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Featured local agent — St. George Island, MD
Sarah Mitchell
Compass Real Estate · St. George Island, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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St. George Island, MD Housing Market
The last median sale price Redfin published was $1.03M (through May 2026). With 3.0 months of supply and homes going under contract in about 37 days, St. George Island is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $1.03M home is about $5,505/mo in principal and interest.
Key numbers for St. George Island, MD
Median sale price
$1.03M
Last published period
Redfin, through May 2026
Days on market
37
Average pace
Redfin, through May 2026
Active listings
6
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
101.4%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is St. George Island a buyer's or seller's market?
St. George Island, MD is a seller's market, based on 3.0 months of supply and homes selling in about 37 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the St. George Island housing market data show?
Every row below is Redfin's final published month for St. George Island, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.03M |
| Median price per sq ft | $343/sq ft |
| Median days on market | 37 days |
| Active inventory | 6 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 101.4% |
| Homes sold (that month) | 2 |
| Listings with a price cut | 33.3% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for St. George Island is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in St. George Island is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have St. George Island home prices moved?
Across the 28 months we hold for St. George Island, MD, the median sale price rose 340.7%, from $234,000 in June 2021 to $1.03M. 33.3% of St. George Island listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 101.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in St. George Island?
Priced off the median sale price of $1.03M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $206,250 | $825,000 | $5,505/mo |
| 5% | $51,563 | $979,688 | $6,538/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,505, that implies roughly $235,945 a year before you add taxes and insurance. We do not hold a Census income figure for St. George Island, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in St. George Island in the next 12 months?
Tell us your timeline. We send the St. George Island market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in St. George Island?
Zillow does not publish a rent index (ZORI) for St. George Island, MD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in St. George Island?
Active listings in St. George Island, MD went from 1 in March 2024 to 6 in May 2026, a +500.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2024 | 4 | 1 |
| August 2024 | 4 | not published |
| September 2024 | 3 | 2 |
| October 2024 | 2 | not published |
| November 2024 | 5 | 3 |
| December 2024 | 3 | not published |
| April 2025 | 4 | not published |
| July 2025 | 3 | not published |
| August 2025 | 3 | 1 |
| September 2025 | 3 | 2 |
| November 2025 | 1 | not published |
| May 2026 | 6 | not published |
Redfin, through May 2026
How does St. George Island compare to Maryland and the U.S.?
St. George Island homes sell for $1.03M — 116% above the Maryland median of $477,300. Against the national median of $410,700, St. George Island runs 151% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| St. George Island, MD | $1.03M | not published | 37 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in St. George Island
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,032 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $1.03M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median St. George Island listing goes under contract in 37 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.4% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside St. George Island varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in St. George Island
There are currently 6 homes listed for sale in St. George Island, Maryland.
Active listings
6
Homes on market
Avg. days on market
37
Days until sale
How much do homes cost in St. George Island by property type?
How the St. George Island, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.03M | $343/sq ft | 2 | 37 days |
Who lives in St. George Island?
American Community Survey estimates for St. George Island. U.S. Census ACS, 2023
Population
38
Households
29
Median age
51.7 years
Owner-occupied
100.0%
100.0% of occupied homes in St. George Island are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near St. George Island, MD?
Ordered by distance from St. George Island, not by size. Compare St. George Island side by side with any of them.
St. George Island housing market FAQ
Is St. George Island a buyer's or seller's market?
St. George Island, MD is currently a seller's market. That read comes from 3.0 months of supply, homes going under contract in about 37 days, and sellers getting 101.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in St. George Island?
The median sale price in the last month Redfin published was $1.03M, about $343 per square foot.
Is St. George Island cheaper than the rest of Maryland?
St. George Island's median sale price of $1.03M is 116% higher than the Maryland statewide median of $477,300, and 151% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in St. George Island?
Homes in St. George Island, MD spent a median of 37 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in St. George Island?
At the current 30-year fixed rate of 7.03%, 20% down on a $1.03M home is about $5,505 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $235,945 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in St. George Island?
We do not hold a complete 12-month value series for St. George Island, MD yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in St. George Island?
St. George Island ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in St. George Island?
That depends on your timeline, not on a headline. What the data says today: St. George Island, MD is a seller's market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $1.03M, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.