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Featured local agent — Fordland, MO
Sarah Mitchell
Compass Real Estate · Fordland, MO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fordland, MO Housing Market
The typical home in Fordland, MO is worth $282,967, rose 8.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $125,000, +37.1% year over year (through May 2026). With 3.0 months of supply and homes going under contract in about 162 days, Fordland is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $282,967 home is about $1,511/mo in principal and interest.
Key numbers for Fordland, MO
Typical home value
$282,967
+8.2% in 12 months
Zillow, August 2026
Median sale price
$125,000
+37.1% year over year
Redfin, through May 2026
Days on market
162
Slow-moving
Redfin, through May 2026
Active listings
3
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$49,167
Home costs 5.8x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fordland a buyer's or seller's market?
Fordland, MO is a balanced market, based on 3.0 months of supply and homes selling in about 162 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fordland housing market data show?
Every row below is Redfin's final published month for Fordland, MO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $125,000 |
| Median list price | $172,000 |
| Year-over-year price change | +37.1% |
| Median price per sq ft | $109/sq ft |
| Median days on market | 162 days |
| Active inventory | 3 listings |
| Months of supply | 3.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 4 |
| Listings with a price cut | 33.3% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fordland is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fordland is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fordland home prices moved?
Over the last three years the median sale price in Fordland, MO fell 24.2%, from $164,900 to $125,000. The live Zillow value series has rose 8.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.3% of Fordland listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fordland?
Priced off the typical home value of $282,967 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $56,593 | $226,373 | $1,511/mo |
| 5% | $14,148 | $268,818 | $1,794/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,511, that implies roughly $64,741 a year before you add taxes and insurance. The median household in Fordland earns $49,167, about $15,574 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fordland in the next 12 months?
Tell us your timeline. We send the Fordland market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fordland?
Zillow does not publish a rent index (ZORI) for Fordland, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Fordland?
Active listings in Fordland, MO went from 3 in March 2024 to 3 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2024 | 1 | 1 |
| August 2024 | 2 | not published |
| September 2024 | 2 | not published |
| January 2025 | 2 | not published |
| February 2025 | 2 | not published |
| May 2025 | 2 | 1 |
| July 2025 | 2 | not published |
| November 2025 | 5 | 1 |
| January 2026 | 3 | not published |
| March 2026 | 2 | 4 |
| April 2026 | 2 | not published |
| May 2026 | 3 | 4 |
Redfin, through May 2026
How does Fordland compare to Missouri and the U.S.?
Fordland homes sell for $125,000 — 58% below the Missouri median of $297,500. Against the national median of $410,700, Fordland runs 70% lower. Year-over-year, Fordland moved +37.1% against Missouri's +4.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fordland, MO | $125,000 | +37.1% | 162 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fordland
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $283 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $282,967 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fordland listing goes under contract in 162 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Fordland added 4 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +8.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fordland varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fordland
There are currently 3 homes listed for sale in Fordland, Missouri. The median listing price is $172K.
Active listings
3
Homes on market
Median list price
$172K
Avg. days on market
162
Days until sale
New this week
4
Newly listed
How much do homes cost in Fordland by property type?
How the Fordland, MO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $125,000 | $109/sq ft | 1 | 162 days |
Who lives in Fordland?
American Community Survey estimates for Fordland. U.S. Census ACS, 2023
Population
681
Households
262
Median income
$49,167/yr
Median age
35.3 years
Owner-occupied
57.6%
Median home value
$119,600
Median gross rent
$719/mo
Mean commute
26.7 min
57.6% of occupied homes in Fordland are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $119,600 against Zillow's $282,967 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Fordland?
4 schools tracked · 629 students
The largest public schools serving Fordland, MO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
FORDLAND ELEM.
Grades PK-5 · 286 students
FORDLAND HIGH
Grades 9-12 · 198 students
FORDLAND MIDDLE
Grades 6-8 · 145 students
OZARK CORRECTIONAL CENTER
Grades 7-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fordland, MO?
Ordered by distance from Fordland, not by size. Compare Fordland side by side with any of them.
Fordland housing market FAQ
Is Fordland a buyer's or seller's market?
Fordland, MO is currently a balanced market. That read comes from 3.0 months of supply, homes going under contract in about 162 days in the last month Redfin published (May 2026).
How much do homes cost in Fordland?
The typical home in Fordland, MO is worth $282,967 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $125,000, about $109 per square foot.
Is Fordland cheaper than the rest of Missouri?
Fordland's median sale price of $125,000 is 58% lower than the Missouri statewide median of $297,500, and 70% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fordland?
Homes in Fordland, MO spent a median of 162 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Fordland?
At the current 30-year fixed rate of 7.03%, 20% down on a $282,967 home is about $1,511 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $64,741 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $49,167.
Are home prices rising in Fordland?
The typical home value in Fordland, MO rose 8.2% over the last 12 months, from $261,565 to $282,967 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fordland?
Fordland ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fordland?
That depends on your timeline, not on a headline. What the data says today: Fordland, MO is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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