$185,000
1411 Winnetka Ave N
Champlin, MN
0 ba
Land27,443 sqft lot
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Sarah Mitchell
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Compass Real Estate · Champlin, MN
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Champlin, MN(512) 555-0184TX License #0512847
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Champlin, MN Housing Market
Strong seller's market+0.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Champlin, MN is worth $372,801, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $384,500, +2.6% year over year (through May 2026). With 1.3 months of supply and homes going under contract in about 17 days, Champlin is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $372,801 home is about $1,990/mo in principal and interest.
Key numbers for Champlin, MN
Typical home value
$372,801
+0.1% in 12 months
Zillow, August 2026
Typical asking rent
$1,862/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$384,500
+2.6% year over year
Redfin, through May 2026
Days on market
17
Fast-moving
Redfin, through May 2026
Active listings
35
1.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$115,719
Home costs 3.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Champlin a buyer's or seller's market?
Strong seller's market1.3 months of supply17 days on market101.1% of asking
Champlin, MN is a strong seller's market, based on 1.3 months of supply and homes selling in about 17 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Champlin housing market data show?
Every row below is Redfin's final published month for Champlin, MN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $384,500 |
| Median list price | $375,000 |
| Year-over-year price change | +2.6% |
| Median price per sq ft | $192/sq ft |
| Median days on market | 17 days |
| Active inventory | 35 listings |
| Months of supply | 1.3 months |
| Sale-to-list price ratio | 101.1% |
| Homes sold (that month) | 28 |
| New listings (that month) | 39 |
| Listings with a price cut | 42.9% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Champlin is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Champlin is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Champlin home prices moved?
Over the last three years the median sale price in Champlin, MN rose 1.1%, from $380,471 to $384,500. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 42.9% of Champlin listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.3 months while the sale-to-list ratio slips below its current 101.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Champlin?
Priced off the typical home value of $372,801 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $74,560 | $298,241 | $1,990/mo |
| 5% | $18,640 | $354,161 | $2,363/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,990, that implies roughly $85,295 a year before you add taxes and insurance. The median household in Champlin earns $115,719, about $30,424 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Champlin in the next 12 months?
Tell us your timeline. We send the Champlin market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Champlin?
Typical asking rent in Champlin, MN is $1,862/mo, against a typical home value of $372,801. That is a price-to-rent ratio of 16.7x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,990 a month — $129 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Champlin?
Active listings in Champlin, MN went from 38 in May 2025 to 35 in May 2026, a -7.9% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 48 | 39 |
| July 2025 | 58 | 37 |
| August 2025 | 48 | 28 |
| September 2025 | 46 | 27 |
| October 2025 | 33 | 20 |
| November 2025 | 36 | 21 |
| December 2025 | 24 | 10 |
| January 2026 | 20 | 10 |
| February 2026 | 17 | 12 |
| March 2026 | 34 | 37 |
| April 2026 | 39 | 35 |
| May 2026 | 35 | 39 |
Redfin, through May 2026
How does Champlin compare to Minnesota and the U.S.?
Champlin homes sell for $384,500 — 3% above the Minnesota median of $372,300. Against the national median of $410,700, Champlin runs 6% lower. Year-over-year, Champlin moved +2.6% against Minnesota's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Champlin, MN | $384,500 | +2.6% | 17 days |
| Minnesota statewide | $372,300 | +1.3% | 25 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Champlin
What buyers should watch
- Months of supply, currently 1.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 42.9%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $373 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $372,801 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Champlin listing goes under contract in 17 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Champlin added 39 new listings against 28 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Champlin varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Champlin
There are currently 35 homes listed for sale in Champlin, Minnesota. The median listing price is $375K. Featured listings range from $185,000 to $1,500,000.
