44
$335,000
29853 Hillview Dr
Golden Beach, MD 20659
3 bd2 ba981 sqft$341/ft²
House20,000 sqft lot
Dawn Riley · RE/MAX One
View photos & details
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Golden Beach, MD Housing Market
Strong seller's market-4.3% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $445,000, -4.3% year over year (through May 2026). With 1.1 months of supply and homes going under contract in about 37 days, Golden Beach is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $445,000 home is about $2,376/mo in principal and interest.
Key numbers for Golden Beach, MD
Median sale price
$445,000
-4.3% year over year
Redfin, through May 2026
Days on market
37
Average pace
Redfin, through May 2026
Active listings
10
1.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$140,313
Home costs 3.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.9%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Golden Beach a buyer's or seller's market?
Strong seller's market1.1 months of supply37 days on market100.9% of asking
Golden Beach, MD is a strong seller's market, based on 1.1 months of supply and homes selling in about 37 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Golden Beach housing market data show?
Every row below is Redfin's final published month for Golden Beach, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $445,000 |
| Median list price | $525,000 |
| Year-over-year price change | -4.3% |
| Median price per sq ft | $250/sq ft |
| Median days on market | 37 days |
| Active inventory | 10 listings |
| Months of supply | 1.1 months |
| Sale-to-list price ratio | 100.9% |
| Homes sold (that month) | 9 |
| New listings (that month) | 4 |
| Listings with a price cut | 50.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Golden Beach is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Golden Beach is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Golden Beach home prices moved?
Over the last three years the median sale price in Golden Beach, MD fell 15.6%, from $527,500 to $445,000. 50.0% of Golden Beach listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.1 months while the sale-to-list ratio slips below its current 100.9%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Golden Beach?
Priced off the median sale price of $445,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $89,000 | $356,000 | $2,376/mo |
| 5% | $22,250 | $422,750 | $2,821/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,376, that implies roughly $101,814 a year before you add taxes and insurance. The median household in Golden Beach earns $140,313, about $38,499 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Golden Beach in the next 12 months?
Tell us your timeline. We send the Golden Beach market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Golden Beach?
Zillow does not publish a rent index (ZORI) for Golden Beach, MD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Golden Beach?
Active listings in Golden Beach, MD went from 15 in May 2025 to 10 in May 2026, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 13 | 4 |
| July 2025 | 14 | 6 |
| August 2025 | 9 | 3 |
| September 2025 | 10 | 3 |
| October 2025 | 9 | 2 |
| November 2025 | 9 | 3 |
| December 2025 | 7 | 3 |
| January 2026 | 7 | 4 |
| February 2026 | 7 | 3 |
| March 2026 | 12 | 9 |
| April 2026 | 14 | 9 |
| May 2026 | 10 | 4 |
Redfin, through May 2026
How does Golden Beach compare to Maryland and the U.S.?
Golden Beach homes sell for $445,000 — 7% below the Maryland median of $477,300. Against the national median of $410,700, Golden Beach runs 8% higher. Year-over-year, Golden Beach moved -4.3% against Maryland's +5.5% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Golden Beach, MD | $445,000 | -4.3% | 37 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Golden Beach
What buyers should watch
- Months of supply, currently 1.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $445 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $445,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Golden Beach listing goes under contract in 37 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.9% of asking. Price at the number you want and let competition do the rest.
- In the last published month Golden Beach added 4 new listings against 9 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Golden Beach varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Golden Beach
There are currently 10 homes listed for sale in Golden Beach, Maryland. The median listing price is $525K. Featured listings range from $335,000 to $620,000.
