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Featured local agent — Canyon Creek, MT
Sarah Mitchell
Compass Real Estate · Canyon Creek, MT
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Canyon Creek, MT Housing Market
The typical home in Canyon Creek, MT is worth $503,086, rose 4.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $799,000 (through May 2026). With homes going under contract in about 67 days, Canyon Creek is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $503,086 home is about $2,686/mo in principal and interest.
Key numbers for Canyon Creek, MT
Typical home value
$503,086
+4.1% in 12 months
Zillow, August 2026
Median sale price
$799,000
Last published period
Redfin, through May 2026
Days on market
67
Slow-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Canyon Creek a buyer's or seller's market?
Canyon Creek, MT is a leaning buyer's and homes selling in about 67 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Canyon Creek housing market data show?
Every row below is Redfin's final published month for Canyon Creek, MT. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $799,000 |
| Median price per sq ft | $401/sq ft |
| Median days on market | 67 days |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Canyon Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Canyon Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Canyon Creek home prices moved?
We hold fewer than three months of sale history for Canyon Creek, MT, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.
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What does it cost to buy a home in Canyon Creek?
Priced off the typical home value of $503,086 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $100,617 | $402,469 | $2,686/mo |
| 5% | $25,154 | $477,932 | $3,189/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,686, that implies roughly $115,104 a year before you add taxes and insurance. We do not hold a Census income figure for Canyon Creek, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Canyon Creek in the next 12 months?
Tell us your timeline. We send the Canyon Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Canyon Creek?
Zillow does not publish a rent index (ZORI) for Canyon Creek, MT, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Canyon Creek?
We hold fewer than two months of inventory readings for Canyon Creek, MT, so there is no trend to report yet.
How does Canyon Creek compare to Montana and the U.S.?
Canyon Creek homes sell for $799,000 — 51% above the Montana median of $528,600. Against the national median of $410,700, Canyon Creek runs 95% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Canyon Creek, MT | $799,000 | not published | 67 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Canyon Creek
What buyers should watch
- The gap between 5% and 20% down here is $504 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $503,086 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Canyon Creek listing goes under contract in 67 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +4.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Canyon Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Canyon Creek
Explore homes currently listed for sale in Canyon Creek, Montana across major real estate platforms.
How much do homes cost in Canyon Creek by property type?
How the Canyon Creek, MT market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $799,000 | $401/sq ft | 1 | 67 days |
Who lives in Canyon Creek?
American Community Survey estimates for Canyon Creek. U.S. Census ACS, 2023
Population
28
Households
28
Owner-occupied
100.0%
100.0% of occupied homes in Canyon Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Canyon Creek?
1 schools tracked · 41 students
The largest public schools serving Canyon Creek, MT by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Trinity School
Grades PK-8 · 41 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Canyon Creek, MT?
Ordered by distance from Canyon Creek, not by size. Compare Canyon Creek side by side with any of them.
Canyon Creek housing market FAQ
Is Canyon Creek a buyer's or seller's market?
Canyon Creek, MT is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Canyon Creek?
The typical home in Canyon Creek, MT is worth $503,086 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $799,000, about $401 per square foot.
Is Canyon Creek cheaper than the rest of Montana?
Canyon Creek's median sale price of $799,000 is 51% higher than the Montana statewide median of $528,600, and 95% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Canyon Creek?
Homes in Canyon Creek, MT spent a median of 67 days on market before going under contract, versus 69 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Canyon Creek?
At the current 30-year fixed rate of 7.03%, 20% down on a $503,086 home is about $2,686 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $115,104 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Canyon Creek?
The typical home value in Canyon Creek, MT rose 4.1% over the last 12 months, from $483,298 to $503,086 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Canyon Creek?
Canyon Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Canyon Creek?
That depends on your timeline, not on a headline. What the data says today: Canyon Creek, MT is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $503,086, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.