$199,000
Plano Rd Lot 0
Bowling Green, KY
Land5.00 acres
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Compass Real Estate · Bowling Green, KY
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Bowling Green, KY(512) 555-0184TX License #0512847
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Bowling Green, KY Housing Market
Leaning buyer's-1.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Bowling Green, KY is worth $281,762, fell 1.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $270,450, -4.1% year over year (through May 2026). With 4.6 months of supply and homes going under contract in about 92 days, Bowling Green is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $281,762 home is about $1,504/mo in principal and interest.
Key numbers for Bowling Green, KY
Typical home value
$281,762
-1.4% in 12 months
Zillow, August 2026
Typical asking rent
$1,252/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$270,450
-4.1% year over year
Redfin, through May 2026
Days on market
92
Slow-moving
Redfin, through May 2026
Active listings
257
4.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$48,419
Home costs 5.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bowling Green a buyer's or seller's market?
Leaning buyer's4.6 months of supply92 days on market96.2% of asking
Bowling Green, KY is a leaning buyer's, based on 4.6 months of supply and homes selling in about 92 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bowling Green housing market data show?
Every row below is Redfin's final published month for Bowling Green, KY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $270,450 |
| Median list price | $299,900 |
| Year-over-year price change | -4.1% |
| Median price per sq ft | $169/sq ft |
| Median days on market | 92 days |
| Active inventory | 257 listings |
| Months of supply | 4.6 months |
| Sale-to-list price ratio | 96.2% |
| Homes sold (that month) | 56 |
| New listings (that month) | 74 |
| Listings with a price cut | 21.0% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bowling Green is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bowling Green is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bowling Green home prices moved?
Over the last three years the median sale price in Bowling Green, KY rose 8.2%, from $249,900 to $270,450. The live Zillow value series has fell 1.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 21.0% of Bowling Green listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 4.6 months while the sale-to-list ratio slips below its current 96.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bowling Green?
Priced off the typical home value of $281,762 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $56,352 | $225,410 | $1,504/mo |
| 5% | $14,088 | $267,674 | $1,786/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,504, that implies roughly $64,466 a year before you add taxes and insurance. The median household in Bowling Green earns $48,419, about $16,047 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bowling Green in the next 12 months?
Tell us your timeline. We send the Bowling Green market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bowling Green?
Typical asking rent in Bowling Green, KY is $1,252/mo, against a typical home value of $281,762. That is a price-to-rent ratio of 18.7x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,504 a month — $252 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Bowling Green?
Active listings in Bowling Green, KY went from 256 in May 2025 to 257 in May 2026, a +0.4% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 264 | 77 |
| July 2025 | 242 | 65 |
| August 2025 | 236 | 64 |
| September 2025 | 250 | 66 |
| October 2025 | 257 | 70 |
| November 2025 | 256 | 52 |
| December 2025 | 241 | 36 |
| January 2026 | 256 | 66 |
| February 2026 | 256 | 54 |
| March 2026 | 261 | 69 |
| April 2026 | 262 | 70 |
| May 2026 | 257 | 74 |
Redfin, through May 2026
How does Bowling Green compare to Kentucky and the U.S.?
Bowling Green homes sell for $270,450 — 5% below the Kentucky median of $284,400. Against the national median of $410,700, Bowling Green runs 34% lower. Year-over-year, Bowling Green moved -4.1% against Kentucky's +2.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bowling Green, KY | $270,450 | -4.1% | 92 days |
| Kentucky statewide | $284,400 | +2.3% | 45 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bowling Green
What buyers should watch
- Months of supply, currently 4.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 21.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $282 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $281,762 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bowling Green listing goes under contract in 92 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bowling Green added 74 new listings against 56 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bowling Green varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bowling Green
There are currently 257 homes listed for sale in Bowling Green, Kentucky. The median listing price is $300K. Featured listings range from $199,000 to $899,900.
