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Featured local agent — Fort Thomas, KY
Sarah Mitchell
Compass Real Estate · Fort Thomas, KY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fort Thomas, KY Housing Market & Real Estate
Housing market overview · Updated monthly ·
$367,000median sale price
How is the Fort Thomas, KY housing market right now?
The median home sale price in Fort Thomas, KY is $367,000, down 3.9% year-over-year. Homes sell in an average of 9 days with 29 active listings. The market is currently a strong seller's market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Fort Thomas a buyer's or seller's market?
Fort Thomas, KY is currently a strong seller's market, based on 1.3 months of supply and homes selling in about 9 days. How we determine this →
Homes sold
23
Last 12 weeks
Days on market
9
Fast-moving
Active listings
29
1.3 months supply
Sale-to-list
97.7%
Below asking
What does the Fort Thomas housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $367,000 |
| Median list price | $475,000 |
| Year-over-year price change | -3.9% |
| Average days on market | 9 days |
| Active inventory | 29 listings |
| Months of supply | 1.3 months |
| Sale-to-list price ratio | 97.7% |
| Median price per sq ft | $224/sq ft |
| Homes sold (latest month) | 23 |
| New listings (latest month) | 29 |
| Listings with a price cut | 62.1% |
| Market condition | Strong seller's market |
Source: Redfin · Updated monthly
How much do homes cost in Fort Thomas by property type?
How the Fort Thomas, KY market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $405,000 | $264/sq ft | 19 | 4 days |
| Condo / Co-op | $197,050 | $156/sq ft | 2 | 32 days |
Source: Redfin · Updated monthly
The Fort Thomas housing market is currently classified as a strong seller's market with a median sale price of $367,000. Prices have fallen 3.9% compared to last year, with homes spending an average of 9 days on market, indicating 1.3 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.8x provides context for how home values compare to local earning capacity.
Homes for sale in Fort Thomas
There are currently 29 homes listed for sale in Fort Thomas, Kentucky. The median listing price is $475K.
Active listings
29
Homes on market
Median list price
$475K
Avg. days on market
9
Days until sale
New this week
29
Newly listed
Who lives in Fort Thomas?
Population
17,242
Median income
$100,819/yr
Median age
37.9 years
Owner-occupied
70.2%
College grads
55.6%
Avg commute
20.4 min
Source: U.S. Census Bureau ACS
What are homes worth in Fort Thomas?
Zillow home value
$381,896
Zillow rent index
$1,402/mo
Price-to-rent ratio
22.7x
Price-to-income
3.8x
Source: Zillow Research
What is it like to live in Fort Thomas?
Fort Thomas is a community of approximately 17K residents with a median age of 37.9 years.The median household income is $100,819, which reflects a relatively affluent area with strong earning potential. 55.6% of residents hold a bachelor's degree or higher, indicating a highly educated population.
Homeownership rates are at 70.2%, reflecting strong community stability and long-term resident commitment. The average commute time is 20.4 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Fort Thomas offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Fort Thomas?
5 schools tracked · 3,167 students
The largest public schools serving Fort Thomas, KY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Highlands High School
Grades 9-12 · 1,022 students
Highlands Middle School
Grades 6-8 · 733 students
Moyer Elementary School
Grades PK-5 · 542 students
Woodfill Elementary School
Grades K-5 · 437 students
Johnson Elementary School
Grades PK-5 · 433 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fort Thomas, KY?
Want a head-to-head view? Compare Fort Thomas side-by-side with any other U.S. city using our market-comparison tool.
Is Fort Thomas a good real estate investment market?
For investors evaluating Fort Thomas, the price-to-rent ratio of 22.7x indicates higher purchase prices relative to rental income, typical of appreciation-focused markets. The market has softened 3.9% year-over-year, potentially creating entry opportunities for strategic buyers.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Fort Thomas's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Fort Thomas's median home price.
Frequently asked questions
What is the average home price in Fort Thomas?
The median home sale price in Fort Thomas is $367,000, down 3.9% from last year.
How long do homes stay on market in Fort Thomas?
Homes typically spend 9 days on market before going under contract.
What is the median income in Fort Thomas?
The median household income is $100,819 per year.
Is Fort Thomas a buyer's or seller's market?
With 1.3 months of supply, Fort Thomas is currently a strong seller's market.
What is the Zillow home value estimate for Fort Thomas?
The Zillow Home Value Index (ZHVI) for Fort Thomas is $381,896, representing the typical home value in the area.
What is the median condo price in Fort Thomas?
The median condo/co-op sale price in Fort Thomas, KY is $197,050, compared to $405,000 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Fort Thomas?
The median single-family home price in Fort Thomas, KY is $405,000 (about $264 per square foot).
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