Brokers — List your Company Here
Featured local agent — Crystal, MN
Sarah Mitchell
Compass Real Estate · Crystal, MN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Crystal, MN Housing Market
The typical home in Crystal, MN is worth $317,553, fell 0.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $347,450, +6.9% year over year (through May 2026). With 0.9 months of supply and homes going under contract in about 12 days, Crystal is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $317,553 home is about $1,695/mo in principal and interest.
Key numbers for Crystal, MN
Typical home value
$317,553
-0.6% in 12 months
Zillow, August 2026
Typical asking rent
$1,520/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$347,450
+6.9% year over year
Redfin, through May 2026
Days on market
12
Fast-moving
Redfin, through May 2026
Active listings
29
0.9 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$86,752
Home costs 3.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
103.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Crystal a buyer's or seller's market?
Crystal, MN is a strong seller's market, based on 0.9 months of supply and homes selling in about 12 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Crystal housing market data show?
Every row below is Redfin's final published month for Crystal, MN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $347,450 |
| Median list price | $342,200 |
| Year-over-year price change | +6.9% |
| Median price per sq ft | $192/sq ft |
| Median days on market | 12 days |
| Active inventory | 29 listings |
| Months of supply | 0.9 months |
| Sale-to-list price ratio | 103.1% |
| Homes sold (that month) | 34 |
| New listings (that month) | 33 |
| Listings with a price cut | 44.8% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Crystal is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Crystal is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Crystal home prices moved?
Over the last three years the median sale price in Crystal, MN rose 8.4%, from $320,500 to $347,450. The live Zillow value series has fell 0.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 44.8% of Crystal listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 0.9 months while the sale-to-list ratio slips below its current 103.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Crystal market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Crystal?
Priced off the typical home value of $317,553 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $63,511 | $254,042 | $1,695/mo |
| 5% | $15,878 | $301,675 | $2,013/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,695, that implies roughly $72,655 a year before you add taxes and insurance. The median household in Crystal earns $86,752, about $14,097 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.7x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Crystal in the next 12 months?
Tell us your timeline. We send the Crystal market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Crystal?
Typical asking rent in Crystal, MN is $1,520/mo, against a typical home value of $317,553. That is a price-to-rent ratio of 17.4x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,695 a month — $175 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Crystal?
Active listings in Crystal, MN went from 47 in May 2025 to 29 in May 2026, a -38.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 42 | 29 |
| July 2025 | 52 | 43 |
| August 2025 | 47 | 33 |
| September 2025 | 52 | 42 |
| October 2025 | 56 | 30 |
| November 2025 | 52 | 18 |
| December 2025 | 37 | 11 |
| January 2026 | 37 | 18 |
| February 2026 | 42 | 27 |
| March 2026 | 46 | 34 |
| April 2026 | 32 | 34 |
| May 2026 | 29 | 33 |
Redfin, through May 2026
How does Crystal compare to Minnesota and the U.S.?
Crystal homes sell for $347,450 — 7% below the Minnesota median of $372,300. Against the national median of $410,700, Crystal runs 15% lower. Year-over-year, Crystal moved +6.9% against Minnesota's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Crystal, MN | $347,450 | +6.9% | 12 days |
| Minnesota statewide | $372,300 | +1.3% | 25 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Crystal
What buyers should watch
- Months of supply, currently 0.9. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 44.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $318 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $317,553 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Crystal listing goes under contract in 12 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 103.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Crystal added 33 new listings against 34 sales — more clearing than arriving, which is the better window to list.
- Your equity moved -0.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Crystal varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Crystal
There are currently 29 homes listed for sale in Crystal, Minnesota. The median listing price is $342K.
Active listings
29
Homes on market
Median list price
$342K
Avg. days on market
12
Days until sale
New this week
33
Newly listed
How much do homes cost in Crystal by property type?
How the Crystal, MN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $345,000 | $193/sq ft | 33 | 11 days |
| Condo / co-op | $152,000 | $174/sq ft | 1 | 189 days |
| Townhouse | $350,000 | $173/sq ft | 2 | 103 days |
Who lives in Crystal?
American Community Survey estimates for Crystal. U.S. Census ACS, 2023
Population
22,685
Households
9,307
Median income
$86,752/yr
Median age
37.1 years
Owner-occupied
75.4%
Median home value
$280,500
Median gross rent
$1,437/mo
Mean commute
22.4 min
75.4% of occupied homes in Crystal are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $280,500 against Zillow's $317,553 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,437/mo, below Zillow's $1,520/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Crystal?
6 schools tracked · 1,760 students
The largest public schools serving Crystal, MN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BEACON ACADEMY
Grades K-8 · 521 students
FOREST ELEMENTARY
Grades PK-5 · 454 students
The FAIR School - Crystal
Grades 6-8 · 381 students
NEILL ELEMENTARY
Grades PK-5 · 358 students
ROBBINSDALE TRANSITION CENTER
Grades 12 · 46 students
ADULT ACADEMICS
Grades 9-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Crystal, MN?
Ordered by distance from Crystal, not by size. Compare Crystal side by side with any of them.
Crystal housing market FAQ
Is Crystal a buyer's or seller's market?
Crystal, MN is currently a strong seller's market. That read comes from 0.9 months of supply, homes going under contract in about 12 days, and sellers getting 103.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Crystal?
The typical home in Crystal, MN is worth $317,553 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $347,450, about $192 per square foot.
Is Crystal cheaper than the rest of Minnesota?
Crystal's median sale price of $347,450 is 7% lower than the Minnesota statewide median of $372,300, and 15% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Crystal?
Homes in Crystal, MN spent a median of 12 days on market before going under contract, versus 25 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Crystal?
At the current 30-year fixed rate of 7.03%, 20% down on a $317,553 home is about $1,695 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $72,655 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $86,752.
Are home prices rising in Crystal?
The typical home value in Crystal, MN fell 0.6% over the last 12 months, from $319,314 to $317,553 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Crystal?
Crystal ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Crystal?
That depends on your timeline, not on a headline. What the data says today: Crystal, MN is a strong seller's market with 0.9 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.4x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Crystal, MN
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Crystal
Nearby markets
Get the Crystal market brief
Get the Crystal, MN market brief
One email: what homes are actually clearing at around $317,553, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.