$269,900
4049 Rustico Rd
Bowleys Quarters, MD
3 bd2 ba1,444 sqft$187/ft²
Townhouse1,368 sqft lot
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Compass Real Estate · Bowleys Quarters, MD
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Bowleys Quarters, MD(512) 555-0184TX License #0512847
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Bowleys Quarters, MD Housing Market
Balanced market-30.9% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $293,500, -30.9% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 5 days, Bowleys Quarters is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $293,500 home is about $1,567/mo in principal and interest.
Key numbers for Bowleys Quarters, MD
Median sale price
$293,500
-30.9% year over year
Redfin, through May 2026
Days on market
5
Fast-moving
Redfin, through May 2026
Active listings
16
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$107,339
Home costs 2.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.8%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bowleys Quarters a buyer's or seller's market?
Balanced market4.0 months of supply5 days on market99.8% of asking
Bowleys Quarters, MD is a balanced market, based on 4.0 months of supply and homes selling in about 5 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bowleys Quarters housing market data show?
Every row below is Redfin's final published month for Bowleys Quarters, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $293,500 |
| Median list price | $345,000 |
| Year-over-year price change | -30.9% |
| Median price per sq ft | $189/sq ft |
| Median days on market | 5 days |
| Active inventory | 16 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 99.8% |
| Homes sold (that month) | 4 |
| New listings (that month) | 7 |
| Listings with a price cut | 31.3% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bowleys Quarters is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bowleys Quarters is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bowleys Quarters home prices moved?
Over the last three years the median sale price in Bowleys Quarters, MD rose 6.3%, from $276,000 to $293,500. 31.3% of Bowleys Quarters listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 99.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bowleys Quarters?
Priced off the median sale price of $293,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $58,700 | $234,800 | $1,567/mo |
| 5% | $14,675 | $278,825 | $1,861/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,567, that implies roughly $67,151 a year before you add taxes and insurance. The median household in Bowleys Quarters earns $107,339, about $40,188 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.7x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bowleys Quarters in the next 12 months?
Tell us your timeline. We send the Bowleys Quarters market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bowleys Quarters?
Zillow does not publish a rent index (ZORI) for Bowleys Quarters, MD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bowleys Quarters?
Active listings in Bowleys Quarters, MD went from 16 in May 2025 to 16 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 14 | 7 |
| July 2025 | 12 | 7 |
| August 2025 | 17 | 9 |
| September 2025 | 12 | 8 |
| October 2025 | 17 | 13 |
| November 2025 | 13 | 5 |
| December 2025 | 11 | 5 |
| January 2026 | 10 | 7 |
| February 2026 | 12 | 5 |
| March 2026 | 19 | 14 |
| April 2026 | 14 | 10 |
| May 2026 | 16 | 7 |
Redfin, through May 2026
How does Bowleys Quarters compare to Maryland and the U.S.?
Bowleys Quarters homes sell for $293,500 — 39% below the Maryland median of $477,300. Against the national median of $410,700, Bowleys Quarters runs 29% lower. Year-over-year, Bowleys Quarters moved -30.9% against Maryland's +5.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bowleys Quarters, MD | $293,500 | -30.9% | 5 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bowleys Quarters
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 31.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $294 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $293,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bowleys Quarters listing goes under contract in 5 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bowleys Quarters added 7 new listings against 4 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Bowleys Quarters varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bowleys Quarters
There are currently 16 homes listed for sale in Bowleys Quarters, Maryland. The median listing price is $345K. Featured listings range from $269,900 to $729,900.
$275,000
4065 Rustico Rd
Bowleys Quarters, MD
3 bd2 ba1,504 sqft$183/ft²
Townhouse1,368 sqft lot
View photos & details
$290,000
3904 Tidewood Rd
Bowleys Quarters, MD
3 bd2 ba1,660 sqft$175/ft²
Townhouse1,836 sqft lot
View photos & details
$314,900
4132 Cutty Sark Rd
Bowleys Quarters, MD
3 bd2 ba1,764 sqft$179/ft²
Townhouse1,619 sqft lot
View photos & details
$315,000
660 Hunting Fields Rd
Bowleys Quarters, MD
3 bd2 ba1,712 sqft$184/ft²
Townhouse1,742 sqft lot
View photos & details
$325,000
639 Kittendale Rd
Bowleys Quarters, MD
3 bd3 ba1,892 sqft$172/ft²
Townhouse4,851 sqft lot
View photos & details
$341,000
3703 Holly Grove Rd
Bowleys Quarters, MD
4 bd2 ba1,422 sqft$240/ft²
House8,400 sqft lot
View photos & details
$425,000
504 Crisfield Rd
Bowleys Quarters, MD
3 bd2 ba1,409 sqft$302/ft²
House7,245 sqft lot
View photos & details
$465,000
Frog Mortar Rd
Bowleys Quarters, MD
Land35,284 sqft lot
View photos & details
$550,000
1414 Burke Rd Unit 107
Bowleys Quarters, MD
2 bd3 ba1,839 sqft$299/ft²
Condo
View photos & details
$574,950
3809 Clarks Point Rd
Bowleys Quarters, MD
3 bd2 ba2,004 sqft$287/ft²
House16,200 sqft lot
View photos & details
$729,900
1347 S Seneca Rd
Bowleys Quarters, MD
3 bd3 ba2,160 sqft$338/ft²
House14,680 sqft lot
View photos & details
Looking to buy in Bowleys Quarters?
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Active listings
16
Homes on market
Median list price
$345K
Avg. days on market
5
Days until sale
New this week
7
Newly listed
Price drops:31.3%of listings
Sale-to-list:99.8%
How much do homes cost in Bowleys Quarters by property type?
How the Bowleys Quarters, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Condo / co-op | $542,500 | $300/sq ft | 2 | 30 days |
| Townhouse | $272,000 | $188/sq ft | 3 | 7 days |
Who lives in Bowleys Quarters?
American Community Survey estimates for Bowleys Quarters. U.S. Census ACS, 2023
Population
6,795
Households
2,608
Median income
$107,339/yr
Median age
40.5 years
Owner-occupied
82.2%
Median home value
$351,800
Median gross rent
$1,455/mo
Mean commute
33.3 min
82.2% of occupied homes in Bowleys Quarters are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Bowleys Quarters, MD?
Ordered by distance from Bowleys Quarters, not by size. Compare Bowleys Quarters side by side with any of them.
Bowleys Quarters housing market FAQ
Is Bowleys Quarters a buyer's or seller's market?
Bowleys Quarters, MD is currently a balanced market. That read comes from 4.0 months of supply, homes going under contract in about 5 days, and sellers getting 99.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bowleys Quarters?
The median sale price in the last month Redfin published was $293,500, about $189 per square foot.
Is Bowleys Quarters cheaper than the rest of Maryland?
Bowleys Quarters's median sale price of $293,500 is 39% lower than the Maryland statewide median of $477,300, and 29% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bowleys Quarters?
Homes in Bowleys Quarters, MD spent a median of 5 days on market before going under contract, versus 34 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bowleys Quarters?
At the current 30-year fixed rate of 7.03%, 20% down on a $293,500 home is about $1,567 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $67,151 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $107,339.
Are home prices rising in Bowleys Quarters?
Redfin's last published year-over-year change for Bowleys Quarters, MD was -30.9%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Bowleys Quarters?
Bowleys Quarters ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bowleys Quarters?
That depends on your timeline, not on a headline. What the data says today: Bowleys Quarters, MD is a balanced market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $293,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.