$104,500
326 E Missouri Ave
Chamois, MO
3 bd1 ba1,150 sqft$91/ft²
House18,731 sqft lot
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Compass Real Estate · Chamois, MO
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Chamois, MO(512) 555-0184TX License #0512847
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Chamois, MO Housing Market
Leaning buyer's+4.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Chamois, MO is worth $193,397, rose 4.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $104,500 (through May 2026). With homes going under contract in about 127 days, Chamois is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $193,397 home is about $1,032/mo in principal and interest.
Key numbers for Chamois, MO
Typical home value
$193,397
+4.5% in 12 months
Zillow, August 2026
Median sale price
$104,500
Last published period
Redfin, through May 2026
Days on market
127
Slow-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$37,857
Home costs 5.1x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Chamois a buyer's or seller's market?
Leaning buyer's127 days on market
Chamois, MO is a leaning buyer's and homes selling in about 127 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Chamois housing market data show?
Every row below is Redfin's final published month for Chamois, MO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $104,500 |
| Median price per sq ft | $91/sq ft |
| Median days on market | 127 days |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Chamois is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Chamois is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Chamois home prices moved?
Across the 22 months we hold for Chamois, MO, the median sale price rose 90.0%, from $55,000 in September 2021 to $104,500. The live Zillow value series has rose 4.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Chamois?
Priced off the typical home value of $193,397 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $38,679 | $154,717 | $1,032/mo |
| 5% | $9,670 | $183,727 | $1,226/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,032, that implies roughly $44,248 a year before you add taxes and insurance. The median household in Chamois earns $37,857, about $6,391 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Chamois in the next 12 months?
Tell us your timeline. We send the Chamois market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Chamois?
Zillow does not publish a rent index (ZORI) for Chamois, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Chamois?
Active listings in Chamois, MO went from 3 in September 2022 to 2 in February 2026, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| November 2022 | 4 | 1 |
| May 2023 | 4 | 3 |
| July 2023 | 5 | not published |
| September 2023 | 1 | not published |
| May 2024 | 1 | not published |
| September 2024 | 1 | not published |
| December 2024 | 2 | not published |
| June 2025 | 1 | not published |
| July 2025 | 1 | 1 |
| August 2025 | 1 | not published |
| December 2025 | 4 | not published |
| February 2026 | 2 | not published |
Redfin, through February 2026
How does Chamois compare to Missouri and the U.S.?
Chamois homes sell for $104,500 — 65% below the Missouri median of $297,500. Against the national median of $410,700, Chamois runs 75% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Chamois, MO | $104,500 | not published | 127 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Chamois
What buyers should watch
- The gap between 5% and 20% down here is $194 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $193,397 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Chamois listing goes under contract in 127 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +4.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Chamois varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Chamois
Explore homes currently listed for sale in Chamois, Missouri across major real estate platforms.
$119,000
Highway 89 N
Chamois, MO
Land16.25 acres
View photos & details
$129,000
502 S Market St
Chamois, MO
3 bd2 ba1,368 sqft$94/ft²
House39,204 sqft lot
View photos & details
$129,900
759 County Road 321
Chamois, MO
3 bd2 ba2,575 sqft$50/ft²
House18.06 acres
View photos & details
$229,900
118 Chambers Trl
Chamois, MO
4 bd2 ba2,052 sqft$112/ft²
Mobile home8.76 acres
View photos & details
$589,000
00 Tbd Highway Hh
Chamois, MO
2 bd1 ba1,360 sqft$433/ft²
Farm60.06 acres
View photos & details
Looking to buy in Chamois?
Get connected with a local real estate expert — free, no obligation.
How much do homes cost in Chamois by property type?
How the Chamois, MO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $104,500 | $91/sq ft | 1 | 127 days |
Who lives in Chamois?
American Community Survey estimates for Chamois. U.S. Census ACS, 2023
Population
417
Households
172
Median income
$37,857/yr
Median age
39.7 years
Owner-occupied
79.7%
Median home value
$57,000
Median gross rent
$705/mo
Mean commute
27.8 min
79.7% of occupied homes in Chamois are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $57,000 against Zillow's $193,397 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Chamois?
2 schools tracked · 142 students
The largest public schools serving Chamois, MO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CHAMOIS HIGH
Grades 6-12 · 74 students
OSAGE CO. ELEM.
Grades PK-5 · 68 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Chamois, MO?
Ordered by distance from Chamois, not by size. Compare Chamois side by side with any of them.
Chamois housing market FAQ
Is Chamois a buyer's or seller's market?
Chamois, MO is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Chamois?
The typical home in Chamois, MO is worth $193,397 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $104,500, about $91 per square foot.
Is Chamois cheaper than the rest of Missouri?
Chamois's median sale price of $104,500 is 65% lower than the Missouri statewide median of $297,500, and 75% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Chamois?
Homes in Chamois, MO spent a median of 127 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Chamois?
At the current 30-year fixed rate of 7.03%, 20% down on a $193,397 home is about $1,032 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $44,248 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $37,857.
Are home prices rising in Chamois?
The typical home value in Chamois, MO rose 4.5% over the last 12 months, from $185,008 to $193,397 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Chamois?
Chamois ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Chamois?
That depends on your timeline, not on a headline. What the data says today: Chamois, MO is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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