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Featured local agent — Fishing Creek, MD
Sarah Mitchell
Compass Real Estate · Fishing Creek, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fishing Creek, MD Housing Market
The typical home in Fishing Creek, MD is worth $315,090, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $975,000 (through May 2026). With 3.0 months of supply and homes going under contract in about 99 days, Fishing Creek is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $315,090 home is about $1,682/mo in principal and interest.
Key numbers for Fishing Creek, MD
Typical home value
$315,090
-0.1% in 12 months
Zillow, August 2026
Median sale price
$975,000
Last published period
Redfin, through November 2025
Days on market
99
Slow-moving
Redfin, through November 2025
Active listings
3
3.0 months of supply
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through November 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fishing Creek a buyer's or seller's market?
Fishing Creek, MD is a balanced market, based on 3.0 months of supply and homes selling in about 99 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fishing Creek housing market data show?
Every row below is Redfin's final published month for Fishing Creek, MD. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $975,000 |
| Median price per sq ft | $733/sq ft |
| Median days on market | 99 days |
| Active inventory | 3 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 33.3% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fishing Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fishing Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fishing Creek home prices moved?
Across the 18 months we hold for Fishing Creek, MD, the median sale price rose 186.8%, from $340,000 in April 2021 to $975,000. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.3% of Fishing Creek listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fishing Creek?
Priced off the typical home value of $315,090 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $63,018 | $252,072 | $1,682/mo |
| 5% | $15,754 | $299,335 | $1,998/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,682, that implies roughly $72,091 a year before you add taxes and insurance. We do not hold a Census income figure for Fishing Creek, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fishing Creek in the next 12 months?
Tell us your timeline. We send the Fishing Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fishing Creek?
Zillow does not publish a rent index (ZORI) for Fishing Creek, MD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Fishing Creek?
Active listings in Fishing Creek, MD went from 4 in June 2022 to 3 in November 2025, a -25.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2022 | 3 | not published |
| December 2022 | 1 | 1 |
| August 2023 | 5 | not published |
| January 2024 | 4 | 1 |
| February 2024 | 4 | not published |
| March 2024 | 3 | not published |
| September 2024 | 3 | 1 |
| October 2024 | 2 | 1 |
| February 2025 | 4 | 1 |
| May 2025 | 3 | 1 |
| July 2025 | 5 | 1 |
| November 2025 | 3 | not published |
Redfin, through November 2025
How does Fishing Creek compare to Maryland and the U.S.?
Fishing Creek homes sell for $975,000 — 104% above the Maryland median of $477,300. Against the national median of $410,700, Fishing Creek runs 137% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fishing Creek, MD | $975,000 | not published | 99 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fishing Creek
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $315 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $315,090 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fishing Creek listing goes under contract in 99 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved -0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fishing Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fishing Creek
There are currently 3 homes listed for sale in Fishing Creek, Maryland.
Active listings
3
Homes on market
Avg. days on market
99
Days until sale
How much do homes cost in Fishing Creek by property type?
How the Fishing Creek, MD market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $975,000 | $733/sq ft | 1 | 99 days |
Who lives in Fishing Creek?
American Community Survey estimates for Fishing Creek. U.S. Census ACS, 2023
Population
179
Households
76
Median age
51.3 years
Owner-occupied
100.0%
Median home value
$293,800
Mean commute
8.3 min
100.0% of occupied homes in Fishing Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $293,800 against Zillow's $315,090 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Fishing Creek, MD?
Ordered by distance from Fishing Creek, not by size. Compare Fishing Creek side by side with any of them.
Fishing Creek housing market FAQ
Is Fishing Creek a buyer's or seller's market?
Fishing Creek, MD is currently a balanced market. That read comes from 3.0 months of supply, homes going under contract in about 99 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Fishing Creek?
The typical home in Fishing Creek, MD is worth $315,090 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $975,000, about $733 per square foot.
Is Fishing Creek cheaper than the rest of Maryland?
Fishing Creek's median sale price of $975,000 is 104% higher than the Maryland statewide median of $477,300, and 137% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fishing Creek?
Homes in Fishing Creek, MD spent a median of 99 days on market before going under contract, versus 34 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Fishing Creek?
At the current 30-year fixed rate of 7.03%, 20% down on a $315,090 home is about $1,682 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $72,091 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Fishing Creek?
The typical home value in Fishing Creek, MD held roughly flat 0.1% over the last 12 months, from $315,281 to $315,090 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fishing Creek?
Fishing Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fishing Creek?
That depends on your timeline, not on a headline. What the data says today: Fishing Creek, MD is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $315,090, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.