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Featured local agent — Senath, MO
Sarah Mitchell
Compass Real Estate · Senath, MO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Senath, MO Housing Market
The typical home in Senath, MO is worth $99,188, rose 24.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $127,000 (through May 2026). With homes going under contract in about 104 days, Senath is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $99,188 home is about $530/mo in principal and interest.
Key numbers for Senath, MO
Typical home value
$99,188
+24.6% in 12 months
Zillow, August 2026
Median sale price
$127,000
Last published period
Redfin, through January 2026
Days on market
104
Slow-moving
Redfin, through January 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$38,304
Home costs 2.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through January 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Senath a buyer's or seller's market?
Senath, MO is a leaning buyer's and homes selling in about 104 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Senath housing market data show?
Every row below is Redfin's final published month for Senath, MO. Redfin, through January 2026
| Metric | Value |
|---|---|
| Median sale price | $127,000 |
| Median price per sq ft | $71/sq ft |
| Median days on market | 104 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Senath is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Senath is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Senath home prices moved?
Across the 15 months we hold for Senath, MO, the median sale price rose 353.6%, from $28,000 in July 2021 to $127,000. The live Zillow value series has rose 24.6% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through January 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Senath?
Priced off the typical home value of $99,188 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $19,838 | $79,350 | $530/mo |
| 5% | $4,959 | $94,228 | $629/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $530, that implies roughly $22,694 a year before you add taxes and insurance. The median household in Senath earns $38,304, about $15,610 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.6x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Senath in the next 12 months?
Tell us your timeline. We send the Senath market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Senath?
Zillow does not publish a rent index (ZORI) for Senath, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Senath?
Active listings in Senath, MO went from 2 in December 2022 to 1 in December 2024, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| December 2022 | 2 | 1 |
| February 2023 | 1 | not published |
| April 2023 | 2 | 2 |
| June 2023 | 1 | not published |
| May 2024 | 1 | 1 |
| October 2024 | 2 | not published |
| December 2024 | 1 | 1 |
Redfin, through December 2024
How does Senath compare to Missouri and the U.S.?
Senath homes sell for $127,000 — 57% below the Missouri median of $297,500. Against the national median of $410,700, Senath runs 69% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Senath, MO | $127,000 | not published | 104 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through January 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Senath
What buyers should watch
- The gap between 5% and 20% down here is $99 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $99,188 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Senath listing goes under contract in 104 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +24.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Senath varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Senath
Explore homes currently listed for sale in Senath, Missouri across major real estate platforms.
How much do homes cost in Senath by property type?
How the Senath, MO market breaks down across single-family homes, condos and townhouses. Redfin, through January 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $127,000 | $71/sq ft | 1 | 104 days |
Who lives in Senath?
American Community Survey estimates for Senath. U.S. Census ACS, 2023
Population
1,578
Households
537
Median income
$38,304/yr
Median age
37.4 years
Owner-occupied
60.7%
Median home value
$92,700
Median gross rent
$485/mo
Mean commute
28.4 min
60.7% of occupied homes in Senath are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $92,700 against Zillow's $99,188 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Senath?
2 schools tracked · 464 students
The largest public schools serving Senath, MO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
SENATH-HORNERSVILLE ELEM SCH
Grades PK-4 · 262 students
SENATH-HORNERSVILLE HIGH SCHOO
Grades 9-12 · 202 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Senath, MO?
Ordered by distance from Senath, not by size. Compare Senath side by side with any of them.
Senath housing market FAQ
Is Senath a buyer's or seller's market?
Senath, MO is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Senath?
The typical home in Senath, MO is worth $99,188 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $127,000, about $71 per square foot.
Is Senath cheaper than the rest of Missouri?
Senath's median sale price of $127,000 is 57% lower than the Missouri statewide median of $297,500, and 69% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Senath?
Homes in Senath, MO spent a median of 104 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Senath?
At the current 30-year fixed rate of 7.03%, 20% down on a $99,188 home is about $530 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $22,694 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $38,304.
Are home prices rising in Senath?
The typical home value in Senath, MO rose 24.6% over the last 12 months, from $79,631 to $99,188 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Senath?
Senath ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Senath?
That depends on your timeline, not on a headline. What the data says today: Senath, MO is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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