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Featured local agent — Osawatomie, KS
Sarah Mitchell
Compass Real Estate · Osawatomie, KS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Osawatomie, KS Housing Market
The typical home in Osawatomie, KS is worth $204,144, rose 1.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $187,000, -7.9% year over year (through May 2026). With 2.2 months of supply and homes going under contract in about 12 days, Osawatomie is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $204,144 home is about $1,090/mo in principal and interest.
Key numbers for Osawatomie, KS
Typical home value
$204,144
+1.6% in 12 months
Zillow, August 2026
Median sale price
$187,000
-7.9% year over year
Redfin, through May 2026
Days on market
12
Fast-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$55,612
Home costs 3.7x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Osawatomie a buyer's or seller's market?
Osawatomie, KS is a seller's market, based on 2.2 months of supply and homes selling in about 12 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Osawatomie housing market data show?
Every row below is Redfin's final published month for Osawatomie, KS. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $187,000 |
| Median list price | $158,500 |
| Year-over-year price change | -7.9% |
| Median price per sq ft | $143/sq ft |
| Median days on market | 12 days |
| Months of supply | 2.2 months |
| Homes sold (that month) | 9 |
| New listings (that month) | 4 |
| Listings with a price cut | 45.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Osawatomie is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Osawatomie is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Osawatomie home prices moved?
Over the last three years the median sale price in Osawatomie, KS rose 33.6%, from $140,000 to $187,000. The live Zillow value series has rose 1.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 45.0% of Osawatomie listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Osawatomie?
Priced off the typical home value of $204,144 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $40,829 | $163,315 | $1,090/mo |
| 5% | $10,207 | $193,936 | $1,294/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,090, that implies roughly $46,707 a year before you add taxes and insurance. The median household in Osawatomie earns $55,612, about $8,905 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.7x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Osawatomie in the next 12 months?
Tell us your timeline. We send the Osawatomie market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Osawatomie?
Zillow does not publish a rent index (ZORI) for Osawatomie, KS, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Osawatomie?
We hold fewer than two months of inventory readings for Osawatomie, KS, so there is no trend to report yet.
How does Osawatomie compare to Kansas and the U.S.?
Osawatomie homes sell for $187,000 — 41% below the Kansas median of $316,300. Against the national median of $410,700, Osawatomie runs 54% lower. Year-over-year, Osawatomie moved -7.9% against Kansas's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Osawatomie, KS | $187,000 | -7.9% | 12 days |
| Kansas statewide | $316,300 | +2.6% | 19 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Osawatomie
What buyers should watch
- Months of supply, currently 2.2. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 45.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $204 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $204,144 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Osawatomie listing goes under contract in 12 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Osawatomie added 4 new listings against 9 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +1.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Osawatomie varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Osawatomie
Explore homes currently listed for sale in Osawatomie, Kansas across major real estate platforms.
How much do homes cost in Osawatomie by property type?
How the Osawatomie, KS market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $187,000 | $143/sq ft | 9 | 12 days |
Who lives in Osawatomie?
American Community Survey estimates for Osawatomie. U.S. Census ACS, 2023
Population
4,244
Households
1,587
Median income
$55,612/yr
Median age
40 years
Owner-occupied
68.9%
Median home value
$137,400
Median gross rent
$948/mo
Mean commute
28.3 min
68.9% of occupied homes in Osawatomie are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $137,400 against Zillow's $204,144 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Osawatomie?
5 schools tracked · 1,047 students
The largest public schools serving Osawatomie, KS by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Trojan Elem
Grades 1-5 · 353 students
Osawatomie High
Grades 9-12 · 280 students
Osawatomie Middle School
Grades 6-8 · 209 students
Swenson Early Childhood Education Center
Grades PK-K · 190 students
Osawatomie Virtual School
Grades 9-12 · 15 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Osawatomie, KS?
Ordered by distance from Osawatomie, not by size. Compare Osawatomie side by side with any of them.
Osawatomie housing market FAQ
Is Osawatomie a buyer's or seller's market?
Osawatomie, KS is currently a seller's market. That read comes from 2.2 months of supply, homes going under contract in about 12 days in the last month Redfin published (May 2026).
How much do homes cost in Osawatomie?
The typical home in Osawatomie, KS is worth $204,144 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $187,000, about $143 per square foot.
Is Osawatomie cheaper than the rest of Kansas?
Osawatomie's median sale price of $187,000 is 41% lower than the Kansas statewide median of $316,300, and 54% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Osawatomie?
Homes in Osawatomie, KS spent a median of 12 days on market before going under contract, versus 19 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Osawatomie?
At the current 30-year fixed rate of 7.03%, 20% down on a $204,144 home is about $1,090 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $46,707 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $55,612.
Are home prices rising in Osawatomie?
The typical home value in Osawatomie, KS rose 1.6% over the last 12 months, from $201,000 to $204,144 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Osawatomie?
Osawatomie ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Osawatomie?
That depends on your timeline, not on a headline. What the data says today: Osawatomie, KS is a seller's market with 2.2 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $204,144, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.