$352,808
SE Kelsey Rd
Agency, MO
Land28.00 acres
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Sarah Mitchell
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Compass Real Estate · Agency, MO
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Agency, MO(512) 555-0184TX License #0512847
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Agency, MO Housing Market
Buyer's market+8.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through March 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Agency, MO is worth $341,658, rose 8.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $360,000 (through May 2026). With homes going under contract in about 227 days, Agency is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $341,658 home is about $1,824/mo in principal and interest.
Key numbers for Agency, MO
Typical home value
$341,658
+8.4% in 12 months
Zillow, August 2026
Median sale price
$360,000
Last published period
Redfin, through March 2026
Days on market
227
Slow-moving
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$101,513
Home costs 3.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
90.2%
Selling below asking
Redfin, through March 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Agency a buyer's or seller's market?
Buyer's market227 days on market90.2% of asking
Agency, MO is a buyer's market and homes selling in about 227 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Agency housing market data show?
Every row below is Redfin's final published month for Agency, MO. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $360,000 |
| Median price per sq ft | $140/sq ft |
| Median days on market | 227 days |
| Sale-to-list price ratio | 90.2% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Agency is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Agency is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Agency home prices moved?
Across the 17 months we hold for Agency, MO, the median sale price rose 116.9%, from $166,000 in July 2021 to $360,000. The live Zillow value series has rose 8.4% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Agency?
Priced off the typical home value of $341,658 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $68,332 | $273,327 | $1,824/mo |
| 5% | $17,083 | $324,575 | $2,166/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,824, that implies roughly $78,170 a year before you add taxes and insurance. The median household in Agency earns $101,513, about $23,343 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.4x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Agency in the next 12 months?
Tell us your timeline. We send the Agency market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Agency?
Zillow does not publish a rent index (ZORI) for Agency, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Agency?
Active listings in Agency, MO went from 1 in July 2021 to 3 in December 2025, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 1 | 2 |
| August 2021 | 1 | not published |
| August 2023 | 1 | not published |
| September 2024 | 1 | not published |
| October 2024 | 1 | 2 |
| December 2024 | 1 | not published |
| June 2025 | 2 | 2 |
| December 2025 | 3 | 2 |
Redfin, through December 2025
How does Agency compare to Missouri and the U.S.?
Agency homes sell for $360,000 — 21% above the Missouri median of $297,500. Against the national median of $410,700, Agency runs 12% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Agency, MO | $360,000 | not published | 227 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Agency
What buyers should watch
- The gap between 5% and 20% down here is $342 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $341,658 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Agency listing goes under contract in 227 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 90.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +8.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Agency varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Agency
Explore homes currently listed for sale in Agency, Missouri across major real estate platforms.
$464,760
SE 95th Rd
Agency, MO
Land38.73 acres
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$585,000
11475 95th Rd SE
Agency, MO
3 bd2 ba3,500 sqft$167/ft²
House6.12 acres
View photos & details
$1,500,000
6606 W Hwy
Agency, MO
Farm77.79 acres
View photos & details
Looking to buy in Agency?
Get connected with a local real estate expert — free, no obligation.
Sale-to-list:90.2%
How much do homes cost in Agency by property type?
How the Agency, MO market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $360,000 | $140/sq ft | 1 | 227 days |
Who lives in Agency?
American Community Survey estimates for Agency. U.S. Census ACS, 2023
Population
808
Households
291
Median income
$101,513/yr
Median age
43.3 years
Owner-occupied
97.6%
Median home value
$218,800
Median gross rent
$825/mo
Mean commute
31.8 min
97.6% of occupied homes in Agency are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $218,800 against Zillow's $341,658 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Agency, MO?
Ordered by distance from Agency, not by size. Compare Agency side by side with any of them.
Agency housing market FAQ
Is Agency a buyer's or seller's market?
Agency, MO is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Agency?
The typical home in Agency, MO is worth $341,658 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $360,000, about $140 per square foot.
Is Agency cheaper than the rest of Missouri?
Agency's median sale price of $360,000 is 21% higher than the Missouri statewide median of $297,500, and 12% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Agency?
Homes in Agency, MO spent a median of 227 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Agency?
At the current 30-year fixed rate of 7.03%, 20% down on a $341,658 home is about $1,824 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $78,170 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $101,513.
Are home prices rising in Agency?
The typical home value in Agency, MO rose 8.4% over the last 12 months, from $315,199 to $341,658 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Agency?
Agency ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Agency?
That depends on your timeline, not on a headline. What the data says today: Agency, MO is a buyer's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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