$23,442
309 3rd St NW
Adams, MN
0 ba
Land14,810 sqft lot
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Sarah Mitchell
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Compass Real Estate · Adams, MN
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Adams, MN(512) 555-0184TX License #0512847
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Adams, MN Housing Market
Seller's market+7.9% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Adams, MN is worth $254,869, rose 7.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $281,000, +44.1% year over year (through May 2026). With 1.0 months of supply and homes going under contract in about 15 days, Adams is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $254,869 home is about $1,361/mo in principal and interest.
Key numbers for Adams, MN
Typical home value
$254,869
+7.9% in 12 months
Zillow, August 2026
Median sale price
$281,000
+44.1% year over year
Redfin, through May 2026
Days on market
15
Fast-moving
Redfin, through May 2026
Active listings
2
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$85,000
Home costs 3.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Adams a buyer's or seller's market?
Seller's market1.0 months of supply15 days on market96.2% of asking
Adams, MN is a seller's market, based on 1.0 months of supply and homes selling in about 15 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Adams housing market data show?
Every row below is Redfin's final published month for Adams, MN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $281,000 |
| Median list price | $175,000 |
| Year-over-year price change | +44.1% |
| Median price per sq ft | $122/sq ft |
| Median days on market | 15 days |
| Active inventory | 2 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 96.2% |
| Homes sold (that month) | 2 |
| New listings (that month) | 1 |
| Listings with a price cut | 50.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Adams is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Adams is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Adams home prices moved?
Over the last three years the median sale price in Adams, MN rose 17.6%, from $239,000 to $281,000. The live Zillow value series has rose 7.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of Adams listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 96.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Adams?
Priced off the typical home value of $254,869 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $50,974 | $203,895 | $1,361/mo |
| 5% | $12,743 | $242,126 | $1,616/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,361, that implies roughly $58,313 a year before you add taxes and insurance. The median household in Adams earns $85,000, about $26,687 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.0x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Adams in the next 12 months?
Tell us your timeline. We send the Adams market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Adams?
Zillow does not publish a rent index (ZORI) for Adams, MN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Adams?
Active listings in Adams, MN went from 5 in November 2024 to 2 in May 2026, a -60.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| January 2025 | 2 | not published |
| March 2025 | 3 | not published |
| April 2025 | 1 | not published |
| May 2025 | 2 | 3 |
| June 2025 | 3 | 1 |
| July 2025 | 3 | 2 |
| August 2025 | 2 | not published |
| September 2025 | 2 | not published |
| February 2026 | 2 | 2 |
| March 2026 | 2 | 3 |
| April 2026 | 2 | 1 |
| May 2026 | 2 | 1 |
Redfin, through May 2026
How does Adams compare to Minnesota and the U.S.?
Adams homes sell for $281,000 — 25% below the Minnesota median of $372,300. Against the national median of $410,700, Adams runs 32% lower. Year-over-year, Adams moved +44.1% against Minnesota's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Adams, MN | $281,000 | +44.1% | 15 days |
| Minnesota statewide | $372,300 | +1.3% | 25 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Adams
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $255 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $254,869 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Adams listing goes under contract in 15 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Adams added 1 new listings against 2 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +7.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Adams varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Adams
There are currently 2 homes listed for sale in Adams, Minnesota. The median listing price is $175K. Featured listings range from $23,442 to $499,900.
$25,510
301 3rd St NW
Adams, MN
0 ba
Land16,117 sqft lot
View photos & details
$28,268
404 3rd St NW
Adams, MN
0 ba
Land17,860 sqft lot
View photos & details
$28,268
402 3rd St NW
Adams, MN
0 ba
Land17,860 sqft lot
View photos & details
$30,336
406 3rd St NW
Adams, MN
0 ba
Land19,166 sqft lot
View photos & details
$31,026
400 3rd St NW
Adams, MN
0 ba
Land19,602 sqft lot
View photos & details
$31,715
305 3rd St NW
Adams, MN
0 ba
Land20,038 sqft lot
View photos & details
$31,715
405 3rd St NW
Adams, MN
0 ba
Land20,038 sqft lot
View photos & details
$205,000
16 NW 3rd St
Adams, MN
6 bd4 ba2,926 sqft$70/ft²
Multi-family10,934 sqft lot
View photos & details
$229,900
204 W Main St
Adams, MN
4 bd2 ba1,761 sqft$131/ft²
House10,193 sqft lot
View photos & details
$354,900
108 NW Lewison St
Adams, MN
5 bd3 ba2,900 sqft$122/ft²
House9,714 sqft lot
View photos & details
$499,900
508 Vangsness St
Adams, MN
3 bd3 ba3,994 sqft$125/ft²
House16,248 sqft lot
View photos & details
Looking to buy in Adams?
Get connected with a local real estate expert — free, no obligation.
Active listings
2
Homes on market
Median list price
$175K
Avg. days on market
15
Days until sale
New this week
1
Newly listed
Price drops:50.0%of listings
Sale-to-list:96.2%
How much do homes cost in Adams by property type?
How the Adams, MN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $281,000 | $122/sq ft | 2 | 15 days |
Who lives in Adams?
American Community Survey estimates for Adams. U.S. Census ACS, 2023
Population
764
Households
306
Median income
$85,000/yr
Median age
48.5 years
Owner-occupied
86.9%
Median home value
$160,400
Median gross rent
$692/mo
Mean commute
23.1 min
86.9% of occupied homes in Adams are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $160,400 against Zillow's $254,869 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Adams?
5 schools tracked · 526 students
The largest public schools serving Adams, MN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
SOUTHLAND ELEMENTARY
Grades PK-5 · 196 students
SOUTHLAND SENIOR HIGH
Grades 9-12 · 187 students
SOUTHLAND MIDDLE
Grades 6-8 · 116 students
Success East
Grades K-12 · 17 students
First Step Adams
Grades PK · 10 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Adams, MN?
Ordered by distance from Adams, not by size. Compare Adams side by side with any of them.
Adams housing market FAQ
Is Adams a buyer's or seller's market?
Adams, MN is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 15 days, and sellers getting 96.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Adams?
The typical home in Adams, MN is worth $254,869 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $281,000, about $122 per square foot.
Is Adams cheaper than the rest of Minnesota?
Adams's median sale price of $281,000 is 25% lower than the Minnesota statewide median of $372,300, and 32% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Adams?
Homes in Adams, MN spent a median of 15 days on market before going under contract, versus 25 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Adams?
At the current 30-year fixed rate of 7.03%, 20% down on a $254,869 home is about $1,361 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $58,313 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $85,000.
Are home prices rising in Adams?
The typical home value in Adams, MN rose 7.9% over the last 12 months, from $236,182 to $254,869 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Adams?
Adams ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Adams?
That depends on your timeline, not on a headline. What the data says today: Adams, MN is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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