New Listing
42
$340,000
40680 Waterview Dr
Golden Beach, MD 20659
2 bd1 ba1,288 sqft$264/ft²
House23,522 sqft lot
Karen Murphy · Berkshire Hathaway HomeServices PenFed Realty
View photos & details
20
$359,900
29911 Woodland Cir
Golden Beach, MD 20659
3 bd2 ba1,328 sqft$271/ft²
House14,374 sqft lot
John Peterson · Nitro Realty
View photos & details
45
$360,000
40070 Beach Dr
Golden Beach, MD 20659
4 bd1 ba1,720 sqft$209/ft²
House20,231 sqft lot
Keith Hawkins · Samson Properties
View photos & details
New Listing
$375,000
29884 Rooftop Cir
Golden Beach, MD 20659
3 bd2 ba1,400 sqft$268/ft²
House16,000 sqft lot
Pamela Rollins-Butler · CENTURY 21 New Millennium
View photos & details
Price Drop −$25K
36
$399,900
29866 Jefferson Rd
Golden Beach, MD 20659
4 bd2 ba2,192 sqft$182/ft²
House14,810 sqft lot
Ron Lord · Home Towne Real Estate
View photos & details
32
$400,000
40426 Bay Dr
Golden Beach, MD 20659
3 bd2 ba1,288 sqft$311/ft²
House15,682 sqft lot
Michael Fitzgerald, II · RE/MAX One
View photos & details
New Listing
86
$459,900
29493 Dogwood Cir
Golden Beach, MD 20659
3 bd2 ba1,694 sqft$271/ft²
House1.33 acres
Michael Parker · RE/MAX One
View photos & details
$465,000
39510 Pocahontas Dr
Golden Beach, MD 20659
4 bd2 ba3,400 sqft$137/ft²
House1.00 acres
Christopher Craddock · EXP Realty, LLC
View photos & details
New Listing
40
$475,000
39350 Golden Beach Rd
Golden Beach, MD 20659
4 bd3 ba1,830 sqft$260/ft²
House1.17 acres
Michael Baker · Five Star Real Estate
View photos & details
40
$549,900
30150 Huntt Rd
Golden Beach, MD 20659
3 bd3 ba2,170 sqft$253/ft²
House40,075 sqft lot
Victoria Alvey · RE/MAX One
View photos & details
39
$620,000
29542 Carol Ln
Golden Beach, MD 20659
3 bd4 ba3,520 sqft$176/ft²
House3.00 acres
Helen Mattingly Wernecke · Berkshire Hathaway HomeServices PenFed Realty
View photos & details
Looking to buy in Golden Beach?
Get connected with a local real estate expert — free, no obligation.
Active listings
10
Homes on market
Median list price
$525K
Avg. days on market
37
Days until sale
New this week
4
Newly listed
Price drops:50.0%of listings
Sale-to-list:100.9%
How much do homes cost in Golden Beach by property type?
How the Golden Beach, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $445,000 | $250/sq ft | 9 | 37 days |
Who lives in Golden Beach?
American Community Survey estimates for Golden Beach. U.S. Census ACS, 2023
Population
3,953
Households
1,236
Median income
$140,313/yr
Median age
34.7 years
Owner-occupied
97.5%
Median home value
$376,200
Mean commute
45.2 min
97.5% of occupied homes in Golden Beach are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Golden Beach, MD?
Ordered by distance from Golden Beach, not by size. Compare Golden Beach side by side with any of them.
Which ZIP codes are in Golden Beach?
These are the ZIP codes we see on active Golden Beach listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Golden Beach housing market FAQ
Is Golden Beach a buyer's or seller's market?
Golden Beach, MD is currently a strong seller's market. That read comes from 1.1 months of supply, homes going under contract in about 37 days, and sellers getting 100.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Golden Beach?
The median sale price in the last month Redfin published was $445,000, about $250 per square foot.
Is Golden Beach cheaper than the rest of Maryland?
Golden Beach's median sale price of $445,000 is 7% lower than the Maryland statewide median of $477,300, and 8% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Golden Beach?
Homes in Golden Beach, MD spent a median of 37 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Golden Beach?
At the current 30-year fixed rate of 7.03%, 20% down on a $445,000 home is about $2,376 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $101,814 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $140,313.
Are home prices rising in Golden Beach?
Redfin's last published year-over-year change for Golden Beach, MD was -4.3%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Golden Beach?
Golden Beach ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Golden Beach?
That depends on your timeline, not on a headline. What the data says today: Golden Beach, MD is a strong seller's market with 1.1 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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