$299,900
125 S Eagle St
Belle Plaine, MN
3 bd2 ba1,731 sqft$173/ft²
House17,424 sqft lot
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Compass Real Estate · Belle Plaine, MN
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Belle Plaine, MN(512) 555-0184TX License #0512847
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Belle Plaine, MN Housing Market
Seller's market+0.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Belle Plaine, MN is worth $351,027, held roughly flat 0.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $365,000, +14.2% year over year (through May 2026). With 2.5 months of supply and homes going under contract in about 18 days, Belle Plaine is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $351,027 home is about $1,874/mo in principal and interest.
Key numbers for Belle Plaine, MN
Typical home value
$351,027
+0.0% in 12 months
Zillow, August 2026
Median sale price
$365,000
+14.2% year over year
Redfin, through May 2026
Days on market
18
Fast-moving
Redfin, through May 2026
Active listings
28
2.5 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$96,831
Home costs 3.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Belle Plaine a buyer's or seller's market?
Seller's market2.5 months of supply18 days on market101.1% of asking
Belle Plaine, MN is a seller's market, based on 2.5 months of supply and homes selling in about 18 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Belle Plaine housing market data show?
Every row below is Redfin's final published month for Belle Plaine, MN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $365,000 |
| Median list price | $348,700 |
| Year-over-year price change | +14.2% |
| Median price per sq ft | $178/sq ft |
| Median days on market | 18 days |
| Active inventory | 28 listings |
| Months of supply | 2.5 months |
| Sale-to-list price ratio | 101.1% |
| Homes sold (that month) | 11 |
| New listings (that month) | 11 |
| Listings with a price cut | 21.4% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Belle Plaine is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Belle Plaine is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Belle Plaine home prices moved?
Over the last three years the median sale price in Belle Plaine, MN rose 7.4%, from $340,000 to $365,000. The live Zillow value series has held roughly flat 0.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 21.4% of Belle Plaine listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 2.5 months while the sale-to-list ratio slips below its current 101.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Belle Plaine?
Priced off the typical home value of $351,027 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $70,205 | $280,822 | $1,874/mo |
| 5% | $17,551 | $333,476 | $2,225/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,874, that implies roughly $80,313 a year before you add taxes and insurance. The median household in Belle Plaine earns $96,831, about $16,518 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Belle Plaine in the next 12 months?
Tell us your timeline. We send the Belle Plaine market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Belle Plaine?
Zillow does not publish a rent index (ZORI) for Belle Plaine, MN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Belle Plaine?
Active listings in Belle Plaine, MN went from 17 in May 2025 to 28 in May 2026, a +64.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 20 | 15 |
| July 2025 | 21 | 14 |
| August 2025 | 22 | 10 |
| September 2025 | 19 | 14 |
| October 2025 | 15 | 13 |
| November 2025 | 19 | 12 |
| December 2025 | 16 | 4 |
| January 2026 | 14 | 2 |
| February 2026 | 18 | 11 |
| March 2026 | 17 | 11 |
| April 2026 | 31 | 24 |
| May 2026 | 28 | 11 |
Redfin, through May 2026
How does Belle Plaine compare to Minnesota and the U.S.?
Belle Plaine homes sell for $365,000 — 2% below the Minnesota median of $372,300. Against the national median of $410,700, Belle Plaine runs 11% lower. Year-over-year, Belle Plaine moved +14.2% against Minnesota's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Belle Plaine, MN | $365,000 | +14.2% | 18 days |
| Minnesota statewide | $372,300 | +1.3% | 25 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Belle Plaine
What buyers should watch
- Months of supply, currently 2.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 21.4%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $351 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $351,027 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Belle Plaine listing goes under contract in 18 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Belle Plaine added 11 new listings against 11 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +0.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Belle Plaine varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Belle Plaine
There are currently 28 homes listed for sale in Belle Plaine, Minnesota. The median listing price is $349K. Featured listings range from $299,900 to $999,995.