$259,900
11462 Elmwood Ave N Unit 164
Champlin, MN
2 bd2 ba1,015 sqft$256/ft²
Townhouse34,717 sqft lot
View photos & details
$317,400
10810 Linwood Forest Dr
Champlin, MN
4 bd2 ba1,800 sqft$176/ft²
House7,841 sqft lot
View photos & details
$375,000
6710 115 1/2 Ave N
Champlin, MN
4 bd2 ba2,400 sqft$156/ft²
House15,682 sqft lot
View photos & details
$380,000
1125 Independence Ln N
Champlin, MN
3 bd2 ba1,682 sqft$226/ft²
House11,326 sqft lot
View photos & details
$425,000
11325 Yates Ave N
Champlin, MN
3 bd2 ba1,995 sqft$213/ft²
House20,473 sqft lot
View photos & details
$475,000
9200 Lakeside Trl
Champlin, MN
5 bd3 ba2,698 sqft$176/ft²
House12,632 sqft lot
View photos & details
$575,000
11349 Preserve Ln N
Champlin, MN
4 bd3 ba3,183 sqft$181/ft²
Townhouse4,792 sqft lot
View photos & details
$725,000
251 Revere Ln N
Champlin, MN
5 bd4 ba3,923 sqft$185/ft²
House18,295 sqft lot
View photos & details
$825,000
12933 Burr Oak Ln N
Champlin, MN
5 bd5 ba4,056 sqft$203/ft²
House12,197 sqft lot
View photos & details
$875,000
12932 Bauer Dr N
Champlin, MN
6 bd5 ba4,310 sqft$203/ft²
House12,197 sqft lot
View photos & details
$1,500,000
705 W River Pkwy
Champlin, MN
5 bd5 ba7,771 sqft$193/ft²
House19,602 sqft lot
View photos & details
Looking to buy in Champlin?
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Active listings
35
Homes on market
Median list price
$375K
Avg. days on market
17
Days until sale
New this week
39
Newly listed
Price drops:42.9%of listings
Sale-to-list:101.1%
How much do homes cost in Champlin by property type?
How the Champlin, MN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $425,000 | $186/sq ft | 19 | 17 days |
| Townhouse | $315,000 | $206/sq ft | 9 | 20 days |
Who lives in Champlin?
American Community Survey estimates for Champlin. U.S. Census ACS, 2023
Population
23,450
Households
8,699
Median income
$115,719/yr
Median age
41.1 years
Owner-occupied
89.5%
Median home value
$338,400
Median gross rent
$1,597/mo
Mean commute
25.7 min
89.5% of occupied homes in Champlin are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $338,400 against Zillow's $372,801 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,597/mo, below Zillow's $1,862/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Champlin?
5 schools tracked · 7,076 students
The largest public schools serving Champlin, MN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Champlin Park High School
Grades 9-12 · 2,978 students
JACKSON MIDDLE
Grades 6-8 · 2,030 students
OXBOW CREEK ELEMENTARY
Grades K-5 · 1,109 students
Champlin/Brooklyn Pk Acd MathEnvSci
Grades K-5 · 773 students
Modern Montessori Charter School
Grades PK-7 · 186 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Champlin, MN?
Ordered by distance from Champlin, not by size. Compare Champlin side by side with any of them.
Champlin housing market FAQ
Is Champlin a buyer's or seller's market?
Champlin, MN is currently a strong seller's market. That read comes from 1.3 months of supply, homes going under contract in about 17 days, and sellers getting 101.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Champlin?
The typical home in Champlin, MN is worth $372,801 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $384,500, about $192 per square foot.
Is Champlin cheaper than the rest of Minnesota?
Champlin's median sale price of $384,500 is 3% higher than the Minnesota statewide median of $372,300, and 6% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Champlin?
Homes in Champlin, MN spent a median of 17 days on market before going under contract, versus 25 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Champlin?
At the current 30-year fixed rate of 7.03%, 20% down on a $372,801 home is about $1,990 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $85,295 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $115,719.
Are home prices rising in Champlin?
The typical home value in Champlin, MN held roughly flat 0.1% over the last 12 months, from $372,448 to $372,801 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Champlin?
Champlin ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Champlin?
That depends on your timeline, not on a headline. What the data says today: Champlin, MN is a strong seller's market with 1.3 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 16.7x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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