New Listing
7
$129,000
33511 Pierce St
Garden City, MI 48135
3 bd1 ba1,200 sqft$108/ft²
House7,841 sqft lot
Opul Realty
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Garden City, MI Housing Market
Strong seller's market+1.9% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Garden City, MI is worth $205,721, rose 1.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $232,500, +4.6% year over year (through May 2026). With 1.7 months of supply and homes going under contract in about 13 days, Garden City is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $205,721 home is about $1,098/mo in principal and interest.
Key numbers for Garden City, MI
Typical home value
$205,721
+1.9% in 12 months
Zillow, August 2026
Typical asking rent
$1,677/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$232,500
+4.6% year over year
Redfin, through May 2026
Days on market
13
Fast-moving
Redfin, through May 2026
Active listings
44
1.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$64,396
Home costs 3.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.5%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Garden City a buyer's or seller's market?
Strong seller's market1.7 months of supply13 days on market102.5% of asking
Garden City, MI is a strong seller's market, based on 1.7 months of supply and homes selling in about 13 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Garden City housing market data show?
Every row below is Redfin's final published month for Garden City, MI. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $232,500 |
| Median list price | $219,900 |
| Year-over-year price change | +4.6% |
| Median price per sq ft | $202/sq ft |
| Median days on market | 13 days |
| Active inventory | 44 listings |
| Months of supply | 1.7 months |
| Sale-to-list price ratio | 102.5% |
| Homes sold (that month) | 26 |
| New listings (that month) | 33 |
| Listings with a price cut | 50.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Garden City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Garden City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Garden City home prices moved?
Over the last three years the median sale price in Garden City, MI rose 36.8%, from $170,000 to $232,500. The live Zillow value series has rose 1.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of Garden City listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.7 months while the sale-to-list ratio slips below its current 102.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Garden City?
Priced off the typical home value of $205,721 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $41,144 | $164,577 | $1,098/mo |
| 5% | $10,286 | $195,435 | $1,304/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,098, that implies roughly $47,068 a year before you add taxes and insurance. The median household in Garden City earns $64,396, about $17,328 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Garden City in the next 12 months?
Tell us your timeline. We send the Garden City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Garden City?
Typical asking rent in Garden City, MI is $1,677/mo, against a typical home value of $205,721. That is a price-to-rent ratio of 10.2x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,098 a month — $579 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Garden City?
Active listings in Garden City, MI went from 33 in May 2025 to 44 in May 2026, a +33.3% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 39 | 44 |
| July 2025 | 45 | 49 |
| August 2025 | 48 | 47 |
| September 2025 | 47 | 40 |
| October 2025 | 39 | 30 |
| November 2025 | 48 | 34 |
| December 2025 | 37 | 16 |
| January 2026 | 37 | 27 |
| February 2026 | 37 | 25 |
| March 2026 | 39 | 31 |
| April 2026 | 58 | 58 |
| May 2026 | 44 | 33 |
Redfin, through May 2026
How does Garden City compare to Michigan and the U.S.?
Garden City homes sell for $232,500 — 22% below the Michigan median of $297,900. Against the national median of $410,700, Garden City runs 43% lower. Year-over-year, Garden City moved +4.6% against Michigan's +4.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Garden City, MI | $232,500 | +4.6% | 13 days |
| Michigan statewide | $297,900 | +4.6% | 24 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Garden City
What buyers should watch
- Months of supply, currently 1.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $206 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $205,721 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Garden City listing goes under contract in 13 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.5% of asking. Price at the number you want and let competition do the rest.
- In the last published month Garden City added 33 new listings against 26 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Garden City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Garden City
There are currently 44 homes listed for sale in Garden City, Michigan. The median listing price is $220K. Featured listings range from $129,000 to $278,000.
New Listing
34
$145,000
28980 Dawson St
Garden City, MI 48135
2 bd1 ba800 sqft$181/ft²
House5,227 sqft lot
REMAX Masterpiece of Michigan
View photos & details
New Listing
24
$169,900
5757 Arcola St
Garden City, MI 48135
1 bd1 ba794 sqft$214/ft²
House11,326 sqft lot
Robin Massey · North Shores Properties, LLC.
