$279,500
106 E 3rd St
Alda, NE
3 bd3 ba3,288 sqft$85/ft²
House12,632 sqft lot
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Compass Real Estate · Alda, NE
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Alda, NE Housing Market
Leaning buyer's+1.6% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through April 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Alda, NE is worth $248,005, rose 1.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $279,500 (through May 2026). With homes going under contract in about 215 days, Alda is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $248,005 home is about $1,324/mo in principal and interest.
Key numbers for Alda, NE
Typical home value
$248,005
+1.6% in 12 months
Zillow, August 2026
Median sale price
$279,500
Last published period
Redfin, through April 2026
Days on market
215
Slow-moving
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$50,000
Home costs 5.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Alda a buyer's or seller's market?
Leaning buyer's215 days on market100.0% of asking
Alda, NE is a leaning buyer's and homes selling in about 215 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Alda housing market data show?
Every row below is Redfin's final published month for Alda, NE. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $279,500 |
| Median price per sq ft | $85/sq ft |
| Median days on market | 215 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Alda is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Alda is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Alda home prices moved?
Across the 13 months we hold for Alda, NE, the median sale price rose 132.9%, from $120,000 in December 2021 to $279,500. The live Zillow value series has rose 1.6% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Alda?
Priced off the typical home value of $248,005 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $49,601 | $198,404 | $1,324/mo |
| 5% | $12,400 | $235,604 | $1,572/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,324, that implies roughly $56,742 a year before you add taxes and insurance. The median household in Alda earns $50,000, about $6,742 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.0x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Alda in the next 12 months?
Tell us your timeline. We send the Alda market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Alda?
Zillow does not publish a rent index (ZORI) for Alda, NE, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Alda?
Active listings in Alda, NE went from 1 in December 2021 to 1 in December 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| December 2021 | 1 | not published |
| March 2022 | 2 | 1 |
| May 2022 | 1 | not published |
| December 2024 | 1 | 1 |
| December 2025 | 1 | not published |
Redfin, through December 2025
How does Alda compare to Nebraska and the U.S.?
Alda homes sell for $279,500 — 12% below the Nebraska median of $319,100. Against the national median of $410,700, Alda runs 32% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Alda, NE | $279,500 | not published | 215 days |
| Nebraska statewide | $319,100 | +2.8% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Alda
What buyers should watch
- The gap between 5% and 20% down here is $248 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $248,005 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Alda listing goes under contract in 215 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +1.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Alda varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Alda
Explore homes currently listed for sale in Alda, Nebraska across major real estate platforms.
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Sale-to-list:100.0%
How much do homes cost in Alda by property type?
How the Alda, NE market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $279,500 | $85/sq ft | 1 | 215 days |
Who lives in Alda?
American Community Survey estimates for Alda. U.S. Census ACS, 2023
Population
585
Households
232
Median income
$50,000/yr
Median age
40.5 years
Owner-occupied
84.9%
Median home value
$86,500
Median gross rent
$1,075/mo
Mean commute
19.2 min
84.9% of occupied homes in Alda are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $86,500 against Zillow's $248,005 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Alda, NE?
Ordered by distance from Alda, not by size. Compare Alda side by side with any of them.
Alda housing market FAQ
Is Alda a buyer's or seller's market?
Alda, NE is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Alda?
The typical home in Alda, NE is worth $248,005 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $279,500, about $85 per square foot.
Is Alda cheaper than the rest of Nebraska?
Alda's median sale price of $279,500 is 12% lower than the Nebraska statewide median of $319,100, and 32% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Alda?
Homes in Alda, NE spent a median of 215 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Alda?
At the current 30-year fixed rate of 7.03%, 20% down on a $248,005 home is about $1,324 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $56,742 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $50,000.
Are home prices rising in Alda?
The typical home value in Alda, NE rose 1.6% over the last 12 months, from $244,011 to $248,005 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Alda?
Alda ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Alda?
That depends on your timeline, not on a headline. What the data says today: Alda, NE is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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