$109,000
3308 Camargo Rd
Camargo, KY
4 bd1 ba3,206 sqft$34/ft²
House26,136 sqft lot
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Compass Real Estate · Camargo, KY
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Camargo, KY(512) 555-0184TX License #0512847
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Camargo, KY Housing Market
Leaning buyer's+2.6% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Camargo, KY is worth $200,054, rose 2.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $235,000 (through May 2026). With 3.0 months of supply and homes going under contract in about 152 days, Camargo is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $200,054 home is about $1,068/mo in principal and interest.
Key numbers for Camargo, KY
Typical home value
$200,054
+2.6% in 12 months
Zillow, August 2026
Median sale price
$235,000
Last published period
Redfin, through May 2026
Days on market
152
Slow-moving
Redfin, through May 2026
Active listings
3
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$47,500
Home costs 4.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.4%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Camargo a buyer's or seller's market?
Leaning buyer's3.0 months of supply152 days on market94.4% of asking
Camargo, KY is a leaning buyer's, based on 3.0 months of supply and homes selling in about 152 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Camargo housing market data show?
Every row below is Redfin's final published month for Camargo, KY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $235,000 |
| Median price per sq ft | $110/sq ft |
| Median days on market | 152 days |
| Active inventory | 3 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 94.4% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 66.7% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Camargo is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Camargo is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Camargo home prices moved?
Across the 34 months we hold for Camargo, KY, the median sale price rose 72.8%, from $136,000 in April 2021 to $235,000. The live Zillow value series has rose 2.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 66.7% of Camargo listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 94.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Camargo?
Priced off the typical home value of $200,054 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $40,011 | $160,043 | $1,068/mo |
| 5% | $10,003 | $190,051 | $1,268/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,068, that implies roughly $45,771 a year before you add taxes and insurance. The median household in Camargo earns $47,500, about $1,729 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Camargo in the next 12 months?
Tell us your timeline. We send the Camargo market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Camargo?
Zillow does not publish a rent index (ZORI) for Camargo, KY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Camargo?
Active listings in Camargo, KY went from 2 in May 2024 to 3 in May 2026, a +50.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2024 | 2 | 1 |
| August 2024 | 5 | 4 |
| September 2024 | 4 | 1 |
| October 2024 | 4 | not published |
| January 2025 | 2 | 1 |
| March 2025 | 1 | not published |
| August 2025 | 5 | 4 |
| September 2025 | 4 | not published |
| October 2025 | 2 | 1 |
| November 2025 | 4 | 2 |
| February 2026 | 3 | not published |
| May 2026 | 3 | not published |
Redfin, through May 2026
How does Camargo compare to Kentucky and the U.S.?
Camargo homes sell for $235,000 — 17% below the Kentucky median of $284,400. Against the national median of $410,700, Camargo runs 43% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Camargo, KY | $235,000 | not published | 152 days |
| Kentucky statewide | $284,400 | +2.3% | 45 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Camargo
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 66.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $200 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $200,054 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Camargo listing goes under contract in 152 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +2.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Camargo varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Camargo
There are currently 3 homes listed for sale in Camargo, Kentucky. Featured listings range from $109,000 to $489,000.
$249,000
3811 Woodland Dr
Camargo, KY
3 bd2 ba2,131 sqft$117/ft²
House31,363 sqft lot
View photos & details
$254,000
4007 Camargo Rd
Camargo, KY
3 bd1 ba1,509 sqft$168/ft²
House26,136 sqft lot
View photos & details
$319,000
4110 Camargo Rd
Camargo, KY
Land6.80 acres
View photos & details
$384,900
4635 Camargo Rd
Camargo, KY
3 bd2 ba2,404 sqft$160/ft²
House37,026 sqft lot
View photos & details
$489,000
4738 Camargo Levee Rd
Camargo, KY
9 bd9 ba6,000 sqft$82/ft²
Apartment28,750 sqft lot
View photos & details
Looking to buy in Camargo?
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Active listings
3
Homes on market
Avg. days on market
152
Days until sale
Price drops:66.7%of listings
Sale-to-list:94.4%
How much do homes cost in Camargo by property type?
How the Camargo, KY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $235,000 | $110/sq ft | 1 | 152 days |
Who lives in Camargo?
American Community Survey estimates for Camargo. U.S. Census ACS, 2023
Population
858
Households
322
Median income
$47,500/yr
Median age
40.6 years
Owner-occupied
78.9%
Median home value
$131,900
Median gross rent
$696/mo
Mean commute
27 min
78.9% of occupied homes in Camargo are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $131,900 against Zillow's $200,054 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Camargo, KY?
Ordered by distance from Camargo, not by size. Compare Camargo side by side with any of them.
Camargo housing market FAQ
Is Camargo a buyer's or seller's market?
Camargo, KY is currently a leaning buyer's. That read comes from 3.0 months of supply, homes going under contract in about 152 days, and sellers getting 94.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Camargo?
The typical home in Camargo, KY is worth $200,054 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $235,000, about $110 per square foot.
Is Camargo cheaper than the rest of Kentucky?
Camargo's median sale price of $235,000 is 17% lower than the Kentucky statewide median of $284,400, and 43% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Camargo?
Homes in Camargo, KY spent a median of 152 days on market before going under contract, versus 45 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Camargo?
At the current 30-year fixed rate of 7.03%, 20% down on a $200,054 home is about $1,068 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $45,771 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $47,500.
Are home prices rising in Camargo?
The typical home value in Camargo, KY rose 2.6% over the last 12 months, from $195,004 to $200,054 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Camargo?
Camargo ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Camargo?
That depends on your timeline, not on a headline. What the data says today: Camargo, KY is a leaning buyer's with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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