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Featured local agent — Hurstbourne Acres, KY
Sarah Mitchell
Compass Real Estate · Hurstbourne Acres, KY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Hurstbourne Acres, KY Housing Market
The last median sale price Redfin published was $400,000 (through May 2026). With 1.0 months of supply, Hurstbourne Acres is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $400,000 home is about $2,135/mo in principal and interest.
Key numbers for Hurstbourne Acres, KY
Median sale price
$400,000
Last published period
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$68,229
Home costs 5.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.3%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Hurstbourne Acres a buyer's or seller's market?
Hurstbourne Acres, KY is a strong seller's market, based on 1.0 months of supply. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Hurstbourne Acres housing market data show?
Every row below is Redfin's final published month for Hurstbourne Acres, KY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $400,000 |
| Median list price | $325,000 |
| Median price per sq ft | $155/sq ft |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 101.3% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Hurstbourne Acres is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Hurstbourne Acres is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Hurstbourne Acres home prices moved?
Across the 27 months we hold for Hurstbourne Acres, KY, the median sale price rose 60.6%, from $249,000 in April 2021 to $400,000. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 101.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Hurstbourne Acres?
Priced off the median sale price of $400,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $80,000 | $320,000 | $2,135/mo |
| 5% | $20,000 | $380,000 | $2,536/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,135, that implies roughly $91,518 a year before you add taxes and insurance. The median household in Hurstbourne Acres earns $68,229, about $23,289 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Hurstbourne Acres in the next 12 months?
Tell us your timeline. We send the Hurstbourne Acres market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Hurstbourne Acres?
Zillow does not publish a rent index (ZORI) for Hurstbourne Acres, KY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Hurstbourne Acres?
Active listings in Hurstbourne Acres, KY went from 3 in August 2021 to 1 in May 2026, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2021 | 1 | not published |
| November 2021 | 2 | 1 |
| February 2022 | 1 | 1 |
| June 2023 | 1 | 1 |
| August 2023 | 1 | 2 |
| February 2024 | 1 | 1 |
| July 2024 | 1 | not published |
| January 2025 | 1 | 1 |
| April 2025 | 1 | 1 |
| August 2025 | 2 | 2 |
| December 2025 | 1 | not published |
| May 2026 | 1 | 1 |
Redfin, through May 2026
How does Hurstbourne Acres compare to Kentucky and the U.S.?
Hurstbourne Acres homes sell for $400,000 — 41% above the Kentucky median of $284,400. Against the national median of $410,700, Hurstbourne Acres runs 3% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Hurstbourne Acres, KY | $400,000 | not published | not published |
| Kentucky statewide | $284,400 | +2.3% | 45 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Hurstbourne Acres
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $400 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $400,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 101.3% of asking. Price at the number you want and let competition do the rest.
- In the last published month Hurstbourne Acres added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Hurstbourne Acres varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Hurstbourne Acres
There are currently 1 homes listed for sale in Hurstbourne Acres, Kentucky. The median listing price is $325K.
Active listings
1
Homes on market
Median list price
$325K
New this week
1
Newly listed
How much do homes cost in Hurstbourne Acres by property type?
How the Hurstbourne Acres, KY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $400,000 | $155/sq ft | 1 | not published |
Who lives in Hurstbourne Acres?
American Community Survey estimates for Hurstbourne Acres. U.S. Census ACS, 2023
Population
1,984
Households
959
Median income
$68,229/yr
Median age
29.1 years
Owner-occupied
17.1%
Median home value
$292,900
Median gross rent
$1,191/mo
Mean commute
20 min
17.1% of occupied homes in Hurstbourne Acres are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Hurstbourne Acres, KY?
Ordered by distance from Hurstbourne Acres, not by size. Compare Hurstbourne Acres side by side with any of them.
Hurstbourne Acres housing market FAQ
Is Hurstbourne Acres a buyer's or seller's market?
Hurstbourne Acres, KY is currently a strong seller's market. That read comes from 1.0 months of supply, and sellers getting 101.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Hurstbourne Acres?
The median sale price in the last month Redfin published was $400,000, about $155 per square foot.
Is Hurstbourne Acres cheaper than the rest of Kentucky?
Hurstbourne Acres's median sale price of $400,000 is 41% higher than the Kentucky statewide median of $284,400, and 3% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Hurstbourne Acres?
We do not hold a days-on-market figure for Hurstbourne Acres, KY. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Hurstbourne Acres?
At the current 30-year fixed rate of 7.03%, 20% down on a $400,000 home is about $2,135 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $91,518 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $68,229.
Are home prices rising in Hurstbourne Acres?
We do not hold a complete 12-month value series for Hurstbourne Acres, KY yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Hurstbourne Acres?
Hurstbourne Acres ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Hurstbourne Acres?
That depends on your timeline, not on a headline. What the data says today: Hurstbourne Acres, KY is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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