$50,000
981 Ritchie Hwy
Arnold, MD
Land19,514 sqft lot
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Sarah Mitchell
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Compass Real Estate · Arnold, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Arnold, MD(512) 555-0184TX License #0512847
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Arnold, MD Housing Market
Strong seller's market+0.3% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Arnold, MD is worth $601,036, held roughly flat 0.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $620,000, -8.2% year over year (through May 2026). With 1.4 months of supply and homes going under contract in about 21 days, Arnold is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $601,036 home is about $3,209/mo in principal and interest.
Key numbers for Arnold, MD
Typical home value
$601,036
+0.3% in 12 months
Zillow, August 2026
Typical asking rent
$2,864/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$620,000
-8.2% year over year
Redfin, through May 2026
Days on market
21
Average pace
Redfin, through May 2026
Active listings
52
1.4 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$137,799
Home costs 4.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Arnold a buyer's or seller's market?
Strong seller's market1.4 months of supply21 days on market101.1% of asking
Arnold, MD is a strong seller's market, based on 1.4 months of supply and homes selling in about 21 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Arnold housing market data show?
Every row below is Redfin's final published month for Arnold, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $620,000 |
| Median list price | $662,500 |
| Year-over-year price change | -8.2% |
| Median price per sq ft | $269/sq ft |
| Median days on market | 21 days |
| Active inventory | 52 listings |
| Months of supply | 1.4 months |
| Sale-to-list price ratio | 101.1% |
| Homes sold (that month) | 38 |
| New listings (that month) | 36 |
| Listings with a price cut | 32.7% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Arnold is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Arnold is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Arnold home prices moved?
Over the last three years the median sale price in Arnold, MD rose 7.8%, from $575,000 to $620,000. The live Zillow value series has held roughly flat 0.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 32.7% of Arnold listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.4 months while the sale-to-list ratio slips below its current 101.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Arnold?
Priced off the typical home value of $601,036 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $120,207 | $480,829 | $3,209/mo |
| 5% | $30,052 | $570,984 | $3,810/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,209, that implies roughly $137,514 a year before you add taxes and insurance. The median household in Arnold earns $137,799, about $285 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.4x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Arnold in the next 12 months?
Tell us your timeline. We send the Arnold market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Arnold?
Typical asking rent in Arnold, MD is $2,864/mo, against a typical home value of $601,036. That is a price-to-rent ratio of 17.5x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $3,209 a month — $344 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Arnold?
Active listings in Arnold, MD went from 65 in May 2025 to 52 in May 2026, a -20.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 69 | 44 |
| July 2025 | 67 | 27 |
| August 2025 | 62 | 33 |
| September 2025 | 49 | 24 |
| October 2025 | 50 | 30 |
| November 2025 | 54 | 26 |
| December 2025 | 41 | 16 |
| January 2026 | 38 | 18 |
| February 2026 | 42 | 21 |
| March 2026 | 43 | 32 |
| April 2026 | 56 | 41 |
| May 2026 | 52 | 36 |
Redfin, through May 2026
How does Arnold compare to Maryland and the U.S.?
Arnold homes sell for $620,000 — 30% above the Maryland median of $477,300. Against the national median of $410,700, Arnold runs 51% higher. Year-over-year, Arnold moved -8.2% against Maryland's +5.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Arnold, MD | $620,000 | -8.2% | 21 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Arnold
What buyers should watch
- Months of supply, currently 1.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 32.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $602 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $601,036 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Arnold listing goes under contract in 21 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Arnold added 36 new listings against 38 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +0.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Arnold varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Arnold
There are currently 52 homes listed for sale in Arnold, Maryland. The median listing price is $663K. Featured listings range from $50,000 to $1,798,000.
