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Featured local agent — Cumberland, MD
Sarah Mitchell
Compass Real Estate · Cumberland, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cumberland, MD Housing Market & Real Estate
Housing market overview · Updated monthly ·
$144,750median sale price
How is the Cumberland, MD housing market right now?
The median home sale price in Cumberland, MD is $144,750, up 18.2% year-over-year. Homes sell in an average of 70 days with 107 active listings. The market is currently a leaning buyer's. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Cumberland a buyer's or seller's market?
Cumberland, MD is currently a leaning buyer's, based on 4.1 months of supply and homes selling in about 70 days. How we determine this →
Homes sold
26
Last 12 weeks
Days on market
70
Average pace
Active listings
107
4.1 months supply
Sale-to-list
97.9%
Below asking
What does the Cumberland housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $144,750 |
| Median list price | $160,000 |
| Year-over-year price change | +18.2% |
| Average days on market | 70 days |
| Active inventory | 107 listings |
| Months of supply | 4.1 months |
| Sale-to-list price ratio | 97.9% |
| Median price per sq ft | $96/sq ft |
| Homes sold (latest month) | 26 |
| New listings (latest month) | 37 |
| Listings with a price cut | 31.8% |
| Market condition | Leaning buyer's |
Source: Redfin · Updated monthly
How much do homes cost in Cumberland by property type?
How the Cumberland, MD market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $144,750 | $96/sq ft | 24 | 70 days |
| Townhouse | $165,000 | $94/sq ft | 2 | 141 days |
Source: Redfin · Updated monthly
The Cumberland housing market is currently classified as a leaning buyer's with a median sale price of $144,750. Prices have risen 18.2% compared to last year, with homes spending an average of 70 days on market, indicating 4.1 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.4x provides context for how home values compare to local earning capacity.
Homes for sale in Cumberland
There are currently 107 homes listed for sale in Cumberland, Maryland. The median listing price is $160K.
Active listings
107
Homes on market
Median list price
$160K
Avg. days on market
70
Days until sale
New this week
37
Newly listed
Who lives in Cumberland?
Population
18,938
Median income
$47,819/yr
Median age
41.5 years
Owner-occupied
58.3%
College grads
22.1%
Avg commute
19.6 min
Source: U.S. Census Bureau ACS
What are homes worth in Cumberland?
Zillow home value
$160,832
Zillow rent index
$1,056/mo
Price-to-rent ratio
12.7x
Price-to-income
3.4x
Source: Zillow Research
What is it like to live in Cumberland?
Cumberland is a community of approximately 19K residents with a median age of 41.5 years.The median household income is $47,819, which represents a working-class community with solid middle-income opportunities. 22.1% of residents hold a bachelor's degree or higher, showing a mixed educational demographic.
Homeownership rates are at 58.3%, showing a blend of owner and renter-occupied properties. The average commute time is 19.6 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Cumberland offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Cumberland?
9 schools tracked · 4,098 students
The largest public schools serving Cumberland, MD by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Allegany High
Grades 9-12 · 690 students
Fort Hill High
Grades 9-12 · 680 students
Braddock Middle
Grades 6-8 · 586 students
Washington Middle
Grades 6-8 · 569 students
South Penn Elementary
Grades PK-5 · 512 students
West Side Elementary
Grades PK-5 · 306 students
Northeast Elementary
Grades PK-5 · 273 students
John Humbird Elementary
Grades PK-5 · 253 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cumberland, MD?
Want a head-to-head view? Compare Cumberland side-by-side with any other U.S. city using our market-comparison tool.
Is Cumberland a good real estate investment market?
For investors evaluating Cumberland, the price-to-rent ratio of 12.7x suggests potential rental yield opportunity, making the market attractive for income-focused investors. The market has appreciated 18.2% year-over-year, reflecting ongoing demand and value growth.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Cumberland's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Cumberland's median home price.
Frequently asked questions
What is the average home price in Cumberland?
The median home sale price in Cumberland is $144,750, up 18.2% from last year.
How long do homes stay on market in Cumberland?
Homes typically spend 70 days on market before going under contract.
What is the median income in Cumberland?
The median household income is $47,819 per year.
Is Cumberland a buyer's or seller's market?
With 4.1 months of supply, Cumberland is currently a leaning buyer's.
What is the Zillow home value estimate for Cumberland?
The Zillow Home Value Index (ZHVI) for Cumberland is $160,832, representing the typical home value in the area.
How much does a single-family home cost in Cumberland?
The median single-family home price in Cumberland, MD is $144,750 (about $96 per square foot).
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