$302,900
807 Viburnum St
Belle Plaine, MN
3 bd3 ba1,770 sqft$171/ft²
Townhouse34,848 sqft lot
View photos & details
$305,000
235 S Cedar St
Belle Plaine, MN
3 bd2 ba1,449 sqft$210/ft²
House6,970 sqft lot
View photos & details
$344,900
509 Chatfield Ln
Belle Plaine, MN
4 bd3 ba2,458 sqft$140/ft²
House13,939 sqft lot
View photos & details
$360,000
526 Beaver St E
Belle Plaine, MN
3 bd2 ba1,900 sqft$189/ft²
House10,629 sqft lot
View photos & details
$369,900
816 Orchard Cir
Belle Plaine, MN
5 bd3 ba2,582 sqft$143/ft²
House14,375 sqft lot
View photos & details
$375,000
740 Heritage Ln
Belle Plaine, MN
4 bd2 ba2,372 sqft$158/ft²
House13,068 sqft lot
View photos & details
$399,900
830 W Church St
Belle Plaine, MN
4 bd3 ba2,736 sqft$146/ft²
House40,075 sqft lot
View photos & details
$449,900
910 Deercreek Pkwy
Belle Plaine, MN
5 bd3 ba2,745 sqft$164/ft²
House23,087 sqft lot
View photos & details
$469,900
955 Park Dr
Belle Plaine, MN
4 bd4 ba2,786 sqft$169/ft²
House13,983 sqft lot
View photos & details
$525,000
932 Farmers Ridge Trl
Belle Plaine, MN
5 bd4 ba3,188 sqft$165/ft²
House11,761 sqft lot
View photos & details
$999,995
12470 W 270th St
Belle Plaine, MN
6 bd5 ba5,908 sqft$169/ft²
House3.48 acres
View photos & details
Looking to buy in Belle Plaine?
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Active listings
28
Homes on market
Median list price
$349K
Avg. days on market
18
Days until sale
New this week
11
Newly listed
Price drops:21.4%of listings
Sale-to-list:101.1%
How much do homes cost in Belle Plaine by property type?
How the Belle Plaine, MN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $365,000 | $178/sq ft | 11 | 18 days |
| Townhouse | $300,000 | $208/sq ft | 1 | 12 days |
Who lives in Belle Plaine?
American Community Survey estimates for Belle Plaine. U.S. Census ACS, 2023
Population
7,401
Households
2,642
Median income
$96,831/yr
Median age
38.2 years
Owner-occupied
83.4%
Median home value
$280,400
Median gross rent
$1,336/mo
Mean commute
26.9 min
83.4% of occupied homes in Belle Plaine are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $280,400 against Zillow's $351,027 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Belle Plaine?
7 schools tracked · 1,541 students
The largest public schools serving Belle Plaine, MN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BELLE PLAINE SENIOR HIGH
Grades 9-12 · 472 students
OAK CREST ELEMENTARY
Grades 3-6 · 430 students
CHATFIELD ELEMENTARY
Grades PK-2 · 346 students
BELLE PLAINE JUNIOR HIGH
Grades 7-8 · 249 students
Belle Plaine ECSE
Grades PK · 39 students
Belle Plaine Transitions/Work Exper
Grades 9-12 · 5 students
EARLY CHILDHOOD PROGRAM
Grades PK
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Belle Plaine, MN?
Ordered by distance from Belle Plaine, not by size. Compare Belle Plaine side by side with any of them.
Belle Plaine housing market FAQ
Is Belle Plaine a buyer's or seller's market?
Belle Plaine, MN is currently a seller's market. That read comes from 2.5 months of supply, homes going under contract in about 18 days, and sellers getting 101.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Belle Plaine?
The typical home in Belle Plaine, MN is worth $351,027 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $365,000, about $178 per square foot.
Is Belle Plaine cheaper than the rest of Minnesota?
Belle Plaine's median sale price of $365,000 is 2% lower than the Minnesota statewide median of $372,300, and 11% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Belle Plaine?
Homes in Belle Plaine, MN spent a median of 18 days on market before going under contract, versus 25 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Belle Plaine?
At the current 30-year fixed rate of 7.03%, 20% down on a $351,027 home is about $1,874 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $80,313 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $96,831.
Are home prices rising in Belle Plaine?
The typical home value in Belle Plaine, MN held roughly flat 0.0% over the last 12 months, from $350,880 to $351,027 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Belle Plaine?
Belle Plaine ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Belle Plaine?
That depends on your timeline, not on a headline. What the data says today: Belle Plaine, MN is a seller's market with 2.5 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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