's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Union, NE
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Union
Nearby markets
Get the Union market brief
Get the Union, NE market brief
One email: what homes are actually clearing at around $364,897, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.