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Featured local agent — East Bernstadt, KY
Sarah Mitchell
Compass Real Estate · East Bernstadt, KY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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East Bernstadt, KY Housing Market
The typical home in East Bernstadt, KY is worth $146,488, fell 5.8% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $84,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 13 days, East Bernstadt is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $146,488 home is about $782/mo in principal and interest.
Key numbers for East Bernstadt, KY
Typical home value
$146,488
-5.8% in 12 months
Zillow, August 2026
Median sale price
$84,000
Last published period
Redfin, through March 2026
Days on market
13
Fast-moving
Redfin, through March 2026
Active listings
2
2.0 months of supply
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$39,500
Home costs 3.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
105.1%
Selling above asking
Redfin, through March 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is East Bernstadt a buyer's or seller's market?
East Bernstadt, KY is a strong seller's market, based on 2.0 months of supply and homes selling in about 13 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the East Bernstadt housing market data show?
Every row below is Redfin's final published month for East Bernstadt, KY. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $84,000 |
| Median list price | $139,900 |
| Median price per sq ft | $40/sq ft |
| Median days on market | 13 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 105.1% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Listings with a price cut | 50.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for East Bernstadt is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in East Bernstadt is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have East Bernstadt home prices moved?
Across the 18 months we hold for East Bernstadt, KY, the median sale price fell 75.3%, from $340,000 in June 2021 to $84,000. The live Zillow value series has fell 5.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of East Bernstadt listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 105.1%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in East Bernstadt?
Priced off the typical home value of $146,488 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $29,298 | $117,190 | $782/mo |
| 5% | $7,324 | $139,163 | $929/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $782, that implies roughly $33,516 a year before you add taxes and insurance. The median household in East Bernstadt earns $39,500, about $5,984 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.7x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in East Bernstadt in the next 12 months?
Tell us your timeline. We send the East Bernstadt market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in East Bernstadt?
Zillow does not publish a rent index (ZORI) for East Bernstadt, KY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in East Bernstadt?
Active listings in East Bernstadt, KY went from 1 in September 2021 to 2 in March 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| October 2021 | 1 | not published |
| May 2023 | 2 | 1 |
| July 2023 | 1 | not published |
| September 2023 | 1 | 1 |
| December 2023 | 3 | 3 |
| April 2024 | 2 | 1 |
| August 2024 | 3 | not published |
| November 2024 | 3 | not published |
| December 2024 | 2 | 1 |
| February 2025 | 1 | not published |
| February 2026 | 1 | 1 |
| March 2026 | 2 | 1 |
Redfin, through March 2026
How does East Bernstadt compare to Kentucky and the U.S.?
East Bernstadt homes sell for $84,000 — 70% below the Kentucky median of $284,400. Against the national median of $410,700, East Bernstadt runs 80% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| East Bernstadt, KY | $84,000 | not published | 13 days |
| Kentucky statewide | $284,400 | +2.3% | 45 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in East Bernstadt
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $147 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $146,488 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median East Bernstadt listing goes under contract in 13 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 105.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month East Bernstadt added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved -5.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside East Bernstadt varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in East Bernstadt
There are currently 2 homes listed for sale in East Bernstadt, Kentucky. The median listing price is $140K.
Active listings
2
Homes on market
Median list price
$140K
Avg. days on market
13
Days until sale
New this week
1
Newly listed
How much do homes cost in East Bernstadt by property type?
How the East Bernstadt, KY market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $84,000 | $40/sq ft | 1 | 13 days |
Who lives in East Bernstadt?
American Community Survey estimates for East Bernstadt. U.S. Census ACS, 2023
Population
673
Households
262
Median income
$39,500/yr
Median age
46.5 years
Owner-occupied
71.8%
Median home value
$95,200
Median gross rent
$680/mo
Mean commute
16.9 min
71.8% of occupied homes in East Bernstadt are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $95,200 against Zillow's $146,488 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve East Bernstadt?
2 schools tracked · 878 students
The largest public schools serving East Bernstadt, KY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
East Bernstadt Elementary School
Grades PK-8 · 528 students
Hazel Green Elementary School
Grades PK-5 · 350 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near East Bernstadt, KY?
Ordered by distance from East Bernstadt, not by size. Compare East Bernstadt side by side with any of them.
East Bernstadt housing market FAQ
Is East Bernstadt a buyer's or seller's market?
East Bernstadt, KY is currently a strong seller's market. That read comes from 2.0 months of supply, homes going under contract in about 13 days, and sellers getting 105.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in East Bernstadt?
The typical home in East Bernstadt, KY is worth $146,488 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $84,000, about $40 per square foot.
Is East Bernstadt cheaper than the rest of Kentucky?
East Bernstadt's median sale price of $84,000 is 70% lower than the Kentucky statewide median of $284,400, and 80% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in East Bernstadt?
Homes in East Bernstadt, KY spent a median of 13 days on market before going under contract, versus 45 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in East Bernstadt?
At the current 30-year fixed rate of 7.03%, 20% down on a $146,488 home is about $782 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $33,516 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $39,500.
Are home prices rising in East Bernstadt?
The typical home value in East Bernstadt, KY fell 5.8% over the last 12 months, from $155,480 to $146,488 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in East Bernstadt?
East Bernstadt ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in East Bernstadt?
That depends on your timeline, not on a headline. What the data says today: East Bernstadt, KY is a strong seller's market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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