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Featured local agent — Hebron Estates, KY
Sarah Mitchell
Compass Real Estate · Hebron Estates, KY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Hebron Estates, KY Housing Market
The typical home in Hebron Estates, KY is worth $333,012, rose 1.7% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $286,200, -43.3% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 21 days, Hebron Estates is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $333,012 home is about $1,778/mo in principal and interest.
Key numbers for Hebron Estates, KY
Typical home value
$333,012
+1.7% in 12 months
Zillow, August 2026
Median sale price
$286,200
-43.3% year over year
Redfin, through May 2026
Days on market
21
Average pace
Redfin, through May 2026
Active listings
4
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$57,375
Home costs 5.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
104.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Hebron Estates a buyer's or seller's market?
Hebron Estates, KY is a seller's market, based on 4.0 months of supply and homes selling in about 21 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Hebron Estates housing market data show?
Every row below is Redfin's final published month for Hebron Estates, KY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $286,200 |
| Median list price | $405,000 |
| Year-over-year price change | -43.3% |
| Median price per sq ft | $188/sq ft |
| Median days on market | 21 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 104.1% |
| Homes sold (that month) | 1 |
| New listings (that month) | 3 |
| Listings with a price cut | 25.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Hebron Estates is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Hebron Estates is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Hebron Estates home prices moved?
Across the 36 months we hold for Hebron Estates, KY, the median sale price rose 29.8%, from $220,500 in April 2021 to $286,200. The live Zillow value series has rose 1.7% in the last 12 months, which is the more current read now that Redfin's series has stopped. 25.0% of Hebron Estates listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 104.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Hebron Estates?
Priced off the typical home value of $333,012 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $66,602 | $266,410 | $1,778/mo |
| 5% | $16,651 | $316,362 | $2,111/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,778, that implies roughly $76,192 a year before you add taxes and insurance. The median household in Hebron Estates earns $57,375, about $18,817 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Hebron Estates in the next 12 months?
Tell us your timeline. We send the Hebron Estates market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Hebron Estates?
Zillow does not publish a rent index (ZORI) for Hebron Estates, KY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Hebron Estates?
Active listings in Hebron Estates, KY went from 1 in October 2023 to 4 in May 2026, a +300.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| March 2024 | 1 | 2 |
| May 2024 | 2 | 1 |
| July 2024 | 2 | 2 |
| November 2024 | 2 | 3 |
| December 2024 | 2 | not published |
| February 2025 | 1 | 1 |
| May 2025 | 1 | 3 |
| August 2025 | 3 | 2 |
| September 2025 | 2 | 1 |
| October 2025 | 3 | 1 |
| April 2026 | 2 | 3 |
| May 2026 | 4 | 3 |
Redfin, through May 2026
How does Hebron Estates compare to Kentucky and the U.S.?
Hebron Estates homes sell for $286,200 — 1% above the Kentucky median of $284,400. Against the national median of $410,700, Hebron Estates runs 30% lower. Year-over-year, Hebron Estates moved -43.3% against Kentucky's +2.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Hebron Estates, KY | $286,200 | -43.3% | 21 days |
| Kentucky statewide | $284,400 | +2.3% | 45 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Hebron Estates
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 25.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $333 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $333,012 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Hebron Estates listing goes under contract in 21 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 104.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Hebron Estates added 3 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Hebron Estates varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Hebron Estates
There are currently 4 homes listed for sale in Hebron Estates, Kentucky. The median listing price is $405K.
Active listings
4
Homes on market
Median list price
$405K
Avg. days on market
21
Days until sale
New this week
3
Newly listed
How much do homes cost in Hebron Estates by property type?
How the Hebron Estates, KY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $286,200 | $188/sq ft | 1 | 21 days |
Who lives in Hebron Estates?
American Community Survey estimates for Hebron Estates. U.S. Census ACS, 2023
Population
1,262
Households
509
Median income
$57,375/yr
Median age
51.7 years
Owner-occupied
64.8%
Median home value
$268,800
Median gross rent
$775/mo
Mean commute
23 min
64.8% of occupied homes in Hebron Estates are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $268,800 against Zillow's $333,012 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Hebron Estates, KY?
Ordered by distance from Hebron Estates, not by size. Compare Hebron Estates side by side with any of them.
Hebron Estates housing market FAQ
Is Hebron Estates a buyer's or seller's market?
Hebron Estates, KY is currently a seller's market. That read comes from 4.0 months of supply, homes going under contract in about 21 days, and sellers getting 104.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Hebron Estates?
The typical home in Hebron Estates, KY is worth $333,012 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $286,200, about $188 per square foot.
Is Hebron Estates cheaper than the rest of Kentucky?
Hebron Estates's median sale price of $286,200 is 1% higher than the Kentucky statewide median of $284,400, and 30% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Hebron Estates?
Homes in Hebron Estates, KY spent a median of 21 days on market before going under contract, versus 45 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Hebron Estates?
At the current 30-year fixed rate of 7.03%, 20% down on a $333,012 home is about $1,778 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $76,192 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $57,375.
Are home prices rising in Hebron Estates?
The typical home value in Hebron Estates, KY rose 1.7% over the last 12 months, from $327,517 to $333,012 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Hebron Estates?
Hebron Estates ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Hebron Estates?
That depends on your timeline, not on a headline. What the data says today: Hebron Estates, KY is a seller's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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