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Featured local agent — Big Rock, IA
Sarah Mitchell
Compass Real Estate · Big Rock, IA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Big Rock, IA Housing Market
The last median sale price Redfin published was $40,000 (through May 2026). With homes going under contract in about 23 days, Big Rock is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $40,000 home is about $214/mo in principal and interest.
Key numbers for Big Rock, IA
Median sale price
$40,000
Last published period
Redfin, through July 2021
Days on market
23
Average pace
Redfin, through July 2021
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Big Rock a buyer's or seller's market?
Big Rock, IA is a balanced market and homes selling in about 23 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Big Rock housing market data show?
Every row below is Redfin's final published month for Big Rock, IA. Redfin, through July 2021
| Metric | Value |
|---|---|
| Median sale price | $40,000 |
| Median price per sq ft | $19/sq ft |
| Median days on market | 23 days |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Big Rock is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Big Rock is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Big Rock home prices moved?
We hold fewer than three months of sale history for Big Rock, IA, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.
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What does it cost to buy a home in Big Rock?
Priced off the median sale price of $40,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $8,000 | $32,000 | $214/mo |
| 5% | $2,000 | $38,000 | $254/mo |
Redfin, through July 2021 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $214, that implies roughly $9,152 a year before you add taxes and insurance. We do not hold a Census income figure for Big Rock, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Big Rock in the next 12 months?
Tell us your timeline. We send the Big Rock market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Big Rock?
Zillow does not publish a rent index (ZORI) for Big Rock, IA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Big Rock?
We hold fewer than two months of inventory readings for Big Rock, IA, so there is no trend to report yet.
How does Big Rock compare to Iowa and the U.S.?
Big Rock homes sell for $40,000 — 85% below the Iowa median of $258,700. Against the national median of $410,700, Big Rock runs 90% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Big Rock, IA | $40,000 | not published | 23 days |
| Iowa statewide | $258,700 | +2.3% | 37 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through July 2021 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Big Rock
What buyers should watch
- The gap between 5% and 20% down here is $40 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $40,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Big Rock listing goes under contract in 23 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Comparable ZIP-level pricing inside Big Rock varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Big Rock
Explore homes currently listed for sale in Big Rock, Iowa across major real estate platforms.
Who lives in Big Rock?
American Community Survey estimates for Big Rock. U.S. Census ACS, 2023
Population
12
Households
10
Median age
62.1 years
Owner-occupied
30.0%
30.0% of occupied homes in Big Rock are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Big Rock, IA?
Ordered by distance from Big Rock, not by size. Compare Big Rock side by side with any of them.
Big Rock housing market FAQ
Is Big Rock a buyer's or seller's market?
Big Rock, IA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Big Rock?
The median sale price in the last month Redfin published was $40,000, about $19 per square foot.
Is Big Rock cheaper than the rest of Iowa?
Big Rock's median sale price of $40,000 is 85% lower than the Iowa statewide median of $258,700, and 90% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Big Rock?
Homes in Big Rock, IA spent a median of 23 days on market before going under contract, versus 37 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Big Rock?
At the current 30-year fixed rate of 7.03%, 20% down on a $40,000 home is about $214 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $9,152 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Big Rock?
We do not hold a complete 12-month value series for Big Rock, IA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Big Rock?
Big Rock ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Big Rock?
That depends on your timeline, not on a headline. What the data says today: Big Rock, IA is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $40,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.