View photos & details
New Listing
26
$199,000
33451 Brown St
Garden City, MI 48135
3 bd1 ba1,030 sqft$193/ft²
House6,098 sqft lot
Keller Williams Advantage Northville
View photos & details
New Listing
36
$210,000
31732 Alvin St
Garden City, MI 48135
4 bd1 ba1,000 sqft$210/ft²
House10,454 sqft lot
Real Broker, LLC
View photos & details
New Listing
20
$220,000
28629 James St
Garden City, MI 48135
3 bd2 ba944 sqft$233/ft²
House6,534 sqft lot
HomeCraft Real Estate
View photos & details
New Listing
47
$230,000
6647 Arcola St
Garden City, MI 48135
3 bd2 ba999 sqft$230/ft²
House7,405 sqft lot
RE/MAX Classic
View photos & details
New Listing
28
$230,000
6924 Belton St
Garden City, MI 48135
3 bd1 ba1,800 sqft$128/ft²
House5,663 sqft lot
Brennen Clarke · Golden Key Realty Group LLC
View photos & details
New Listing
23
$249,900
31167 Maplewood St
Garden City, MI 48135
3 bd1 ba925 sqft$270/ft²
House9,148 sqft lot
KW Showcase Realty
View photos & details
New Listing
36
$259,900
32211 Pardo St
Garden City, MI 48135
4 bd2 ba1,725 sqft$151/ft²
House13,939 sqft lot
Cynthia Morfin · eXp Realty, LLC
View photos & details
New Listing
27
$269,000
28612 Donnelly St
Garden City, MI 48135
3 bd1 ba1,363 sqft$197/ft²
House11,326 sqft lot
Real Estate One-Oxford
View photos & details
New Listing
27
$278,000
5918 Cardwell St
Garden City, MI 48135
4 bd1 ba1,416 sqft$196/ft²
House10,454 sqft lot
Beycome Brokerage Realty LLC
View photos & details
Looking to buy in Garden City?
Get connected with a local real estate expert — free, no obligation.
Active listings
44
Homes on market
Median list price
$220K
Avg. days on market
13
Days until sale
New this week
33
Newly listed
Price drops:50.0%of listings
Sale-to-list:102.5%
How much do homes cost in Garden City by property type?
How the Garden City, MI market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $232,500 | $202/sq ft | 26 | 13 days |
| Condo / co-op | $164,900 | $162/sq ft | 1 | 33 days |
Who lives in Garden City?
American Community Survey estimates for Garden City. U.S. Census ACS, 2023
Population
26,910
Households
11,015
Median income
$64,396/yr
Median age
40.8 years
Owner-occupied
79.2%
Median home value
$162,400
Median gross rent
$991/mo
Mean commute
26.1 min
79.2% of occupied homes in Garden City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $162,400 against Zillow's $205,721 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $991/mo, below Zillow's $1,677/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Garden City?
9 schools tracked · 3,573 students
The largest public schools serving Garden City, MI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Garden City High School
Grades 9-12 · 857 students
Douglas Elementary 34 Campus
Grades 3-4 · 435 students
Garden City Middle School
Grades 7-8 · 419 students
Farmington 56 Campus
Grades 5-6 · 415 students
Memorial Elementary 12 Campus
Grades 1-2 · 407 students
Cambridge Alternative High School
Grades 9-12 · 314 students
Tipton Academy PK3
Grades PK-3 · 282 students
Tipton Academy 48
Grades 4-12 · 230 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Garden City, MI?
Ordered by distance from Garden City, not by size. Compare Garden City side by side with any of them.
Which ZIP codes are in Garden City?
These are the ZIP codes we see on active Garden City listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Garden City housing market FAQ
Is Garden City a buyer's or seller's market?
Garden City, MI is currently a strong seller's market. That read comes from 1.7 months of supply, homes going under contract in about 13 days, and sellers getting 102.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Garden City?
The typical home in Garden City, MI is worth $205,721 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $232,500, about $202 per square foot.
Is Garden City cheaper than the rest of Michigan?
Garden City's median sale price of $232,500 is 22% lower than the Michigan statewide median of $297,900, and 43% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Garden City?
Homes in Garden City, MI spent a median of 13 days on market before going under contract, versus 24 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Garden City?
At the current 30-year fixed rate of 7.03%, 20% down on a $205,721 home is about $1,098 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $47,068 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $64,396.
Are home prices rising in Garden City?
The typical home value in Garden City, MI rose 1.9% over the last 12 months, from $201,925 to $205,721 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Garden City?
Garden City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Garden City?
That depends on your timeline, not on a headline. What the data says today: Garden City, MI is a strong seller's market with 1.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 10.2x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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