$214,900
121 3rd St
Bluffton, MN
3 bd3 ba2,156 sqft$100/ft²
Mobile home9,235 sqft lot
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Bluffton, MN Housing Market
Seller's market
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $237,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 70 days, Bluffton is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $237,000 home is about $1,265/mo in principal and interest.
Key numbers for Bluffton, MN
Median sale price
$237,000
Last published period
Redfin, through May 2026
Days on market
70
Slow-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$87,000
Home costs 2.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.8%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bluffton a buyer's or seller's market?
Seller's market1.0 months of supply70 days on market98.8% of asking
Bluffton, MN is a seller's market, based on 1.0 months of supply and homes selling in about 70 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bluffton housing market data show?
Every row below is Redfin's final published month for Bluffton, MN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $237,000 |
| Median price per sq ft | $111/sq ft |
| Median days on market | 70 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 98.8% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bluffton is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bluffton is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bluffton home prices moved?
Across the 5 months we hold for Bluffton, MN, the median sale price rose 75.6%, from $135,000 in March 2022 to $237,000. 100.0% of Bluffton listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 98.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bluffton?
Priced off the median sale price of $237,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $47,400 | $189,600 | $1,265/mo |
| 5% | $11,850 | $225,150 | $1,502/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,265, that implies roughly $54,224 a year before you add taxes and insurance. The median household in Bluffton earns $87,000, about $32,776 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.7x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bluffton in the next 12 months?
Tell us your timeline. We send the Bluffton market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bluffton?
Zillow does not publish a rent index (ZORI) for Bluffton, MN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bluffton?
Active listings in Bluffton, MN went from 2 in March 2022 to 1 in May 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| March 2022 | 2 | 1 |
| May 2026 | 1 | not published |
Redfin, through May 2026
How does Bluffton compare to Minnesota and the U.S.?
Bluffton homes sell for $237,000 — 36% below the Minnesota median of $372,300. Against the national median of $410,700, Bluffton runs 42% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bluffton, MN | $237,000 | not published | 70 days |
| Minnesota statewide | $372,300 | +1.3% | 25 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bluffton
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $237 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $237,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bluffton listing goes under contract in 70 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Bluffton varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bluffton
There are currently 1 homes listed for sale in Bluffton, Minnesota. Featured listings range from $214,900 to $239,900.
$239,900
232 4th St
Bluffton, MN
4 bd3 ba2,132 sqft$113/ft²
House13,155 sqft lot
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Active listings
1
Homes on market
Avg. days on market
70
Days until sale
Price drops:100.0%of listings
Sale-to-list:98.8%
How much do homes cost in Bluffton by property type?
How the Bluffton, MN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $237,000 | $111/sq ft | 1 | 70 days |
Who lives in Bluffton?
American Community Survey estimates for Bluffton. U.S. Census ACS, 2023
Population
260
Households
94
Median income
$87,000/yr
Median age
28.8 years
Owner-occupied
79.8%
Median home value
$176,000
Median gross rent
$858/mo
Mean commute
20.2 min
79.8% of occupied homes in Bluffton are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Bluffton, MN?
Ordered by distance from Bluffton, not by size. Compare Bluffton side by side with any of them.
Bluffton housing market FAQ
Is Bluffton a buyer's or seller's market?
Bluffton, MN is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 70 days, and sellers getting 98.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bluffton?
The median sale price in the last month Redfin published was $237,000, about $111 per square foot.
Is Bluffton cheaper than the rest of Minnesota?
Bluffton's median sale price of $237,000 is 36% lower than the Minnesota statewide median of $372,300, and 42% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bluffton?
Homes in Bluffton, MN spent a median of 70 days on market before going under contract, versus 25 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bluffton?
At the current 30-year fixed rate of 7.03%, 20% down on a $237,000 home is about $1,265 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $54,224 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $87,000.
Are home prices rising in Bluffton?
We do not hold a complete 12-month value series for Bluffton, MN yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Bluffton?
Bluffton ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bluffton?
That depends on your timeline, not on a headline. What the data says today: Bluffton, MN is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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