$230,000
101 Pine Grove Ave
Bellingham, MA
3 bd1 ba1,303 sqft$177/ft²
House22,651 sqft lot
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Bellingham, MA Housing Market
Strong seller's market+1.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Bellingham, MA is worth $543,746, rose 1.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $460,000, +2.4% year over year (through May 2026). With 3.7 months of supply and homes going under contract in about 6 days, Bellingham is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $543,746 home is about $2,903/mo in principal and interest.
Key numbers for Bellingham, MA
Typical home value
$543,746
+1.1% in 12 months
Zillow, August 2026
Typical asking rent
$2,574/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$460,000
+2.4% year over year
Redfin, through May 2026
Days on market
6
Fast-moving
Redfin, through May 2026
Active listings
11
3.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$88,731
Home costs 6.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
107.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bellingham a buyer's or seller's market?
Strong seller's market3.7 months of supply6 days on market107.0% of asking
Bellingham, MA is a strong seller's market, based on 3.7 months of supply and homes selling in about 6 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bellingham housing market data show?
Every row below is Redfin's final published month for Bellingham, MA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $460,000 |
| Median list price | $561,950 |
| Year-over-year price change | +2.4% |
| Median price per sq ft | $369/sq ft |
| Median days on market | 6 days |
| Active inventory | 11 listings |
| Months of supply | 3.7 months |
| Sale-to-list price ratio | 107.0% |
| Homes sold (that month) | 3 |
| New listings (that month) | 6 |
| Listings with a price cut | 18.2% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bellingham is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bellingham is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bellingham home prices moved?
Over the last three years the median sale price in Bellingham, MA rose 69.0%, from $272,200 to $460,000. The live Zillow value series has rose 1.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 18.2% of Bellingham listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.7 months while the sale-to-list ratio slips below its current 107.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bellingham?
Priced off the typical home value of $543,746 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $108,749 | $434,997 | $2,903/mo |
| 5% | $27,187 | $516,559 | $3,447/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,903, that implies roughly $124,406 a year before you add taxes and insurance. The median household in Bellingham earns $88,731, about $35,675 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bellingham in the next 12 months?
Tell us your timeline. We send the Bellingham market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bellingham?
Typical asking rent in Bellingham, MA is $2,574/mo, against a typical home value of $543,746. That is a price-to-rent ratio of 17.6x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,903 a month — $329 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Bellingham?
Active listings in Bellingham, MA went from 4 in March 2025 to 11 in May 2026, a +175.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| April 2025 | 4 | 6 |
| May 2025 | 9 | 10 |
| June 2025 | 3 | 2 |
| July 2025 | 3 | 4 |
| August 2025 | 4 | 4 |
| October 2025 | 3 | 2 |
| November 2025 | 1 | 3 |
| December 2025 | 4 | 3 |
| January 2026 | 3 | 1 |
| February 2026 | 1 | not published |
| April 2026 | 11 | 6 |
| May 2026 | 11 | 6 |
Redfin, through May 2026
How does Bellingham compare to Massachusetts and the U.S.?
Bellingham homes sell for $460,000 — 33% below the Massachusetts median of $688,100. Against the national median of $410,700, Bellingham runs 12% higher. Year-over-year, Bellingham moved +2.4% against Massachusetts's +0.8% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bellingham, MA | $460,000 | +2.4% | 6 days |
| Massachusetts statewide | $688,100 | +0.8% | 21 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bellingham
What buyers should watch
- Months of supply, currently 3.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 18.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $544 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $543,746 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bellingham listing goes under contract in 6 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 107.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bellingham added 6 new listings against 3 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bellingham varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bellingham
There are currently 11 homes listed for sale in Bellingham, Massachusetts. The median listing price is $562K. Featured listings range from $230,000 to $799,900.
