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Featured local agent — Kirkville, MS
Sarah Mitchell
Compass Real Estate · Kirkville, MS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Kirkville, MS Housing Market
The last median sale price Redfin published was $249,900 (through May 2026). With 1.0 months of supply and homes going under contract in about 25 days, Kirkville is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $249,900 home is about $1,334/mo in principal and interest.
Key numbers for Kirkville, MS
Median sale price
$249,900
Last published period
Redfin, through April 2026
Days on market
25
Average pace
Redfin, through April 2026
Active listings
1
1.0 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$46,405
Home costs 5.4x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Kirkville a buyer's or seller's market?
Kirkville, MS is a seller's market, based on 1.0 months of supply and homes selling in about 25 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Kirkville housing market data show?
Every row below is Redfin's final published month for Kirkville, MS. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $249,900 |
| Median list price | $99,900 |
| Median price per sq ft | $94/sq ft |
| Median days on market | 25 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Kirkville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Kirkville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Kirkville home prices moved?
Across the 6 months we hold for Kirkville, MS, the median sale price rose 85.1%, from $135,000 in June 2022 to $249,900. 100.0% of Kirkville listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Kirkville?
Priced off the median sale price of $249,900 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $49,980 | $199,920 | $1,334/mo |
| 5% | $12,495 | $237,405 | $1,584/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,334, that implies roughly $57,176 a year before you add taxes and insurance. The median household in Kirkville earns $46,405, about $10,771 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.4x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Kirkville in the next 12 months?
Tell us your timeline. We send the Kirkville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Kirkville?
Zillow does not publish a rent index (ZORI) for Kirkville, MS, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Kirkville?
Active listings in Kirkville, MS went from 2 in November 2023 to 1 in April 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| November 2023 | 2 | not published |
| January 2024 | 1 | not published |
| April 2026 | 1 | 1 |
Redfin, through April 2026
How does Kirkville compare to Mississippi and the U.S.?
Kirkville homes sell for $249,900 — 12% below the Mississippi median of $284,300. Against the national median of $410,700, Kirkville runs 39% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Kirkville, MS | $249,900 | not published | 25 days |
| Mississippi statewide | $284,300 | +5.7% | 47 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Kirkville
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $250 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $249,900 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Kirkville listing goes under contract in 25 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Kirkville added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Kirkville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Kirkville
There are currently 1 homes listed for sale in Kirkville, Mississippi. The median listing price is $100K.
Active listings
1
Homes on market
Median list price
$100K
Avg. days on market
25
Days until sale
New this week
1
Newly listed
How much do homes cost in Kirkville by property type?
How the Kirkville, MS market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $249,900 | $94/sq ft | 1 | 25 days |
Who lives in Kirkville?
American Community Survey estimates for Kirkville. U.S. Census ACS, 2023
Population
265
Households
131
Median income
$46,405/yr
Median age
43.7 years
Owner-occupied
82.4%
Median home value
$12,800
82.4% of occupied homes in Kirkville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Kirkville, MS?
Ordered by distance from Kirkville, not by size. Compare Kirkville side by side with any of them.
Kirkville housing market FAQ
Is Kirkville a buyer's or seller's market?
Kirkville, MS is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 25 days in the last month Redfin published (May 2026).
How much do homes cost in Kirkville?
The median sale price in the last month Redfin published was $249,900, about $94 per square foot.
Is Kirkville cheaper than the rest of Mississippi?
Kirkville's median sale price of $249,900 is 12% lower than the Mississippi statewide median of $284,300, and 39% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Kirkville?
Homes in Kirkville, MS spent a median of 25 days on market before going under contract, versus 47 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Kirkville?
At the current 30-year fixed rate of 7.03%, 20% down on a $249,900 home is about $1,334 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $57,176 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $46,405.
Are home prices rising in Kirkville?
We do not hold a complete 12-month value series for Kirkville, MS yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Kirkville?
Kirkville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Kirkville?
That depends on your timeline, not on a headline. What the data says today: Kirkville, MS is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $249,900, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.