$315,000
1250 Stonewood Ct
Arnold, MD
3 bd2 ba1,496 sqft$211/ft²
Townhouse3,750 sqft lot
View photos & details
$409,999
1233 Birchcrest Ct
Arnold, MD
3 bd3 ba1,888 sqft$217/ft²
Townhouse2,178 sqft lot
View photos & details
$450,000
406 Elmwood Ct
Arnold, MD
3 bd3 ba2,288 sqft$197/ft²
House8,800 sqft lot
View photos & details
$499,000
1078 Brightleaf Ct
Arnold, MD
4 bd3 ba1,780 sqft$280/ft²
Townhouse4,933 sqft lot
View photos & details
$624,000
930 Whitstable Blvd
Arnold, MD
4 bd4 ba2,320 sqft$269/ft²
Townhouse1,980 sqft lot
View photos & details
$699,900
434 College Pkwy
Arnold, MD
3 bd2 ba1,832 sqft$382/ft²
House2.07 acres
View photos & details
$700,000
508 Bay Hills Dr
Arnold, MD
4 bd3 ba2,402 sqft$291/ft²
House19,134 sqft lot
View photos & details
$705,000
413 Ridgeview Ct
Arnold, MD
6 bd3 ba2,719 sqft$259/ft²
House7,200 sqft lot
View photos & details
$800,000
312 Rosslare Dr
Arnold, MD
4 bd3 ba2,223 sqft$360/ft²
House8,650 sqft lot
View photos & details
$1,650,000
854 Imperial Rd
Arnold, MD
5 bd4 ba3,435 sqft$480/ft²
House14,375 sqft lot
View photos & details
$1,798,000
856 Imperial Rd
Arnold, MD
4 bd4 ba3,570 sqft$504/ft²
House13,504 sqft lot
View photos & details
Looking to buy in Arnold?
Get connected with a local real estate expert — free, no obligation.
Active listings
52
Homes on market
Median list price
$663K
Avg. days on market
21
Days until sale
New this week
36
Newly listed
Price drops:32.7%of listings
Sale-to-list:101.1%
How much do homes cost in Arnold by property type?
How the Arnold, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $705,000 | $295/sq ft | 24 | 15 days |
| Condo / co-op | $302,500 | $330/sq ft | 2 | 21 days |
| Townhouse | $457,000 | $258/sq ft | 12 | 32 days |
Who lives in Arnold?
American Community Survey estimates for Arnold. U.S. Census ACS, 2023
Population
23,866
Households
8,553
Median income
$137,799/yr
Median age
38.2 years
Owner-occupied
85.6%
Median home value
$547,800
Median gross rent
$2,177/mo
Mean commute
30.3 min
85.6% of occupied homes in Arnold are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $547,800 against Zillow's $601,036 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,177/mo, below Zillow's $2,864/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Arnold?
6 schools tracked · 3,457 students
The largest public schools serving Arnold, MD by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Severn River Middle
Grades 6-8 · 685 students
Magothy River Middle
Grades 6-8 · 672 students
Broadneck Elementary
Grades K-5 · 645 students
Belvedere Elementary
Grades PK-5 · 532 students
Arnold Elementary
Grades K-5 · 496 students
AACPS Virtual Academy
Grades 3-12 · 427 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Arnold, MD?
Ordered by distance from Arnold, not by size. Compare Arnold side by side with any of them.
Arnold housing market FAQ
Is Arnold a buyer's or seller's market?
Arnold, MD is currently a strong seller's market. That read comes from 1.4 months of supply, homes going under contract in about 21 days, and sellers getting 101.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Arnold?
The typical home in Arnold, MD is worth $601,036 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $620,000, about $269 per square foot.
Is Arnold cheaper than the rest of Maryland?
Arnold's median sale price of $620,000 is 30% higher than the Maryland statewide median of $477,300, and 51% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Arnold?
Homes in Arnold, MD spent a median of 21 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Arnold?
At the current 30-year fixed rate of 7.03%, 20% down on a $601,036 home is about $3,209 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $137,514 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $137,799.
Are home prices rising in Arnold?
The typical home value in Arnold, MD held roughly flat 0.3% over the last 12 months, from $599,347 to $601,036 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Arnold?
Arnold ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Arnold?
That depends on your timeline, not on a headline. What the data says today: Arnold, MD is a strong seller's market with 1.4 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.5x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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