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Featured local agent — Cold Spring, KY
Sarah Mitchell
Compass Real Estate · Cold Spring, KY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cold Spring, KY Housing Market & Real Estate
Housing market overview · Updated monthly ·
$275,000median sale price
How is the Cold Spring, KY housing market right now?
The median home sale price in Cold Spring, KY is $275,000, up 38.2% year-over-year. Homes sell in an average of 33 days with 4 active listings. The market is currently a seller's market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Cold Spring a buyer's or seller's market?
Cold Spring, KY is currently a seller's market, based on 0.6 months of supply and homes selling in about 33 days. How we determine this →
Homes sold
7
Last 12 weeks
Days on market
33
Average pace
Active listings
4
0.6 months supply
Sale-to-list
96.1%
Below asking
What does the Cold Spring housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $275,000 |
| Median list price | $223,500 |
| Year-over-year price change | +38.2% |
| Average days on market | 33 days |
| Active inventory | 4 listings |
| Months of supply | 0.6 months |
| Sale-to-list price ratio | 96.1% |
| Median price per sq ft | $183/sq ft |
| Homes sold (latest month) | 7 |
| New listings (latest month) | 7 |
| Listings with a price cut | 50.0% |
| Market condition | Seller's market |
Source: Redfin · Updated monthly
How much do homes cost in Cold Spring by property type?
How the Cold Spring, KY market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $410,000 | $200/sq ft | 4 | 24 days |
| Condo / Co-op | $229,000 | $140/sq ft | 3 | 33 days |
| Townhouse | $239,000 | $169/sq ft | 2 | 46 days |
Source: Redfin · Updated monthly
The Cold Spring housing market is currently classified as a seller's market with a median sale price of $275,000. Prices have risen 38.2% compared to last year, with homes spending an average of 33 days on market, indicating 0.6 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.8x provides context for how home values compare to local earning capacity.
Homes for sale in Cold Spring
There are currently 4 homes listed for sale in Cold Spring, Kentucky. The median listing price is $224K.
Active listings
4
Homes on market
Median list price
$224K
Avg. days on market
33
Days until sale
New this week
7
Newly listed
Who lives in Cold Spring?
Population
6,298
Median income
$80,172/yr
Median age
52 years
Owner-occupied
87.6%
College grads
40.6%
Avg commute
20.7 min
Source: U.S. Census Bureau ACS
What are homes worth in Cold Spring?
Zillow home value
$307,988
Zillow rent index
$1,637/mo
Price-to-rent ratio
15.7x
Price-to-income
3.8x
Source: Zillow Research
What is it like to live in Cold Spring?
Cold Spring is a community of approximately 6K residents with a median age of 52 years.The median household income is $80,172, which reflects a relatively affluent area with strong earning potential. 40.6% of residents hold a bachelor's degree or higher, indicating a highly educated population.
Homeownership rates are at 87.6%, reflecting strong community stability and long-term resident commitment. The average commute time is 20.7 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Cold Spring offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Cold Spring?
3 schools tracked · 987 students
The largest public schools serving Cold Spring, KY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Crossroads Elementary School
Grades PK-5 · 604 students
Donald E. Cline Elementary School
Grades PK-5 · 383 students
Regional School Programs
Grades K-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cold Spring, KY?
Want a head-to-head view? Compare Cold Spring side-by-side with any other U.S. city using our market-comparison tool.
Is Cold Spring a good real estate investment market?
For investors evaluating Cold Spring, the price-to-rent ratio of 15.7x indicates higher purchase prices relative to rental income, typical of appreciation-focused markets. The market has appreciated 38.2% year-over-year, reflecting ongoing demand and value growth.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Cold Spring's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Cold Spring's median home price.
Frequently asked questions
What is the average home price in Cold Spring?
The median home sale price in Cold Spring is $275,000, up 38.2% from last year.
How long do homes stay on market in Cold Spring?
Homes typically spend 33 days on market before going under contract.
What is the median income in Cold Spring?
The median household income is $80,172 per year.
Is Cold Spring a buyer's or seller's market?
With 0.6 months of supply, Cold Spring is currently a seller's market.
What is the Zillow home value estimate for Cold Spring?
The Zillow Home Value Index (ZHVI) for Cold Spring is $307,988, representing the typical home value in the area.
What is the median condo price in Cold Spring?
The median condo/co-op sale price in Cold Spring, KY is $229,000, compared to $410,000 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Cold Spring?
The median single-family home price in Cold Spring, KY is $410,000 (about $200 per square foot).
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