Brokers — List your Company Here
Featured local agent — Muscatine, IA
Sarah Mitchell
Compass Real Estate · Muscatine, IA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Muscatine, IA Housing Market
The typical home in Muscatine, IA is worth $195,204, rose 6.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $196,708, +20.7% year over year (through May 2026). With 1.1 months of supply and homes going under contract in about 13 days, Muscatine is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $195,204 home is about $1,042/mo in principal and interest.
Key numbers for Muscatine, IA
Typical home value
$195,204
+6.9% in 12 months
Zillow, August 2026
Typical asking rent
$845/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$196,708
+20.7% year over year
Redfin, through May 2026
Days on market
13
Fast-moving
Redfin, through May 2026
Active listings
34
1.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,332
Home costs 3.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Muscatine a buyer's or seller's market?
Muscatine, IA is a strong seller's market, based on 1.1 months of supply and homes selling in about 13 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Muscatine housing market data show?
Every row below is Redfin's final published month for Muscatine, IA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $196,708 |
| Median list price | $202,000 |
| Year-over-year price change | +20.7% |
| Median price per sq ft | $119/sq ft |
| Median days on market | 13 days |
| Active inventory | 34 listings |
| Months of supply | 1.1 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 32 |
| New listings (that month) | 32 |
| Listings with a price cut | 35.3% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Muscatine is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Muscatine is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Muscatine home prices moved?
Over the last three years the median sale price in Muscatine, IA rose 6.2%, from $185,250 to $196,708. The live Zillow value series has rose 6.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 35.3% of Muscatine listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.1 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Muscatine market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Muscatine?
Priced off the typical home value of $195,204 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $39,041 | $156,163 | $1,042/mo |
| 5% | $9,760 | $185,444 | $1,238/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,042, that implies roughly $44,662 a year before you add taxes and insurance. The median household in Muscatine earns $59,332, about $14,670 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.3x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Muscatine in the next 12 months?
Tell us your timeline. We send the Muscatine market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Muscatine?
Typical asking rent in Muscatine, IA is $845/mo, against a typical home value of $195,204. That is a price-to-rent ratio of 19.3x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,042 a month — $197 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Muscatine?
Active listings in Muscatine, IA went from 48 in May 2025 to 34 in May 2026, a -29.2% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 53 | 40 |
| July 2025 | 54 | 33 |
| August 2025 | 58 | 34 |
| September 2025 | 52 | 28 |
| October 2025 | 53 | 25 |
| November 2025 | 61 | 29 |
| December 2025 | 56 | 12 |
| January 2026 | 64 | 31 |
| February 2026 | 57 | 20 |
| March 2026 | 48 | 28 |
| April 2026 | 45 | 26 |
| May 2026 | 34 | 32 |
Redfin, through May 2026
How does Muscatine compare to Iowa and the U.S.?
Muscatine homes sell for $196,708 — 24% below the Iowa median of $258,700. Against the national median of $410,700, Muscatine runs 52% lower. Year-over-year, Muscatine moved +20.7% against Iowa's +2.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Muscatine, IA | $196,708 | +20.7% | 13 days |
| Iowa statewide | $258,700 | +2.3% | 37 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Muscatine
What buyers should watch
- Months of supply, currently 1.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 35.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $195 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $195,204 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Muscatine listing goes under contract in 13 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Muscatine added 32 new listings against 32 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +6.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Muscatine varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Muscatine
There are currently 34 homes listed for sale in Muscatine, Iowa. The median listing price is $202K.
Active listings
34
Homes on market
Median list price
$202K
Avg. days on market
13
Days until sale
New this week
32
Newly listed
How much do homes cost in Muscatine by property type?
How the Muscatine, IA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $196,708 | $119/sq ft | 32 | 13 days |
| Condo / co-op | $249,500 | $221/sq ft | 1 | 7 days |
| Townhouse | $165,000 | $95/sq ft | 1 | 297 days |
Who lives in Muscatine?
American Community Survey estimates for Muscatine. U.S. Census ACS, 2023
Population
23,567
Households
9,576
Median income
$59,332/yr
Median age
36.7 years
Owner-occupied
68.7%
Median home value
$146,900
Median gross rent
$979/mo
Mean commute
17.2 min
68.7% of occupied homes in Muscatine are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $146,900 against Zillow's $195,204 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $979/mo, below Zillow's $845/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Muscatine?
9 schools tracked · 4,421 students
The largest public schools serving Muscatine, IA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Muscatine High School
Grades 9-12 · 1,470 students
Susan Clark Junior High
Grades 7-8 · 599 students
McKinley Elementary School
Grades K-6 · 430 students
Jefferson Elementary School
Grades K-6 · 421 students
Madison Elementary School
Grades K-6 · 388 students
Grant Elementary School
Grades K-6 · 301 students
Franklin Elementary School
Grades K-6 · 288 students
Mulberry Elementary School
Grades K-6 · 280 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Muscatine, IA?
Ordered by distance from Muscatine, not by size. Compare Muscatine side by side with any of them.
Muscatine housing market FAQ
Is Muscatine a buyer's or seller's market?
Muscatine, IA is currently a strong seller's market. That read comes from 1.1 months of supply, homes going under contract in about 13 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Muscatine?
The typical home in Muscatine, IA is worth $195,204 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $196,708, about $119 per square foot.
Is Muscatine cheaper than the rest of Iowa?
Muscatine's median sale price of $196,708 is 24% lower than the Iowa statewide median of $258,700, and 52% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Muscatine?
Homes in Muscatine, IA spent a median of 13 days on market before going under contract, versus 37 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Muscatine?
At the current 30-year fixed rate of 7.03%, 20% down on a $195,204 home is about $1,042 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $44,662 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,332.
Are home prices rising in Muscatine?
The typical home value in Muscatine, IA rose 6.9% over the last 12 months, from $182,582 to $195,204 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Muscatine?
Muscatine ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Muscatine?
That depends on your timeline, not on a headline. What the data says today: Muscatine, IA is a strong seller's market with 1.1 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 19.3x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Muscatine, IA
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Muscatine
Nearby markets
Get the Muscatine market brief
Get the Muscatine, IA market brief
One email: what homes are actually clearing at around $195,204, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.