$105,000
301 W High
Alba, MO
2 bd2 ba784 sqft$134/ft²
House10,890 sqft lot
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Compass Real Estate · Alba, MO
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Alba, MO(512) 555-0184TX License #0512847
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Alba, MO Housing Market
Balanced market+101.9% YoY
Redfin, through April 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $212,000, +101.9% year over year (through May 2026). With 3.0 months of supply and homes going under contract in about 109 days, Alba is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $212,000 home is about $1,132/mo in principal and interest.
Key numbers for Alba, MO
Median sale price
$212,000
+101.9% year over year
Redfin, through April 2026
Days on market
109
Slow-moving
Redfin, through April 2026
Active listings
3
3.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$50,662
Home costs 4.2x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Alba a buyer's or seller's market?
Balanced market3.0 months of supply109 days on market
Alba, MO is a balanced market, based on 3.0 months of supply and homes selling in about 109 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Alba housing market data show?
Every row below is Redfin's final published month for Alba, MO. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $212,000 |
| Median list price | $185,000 |
| Year-over-year price change | +101.9% |
| Median price per sq ft | $147/sq ft |
| Median days on market | 109 days |
| Active inventory | 3 listings |
| Months of supply | 3.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Alba is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Alba is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Alba home prices moved?
Across the 28 months we hold for Alba, MO, the median sale price rose 69.6%, from $125,000 in May 2021 to $212,000.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Alba?
Priced off the median sale price of $212,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $42,400 | $169,600 | $1,132/mo |
| 5% | $10,600 | $201,400 | $1,344/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,132, that implies roughly $48,505 a year before you add taxes and insurance. The median household in Alba earns $50,662, about $2,157 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Alba in the next 12 months?
Tell us your timeline. We send the Alba market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Alba?
Zillow does not publish a rent index (ZORI) for Alba, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Alba?
Active listings in Alba, MO went from 1 in September 2021 to 3 in April 2026, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| December 2021 | 1 | not published |
| February 2022 | 2 | 2 |
| March 2022 | 2 | not published |
| November 2022 | 1 | 1 |
| August 2024 | 1 | 1 |
| December 2024 | 2 | 2 |
| February 2025 | 2 | 2 |
| June 2025 | 1 | not published |
| August 2025 | 1 | 1 |
| October 2025 | 1 | not published |
| February 2026 | 3 | not published |
| April 2026 | 3 | 2 |
Redfin, through April 2026
How does Alba compare to Missouri and the U.S.?
Alba homes sell for $212,000 — 29% below the Missouri median of $297,500. Against the national median of $410,700, Alba runs 48% lower. Year-over-year, Alba moved +101.9% against Missouri's +4.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Alba, MO | $212,000 | +101.9% | 109 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Alba
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $212 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $212,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Alba listing goes under contract in 109 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Alba added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Alba varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Alba
There are currently 3 homes listed for sale in Alba, Missouri. The median listing price is $185K. Featured listings range from $105,000 to $212,000.
$212,000
112 S Orchard St
Alba, MO
3 bd2 ba1,440 sqft$147/ft²
House10,890 sqft lot
View photos & details
Looking to buy in Alba?
Get connected with a local real estate expert — free, no obligation.
Active listings
3
Homes on market
Median list price
$185K
Avg. days on market
109
Days until sale
New this week
2
Newly listed
How much do homes cost in Alba by property type?
How the Alba, MO market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $212,000 | $147/sq ft | 1 | 109 days |
Who lives in Alba?
American Community Survey estimates for Alba. U.S. Census ACS, 2023
Population
654
Households
239
Median income
$50,662/yr
Median age
27.8 years
Owner-occupied
71.1%
Median home value
$87,000
Median gross rent
$843/mo
Mean commute
32.6 min
71.1% of occupied homes in Alba are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Alba, MO?
Ordered by distance from Alba, not by size. Compare Alba side by side with any of them.
Alba housing market FAQ
Is Alba a buyer's or seller's market?
Alba, MO is currently a balanced market. That read comes from 3.0 months of supply, homes going under contract in about 109 days in the last month Redfin published (May 2026).
How much do homes cost in Alba?
The median sale price in the last month Redfin published was $212,000, about $147 per square foot.
Is Alba cheaper than the rest of Missouri?
Alba's median sale price of $212,000 is 29% lower than the Missouri statewide median of $297,500, and 48% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Alba?
Homes in Alba, MO spent a median of 109 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Alba?
At the current 30-year fixed rate of 7.03%, 20% down on a $212,000 home is about $1,132 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,505 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $50,662.
Are home prices rising in Alba?
Redfin's last published year-over-year change for Alba, MO was +101.9%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Alba?
Alba ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Alba?
That depends on your timeline, not on a headline. What the data says today: Alba, MO is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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