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Featured local agent — Crystal Springs, MS
Sarah Mitchell
Compass Real Estate · Crystal Springs, MS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Crystal Springs, MS Housing Market
The typical home in Crystal Springs, MS is worth $131,207, fell 1.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $85,000, -6.9% year over year (through May 2026). With 5.7 months of supply and homes going under contract in about 9 days, Crystal Springs is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $131,207 home is about $700/mo in principal and interest.
Key numbers for Crystal Springs, MS
Typical home value
$131,207
-1.2% in 12 months
Zillow, August 2026
Median sale price
$85,000
-6.9% year over year
Redfin, through April 2026
Days on market
9
Fast-moving
Redfin, through April 2026
Active listings
17
5.7 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$42,990
Home costs 3.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
87.7%
Selling below asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Crystal Springs a buyer's or seller's market?
Crystal Springs, MS is a leaning buyer's, based on 5.7 months of supply and homes selling in about 9 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Crystal Springs housing market data show?
Every row below is Redfin's final published month for Crystal Springs, MS. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $85,000 |
| Median list price | $224,900 |
| Year-over-year price change | -6.9% |
| Median price per sq ft | $111/sq ft |
| Median days on market | 9 days |
| Active inventory | 17 listings |
| Months of supply | 5.7 months |
| Sale-to-list price ratio | 87.7% |
| Homes sold (that month) | 3 |
| New listings (that month) | 5 |
| Listings with a price cut | 29.4% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Crystal Springs is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Crystal Springs is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Crystal Springs home prices moved?
Over the last three years the median sale price in Crystal Springs, MS fell 1.2%, from $86,000 to $85,000. The live Zillow value series has fell 1.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 29.4% of Crystal Springs listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.7 months while the sale-to-list ratio slips below its current 87.7%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Crystal Springs?
Priced off the typical home value of $131,207 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $26,241 | $104,966 | $700/mo |
| 5% | $6,560 | $124,647 | $832/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $700, that implies roughly $30,020 a year before you add taxes and insurance. The median household in Crystal Springs earns $42,990, about $12,970 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.1x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Crystal Springs in the next 12 months?
Tell us your timeline. We send the Crystal Springs market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Crystal Springs?
Zillow does not publish a rent index (ZORI) for Crystal Springs, MS, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Crystal Springs?
Active listings in Crystal Springs, MS went from 16 in April 2025 to 17 in April 2026, a +6.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| May 2025 | 15 | 1 |
| June 2025 | 14 | 2 |
| July 2025 | 9 | 2 |
| August 2025 | 7 | 4 |
| September 2025 | 7 | 2 |
| October 2025 | 5 | 1 |
| November 2025 | 11 | 6 |
| December 2025 | 13 | 3 |
| January 2026 | 14 | 5 |
| February 2026 | 12 | 2 |
| March 2026 | 14 | 5 |
| April 2026 | 17 | 5 |
Redfin, through April 2026
How does Crystal Springs compare to Mississippi and the U.S.?
Crystal Springs homes sell for $85,000 — 70% below the Mississippi median of $284,300. Against the national median of $410,700, Crystal Springs runs 79% lower. Year-over-year, Crystal Springs moved -6.9% against Mississippi's +5.7% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Crystal Springs, MS | $85,000 | -6.9% | 9 days |
| Mississippi statewide | $284,300 | +5.7% | 47 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Crystal Springs
What buyers should watch
- Months of supply, currently 5.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 29.4%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $131 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $131,207 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Crystal Springs listing goes under contract in 9 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 87.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Crystal Springs added 5 new listings against 3 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Crystal Springs varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Crystal Springs
There are currently 17 homes listed for sale in Crystal Springs, Mississippi. The median listing price is $225K.
Active listings
17
Homes on market
Median list price
$225K
Avg. days on market
9
Days until sale
New this week
5
Newly listed
How much do homes cost in Crystal Springs by property type?
How the Crystal Springs, MS market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $85,000 | $111/sq ft | 3 | 9 days |
Who lives in Crystal Springs?
American Community Survey estimates for Crystal Springs. U.S. Census ACS, 2023
Population
4,766
Households
1,666
Median income
$42,990/yr
Median age
43.2 years
Owner-occupied
62.1%
Median home value
$88,300
Median gross rent
$689/mo
Mean commute
30.1 min
62.1% of occupied homes in Crystal Springs are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $88,300 against Zillow's $131,207 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Crystal Springs?
3 schools tracked · 1,241 students
The largest public schools serving Crystal Springs, MS by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CRYSTAL SPRINGS ELEMENTARY
Grades PK-4 · 469 students
CRYSTAL SPRINGS HIGH SCHOOL
Grades 9-12 · 404 students
CRYSTAL SPRINGS MIDDLE SCHOOL
Grades 5-8 · 368 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Crystal Springs, MS?
Ordered by distance from Crystal Springs, not by size. Compare Crystal Springs side by side with any of them.
Crystal Springs housing market FAQ
Is Crystal Springs a buyer's or seller's market?
Crystal Springs, MS is currently a leaning buyer's. That read comes from 5.7 months of supply, homes going under contract in about 9 days, and sellers getting 87.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Crystal Springs?
The typical home in Crystal Springs, MS is worth $131,207 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $85,000, about $111 per square foot.
Is Crystal Springs cheaper than the rest of Mississippi?
Crystal Springs's median sale price of $85,000 is 70% lower than the Mississippi statewide median of $284,300, and 79% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Crystal Springs?
Homes in Crystal Springs, MS spent a median of 9 days on market before going under contract, versus 47 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Crystal Springs?
At the current 30-year fixed rate of 7.03%, 20% down on a $131,207 home is about $700 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $30,020 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $42,990.
Are home prices rising in Crystal Springs?
The typical home value in Crystal Springs, MS fell 1.2% over the last 12 months, from $132,768 to $131,207 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Crystal Springs?
Crystal Springs ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Crystal Springs?
That depends on your timeline, not on a headline. What the data says today: Crystal Springs, MS is a leaning buyer's with 5.7 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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