$399,900
31 S Main St
Bellingham, MA
3 bd2 ba1,344 sqft$298/ft²
House7,000 sqft lot
View photos & details
$475,000
640 Maple Brook Rd Unit 640
Bellingham, MA
2 bd3 ba1,838 sqft$258/ft²
Condo
View photos & details
$489,900
5 Bernier Ln
Bellingham, MA
2 bd1 ba1,298 sqft$377/ft²
House8,560 sqft lot
View photos & details
$499,900
21 Irving St
Bellingham, MA
3 bd2 ba1,800 sqft$278/ft²
House10,001 sqft lot
View photos & details
$569,000
95 Lisa Ann Dr
Bellingham, MA
3 bd1 ba1,408 sqft$404/ft²
House10,014 sqft lot
View photos & details
$580,000
21 Maple St
Bellingham, MA
3 bd2 ba2,126 sqft$273/ft²
House36,155 sqft lot
View photos & details
$645,000
56 Puddingstone Ln
Bellingham, MA
3 bd2 ba1,814 sqft$356/ft²
House13,987 sqft lot
View photos & details
$689,000
23 Palmetto Dr Unit 23
Bellingham, MA
2 bd2 ba1,563 sqft$441/ft²
Condo
View photos & details
$699,900
3 Whitman Cir Unit 3
Bellingham, MA
2 bd3 ba1,855 sqft$377/ft²
Condo
View photos & details
$750,000
1 Whitman Cir Unit 1
Bellingham, MA
2 bd3 ba2,160 sqft$347/ft²
Condo
View photos & details
$799,900
11 Quail Run Rd
Bellingham, MA
4 bd3 ba2,608 sqft$307/ft²
House1.51 acres
View photos & details
Looking to buy in Bellingham?
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Active listings
11
Homes on market
Median list price
$562K
Avg. days on market
6
Days until sale
New this week
6
Newly listed
Price drops:18.2%of listings
Sale-to-list:107.0%
How much do homes cost in Bellingham by property type?
How the Bellingham, MA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $460,000 | $436/sq ft | 1 | 4 days |
| Condo / co-op | $453,000 | $263/sq ft | 3 | 27 days |
| Townhouse | $598,029 | $312/sq ft | 2 | 31 days |
Who lives in Bellingham?
American Community Survey estimates for Bellingham. U.S. Census ACS, 2023
Population
4,939
Households
2,138
Median income
$88,731/yr
Median age
46.9 years
Owner-occupied
66.0%
Median home value
$385,300
Median gross rent
$1,995/mo
Mean commute
33.9 min
66.0% of occupied homes in Bellingham are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $385,300 against Zillow's $543,746 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,995/mo, below Zillow's $2,574/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Bellingham?
6 schools tracked · 1,990 students
The largest public schools serving Bellingham, MA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bellingham High School
Grades 8-12 · 749 students
Bellingham Memorial School
Grades 4-7 · 591 students
Joseph F DiPietro Elementary School
Grades K-3 · 302 students
Stall Brook
Grades K-3 · 213 students
Bellingham Early Childhood Center
Grades PK · 109 students
Keough Memorial Academy
Grades 8-12 · 26 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bellingham, MA?
Ordered by distance from Bellingham, not by size. Compare Bellingham side by side with any of them.
Bellingham housing market FAQ
Is Bellingham a buyer's or seller's market?
Bellingham, MA is currently a strong seller's market. That read comes from 3.7 months of supply, homes going under contract in about 6 days, and sellers getting 107.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bellingham?
The typical home in Bellingham, MA is worth $543,746 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $460,000, about $369 per square foot.
Is Bellingham cheaper than the rest of Massachusetts?
Bellingham's median sale price of $460,000 is 33% lower than the Massachusetts statewide median of $688,100, and 12% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bellingham?
Homes in Bellingham, MA spent a median of 6 days on market before going under contract, versus 21 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bellingham?
At the current 30-year fixed rate of 7.03%, 20% down on a $543,746 home is about $2,903 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $124,406 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $88,731.
Are home prices rising in Bellingham?
The typical home value in Bellingham, MA rose 1.1% over the last 12 months, from $537,961 to $543,746 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bellingham?
Bellingham ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bellingham?
That depends on your timeline, not on a headline. What the data says today: Bellingham, MA is a strong seller's market with 3.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.6x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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