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Featured local agent — West Point, MS
Sarah Mitchell
Compass Real Estate · West Point, MS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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West Point, MS Housing Market
The typical home in West Point, MS is worth $153,817, rose 6.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $267,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 3 days, West Point is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $153,817 home is about $821/mo in principal and interest.
Key numbers for West Point, MS
Typical home value
$153,817
+6.5% in 12 months
Zillow, August 2026
Median sale price
$267,000
Last published period
Redfin, through January 2026
Days on market
3
Fast-moving
Redfin, through January 2026
Active listings
1
1.0 months of supply
Redfin, through January 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$35,055
Home costs 4.4x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is West Point a buyer's or seller's market?
West Point, MS is a strong seller's market, based on 1.0 months of supply and homes selling in about 3 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the West Point housing market data show?
Every row below is Redfin's final published month for West Point, MS. Redfin, through January 2026
| Metric | Value |
|---|---|
| Median sale price | $267,000 |
| Median list price | $267,000 |
| Median price per sq ft | $180/sq ft |
| Median days on market | 3 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for West Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in West Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have West Point home prices moved?
Across the 11 months we hold for West Point, MS, the median sale price rose 188.6%, from $92,500 in December 2021 to $267,000. The live Zillow value series has rose 6.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through January 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in West Point?
Priced off the typical home value of $153,817 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $30,763 | $123,053 | $821/mo |
| 5% | $7,691 | $146,126 | $975/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $821, that implies roughly $35,192 a year before you add taxes and insurance. The median household in West Point earns $35,055, about $137 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.4x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in West Point in the next 12 months?
Tell us your timeline. We send the West Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in West Point?
Zillow does not publish a rent index (ZORI) for West Point, MS, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in West Point?
Active listings in West Point, MS went from 2 in June 2022 to 1 in January 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2022 | 2 | 1 |
| August 2022 | 2 | 2 |
| October 2022 | 1 | not published |
| March 2025 | 3 | not published |
| May 2025 | 3 | 1 |
| August 2025 | 4 | not published |
| September 2025 | 1 | not published |
| January 2026 | 1 | 1 |
Redfin, through January 2026
How does West Point compare to Mississippi and the U.S.?
West Point homes sell for $267,000 — 6% below the Mississippi median of $284,300. Against the national median of $410,700, West Point runs 35% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| West Point, MS | $267,000 | not published | 3 days |
| Mississippi statewide | $284,300 | +5.7% | 47 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through January 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in West Point
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $154 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $153,817 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median West Point listing goes under contract in 3 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month West Point added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +6.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside West Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in West Point
There are currently 1 homes listed for sale in West Point, Mississippi. The median listing price is $267K.
Active listings
1
Homes on market
Median list price
$267K
Avg. days on market
3
Days until sale
New this week
1
Newly listed
How much do homes cost in West Point by property type?
How the West Point, MS market breaks down across single-family homes, condos and townhouses. Redfin, through January 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $150,000 | $96/sq ft | 1 | 44 days |
| Condo / co-op | $325,000 | $217/sq ft | 1 | 129 days |
Who lives in West Point?
American Community Survey estimates for West Point. U.S. Census ACS, 2023
Population
9,967
Households
4,163
Median income
$35,055/yr
Median age
36.8 years
Owner-occupied
61.6%
Median home value
$119,300
Median gross rent
$678/mo
Mean commute
19.5 min
61.6% of occupied homes in West Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $119,300 against Zillow's $153,817 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve West Point?
7 schools tracked · 2,448 students
The largest public schools serving West Point, MS by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
WEST POINT HIGH SCHOOL
Grades 8-12 · 1,038 students
FIFTH STREET SCHOOL
Grades 5-7 · 467 students
CHURCH HILL ELEMENTARY SCHOOL
Grades 1-2 · 380 students
SOUTH SIDE ELEMENTARY SCHOOL
Grades 3-4 · 309 students
EAST SIDE ELEMENTARY SCHOOL
Grades PK-K · 254 students
WEST POINT VOC COMP
Grades 9-12
WEST POINT LEARNING CENTER
Grades 1-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near West Point, MS?
Ordered by distance from West Point, not by size. Compare West Point side by side with any of them.
West Point housing market FAQ
Is West Point a buyer's or seller's market?
West Point, MS is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 3 days in the last month Redfin published (May 2026).
How much do homes cost in West Point?
The typical home in West Point, MS is worth $153,817 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $267,000, about $180 per square foot.
Is West Point cheaper than the rest of Mississippi?
West Point's median sale price of $267,000 is 6% lower than the Mississippi statewide median of $284,300, and 35% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in West Point?
Homes in West Point, MS spent a median of 3 days on market before going under contract, versus 47 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in West Point?
At the current 30-year fixed rate of 7.03%, 20% down on a $153,817 home is about $821 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $35,192 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $35,055.
Are home prices rising in West Point?
The typical home value in West Point, MS rose 6.5% over the last 12 months, from $144,412 to $153,817 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in West Point?
West Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in West Point?
That depends on your timeline, not on a headline. What the data says today: West Point, MS is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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