$219,000
2709 Penns Chapel Rd
Bowling Green, KY
3 bd2 ba1,568 sqft$140/ft²
Mobile home1.00 acres
View photos & details
$249,900
508 Hilton Ct
Bowling Green, KY
3 bd2 ba1,396 sqft$179/ft²
House10,454 sqft lot
View photos & details
$279,990
559 Merit Ct Lot 54
Bowling Green, KY
4 bd3 ba1,722 sqft$163/ft²
House11,326 sqft lot
View photos & details
$299,000
8066 Plano Rd
Bowling Green, KY
Land14.14 acres
View photos & details
$305,990
617 Merit St Lot 43
Bowling Green, KY
5 bd3 ba2,268 sqft$135/ft²
House9,583 sqft lot
View photos & details
$305,990
618 Standard Ave Lot 48
Bowling Green, KY
5 bd3 ba2,268 sqft$135/ft²
House5,663 sqft lot
View photos & details
$305,990
595 Merit Ct
Bowling Green, KY
5 bd3 ba2,268 sqft$135/ft²
House5,663 sqft lot
View photos & details
$635,000
1231 Park St
Bowling Green, KY
7 bd5 ba5,831 sqft$109/ft²
House17,424 sqft lot
View photos & details
$639,900
5109 Penns Chapel Rd
Bowling Green, KY
3 bd3 ba1,782 sqft$359/ft²
Farm20.23 acres
View photos & details
$849,990
923 Cumberland Ridge Way
Bowling Green, KY
4 bd4 ba4,144 sqft$205/ft²
House27,007 sqft lot
View photos & details
$899,900
176 Stone Creek Ct
Bowling Green, KY
5 bd5 ba5,761 sqft$156/ft²
House1.87 acres
View photos & details
Looking to buy in Bowling Green?
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Active listings
257
Homes on market
Median list price
$300K
Avg. days on market
92
Days until sale
New this week
74
Newly listed
Price drops:21.0%of listings
Sale-to-list:96.2%
How much do homes cost in Bowling Green by property type?
How the Bowling Green, KY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $272,900 | $169/sq ft | 51 | 82 days |
| Condo / co-op | $415,000 | $206/sq ft | 1 | 56 days |
| Townhouse | $425,000 | $167/sq ft | 2 | 236 days |
Who lives in Bowling Green?
American Community Survey estimates for Bowling Green. U.S. Census ACS, 2023
Population
73,638
Households
29,699
Median income
$48,419/yr
Median age
27.9 years
Owner-occupied
37.3%
Median home value
$232,100
Median gross rent
$948/mo
Mean commute
18.8 min
37.3% of occupied homes in Bowling Green are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $232,100 against Zillow's $281,762 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $948/mo, below Zillow's $1,252/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Bowling Green?
42 schools tracked · 21,042 students
The largest public schools serving Bowling Green, KY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
South Warren High School
Grades 9-12 · 1,523 students
Greenwood High School
Grades 9-12 · 1,422 students
Bowling Green High School
Grades 9-12 · 1,290 students
Warren Central High School
Grades 9-12 · 1,073 students
Warren East High School
Grades 9-12 · 978 students
Bowling Green Junior High
Grades 6-8 · 971 students
Rich Pond Elementary
Grades PK-6 · 941 students
Jennings Creek Elementary
Grades PK-6 · 819 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bowling Green, KY?
Ordered by distance from Bowling Green, not by size. Compare Bowling Green side by side with any of them.
Bowling Green housing market FAQ
Is Bowling Green a buyer's or seller's market?
Bowling Green, KY is currently a leaning buyer's. That read comes from 4.6 months of supply, homes going under contract in about 92 days, and sellers getting 96.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bowling Green?
The typical home in Bowling Green, KY is worth $281,762 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $270,450, about $169 per square foot.
Is Bowling Green cheaper than the rest of Kentucky?
Bowling Green's median sale price of $270,450 is 5% lower than the Kentucky statewide median of $284,400, and 34% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bowling Green?
Homes in Bowling Green, KY spent a median of 92 days on market before going under contract, versus 45 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bowling Green?
At the current 30-year fixed rate of 7.03%, 20% down on a $281,762 home is about $1,504 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $64,466 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $48,419.
Are home prices rising in Bowling Green?
The typical home value in Bowling Green, KY fell 1.4% over the last 12 months, from $285,808 to $281,762 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bowling Green?
Bowling Green ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bowling Green?
That depends on your timeline, not on a headline. What the data says today: Bowling Green, KY is a leaning buyer's with 4.6 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 18.7x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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