$239,000
110 N College St
Agency, IA
4 bd2 ba1,700 sqft$141/ft²
House15,377 sqft lot
View photos & details
Brokers — List your Company Here
Featured local agent — Agency, IA
Example placement
Sarah Mitchell
CNESRESABR
Compass Real Estate · Agency, IA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Agency, IA(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Agency, IA Housing Market
Balanced market+8.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through March 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Agency, IA is worth $184,841, rose 8.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $195,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 159 days, Agency is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $184,841 home is about $987/mo in principal and interest.
Key numbers for Agency, IA
Typical home value
$184,841
+8.0% in 12 months
Zillow, August 2026
Median sale price
$195,000
Last published period
Redfin, through March 2026
Days on market
159
Slow-moving
Redfin, through March 2026
Active listings
1
1.0 months of supply
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,028
Home costs 3.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
92.9%
Selling below asking
Redfin, through March 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Agency a buyer's or seller's market?
Balanced market1.0 months of supply159 days on market92.9% of asking
Agency, IA is a balanced market, based on 1.0 months of supply and homes selling in about 159 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Agency housing market data show?
Every row below is Redfin's final published month for Agency, IA. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $195,000 |
| Median price per sq ft | $115/sq ft |
| Median days on market | 159 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 92.9% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Agency is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Agency is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Agency home prices moved?
Across the 25 months we hold for Agency, IA, the median sale price rose 160.0%, from $75,000 in July 2021 to $195,000. The live Zillow value series has rose 8.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 92.9%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
Get Agency market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Agency?
Priced off the typical home value of $184,841 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $36,968 | $147,873 | $987/mo |
| 5% | $9,242 | $175,599 | $1,172/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $987, that implies roughly $42,291 a year before you add taxes and insurance. The median household in Agency earns $59,028, about $16,737 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.1x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Agency in the next 12 months?
Tell us your timeline. We send the Agency market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Agency?
Zillow does not publish a rent index (ZORI) for Agency, IA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Agency?
Active listings in Agency, IA went from 2 in November 2022 to 1 in March 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| July 2023 | 1 | 1 |
| May 2024 | 2 | not published |
| June 2024 | 2 | not published |
| August 2024 | 2 | 1 |
| September 2024 | 2 | 1 |
| December 2024 | 1 | not published |
| May 2025 | 1 | 1 |
| August 2025 | 3 | 3 |
| September 2025 | 4 | 1 |
| October 2025 | 4 | 1 |
| December 2025 | 1 | not published |
| March 2026 | 1 | not published |
Redfin, through March 2026
How does Agency compare to Iowa and the U.S.?
Agency homes sell for $195,000 — 25% below the Iowa median of $258,700. Against the national median of $410,700, Agency runs 53% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Agency, IA | $195,000 | not published | 159 days |
| Iowa statewide | $258,700 | +2.3% | 37 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Agency
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $185 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $184,841 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Agency listing goes under contract in 159 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 92.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +8.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Agency varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Agency
There are currently 1 homes listed for sale in Agency, Iowa.
Looking to buy in Agency?
Get connected with a local real estate expert — free, no obligation.
Active listings
1
Homes on market
Avg. days on market
159
Days until sale
Sale-to-list:92.9%
How much do homes cost in Agency by property type?
How the Agency, IA market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $195,000 | $115/sq ft | 1 | 159 days |
Who lives in Agency?
American Community Survey estimates for Agency. U.S. Census ACS, 2023
Population
516
Households
237
Median income
$59,028/yr
Median age
44.8 years
Owner-occupied
75.9%
Median home value
$138,800
Median gross rent
$573/mo
Mean commute
19.4 min
75.9% of occupied homes in Agency are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $138,800 against Zillow's $184,841 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Agency, IA?
Ordered by distance from Agency, not by size. Compare Agency side by side with any of them.
Agency housing market FAQ
Is Agency a buyer's or seller's market?
Agency, IA is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 159 days, and sellers getting 92.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Agency?
The typical home in Agency, IA is worth $184,841 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $195,000, about $115 per square foot.
Is Agency cheaper than the rest of Iowa?
Agency's median sale price of $195,000 is 25% lower than the Iowa statewide median of $258,700, and 53% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Agency?
Homes in Agency, IA spent a median of 159 days on market before going under contract, versus 37 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Agency?
At the current 30-year fixed rate of 7.03%, 20% down on a $184,841 home is about $987 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $42,291 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,028.
Are home prices rising in Agency?
The typical home value in Agency, IA rose 8.0% over the last 12 months, from $171,137 to $184,841 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Agency?
Agency ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Agency?
That depends on your timeline, not on a headline. What the data says today: Agency, IA is a balanced market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Agency, IA
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Agency
Nearby markets
Get the Agency market brief
Get the Agency, IA market brief
One email: what homes are actually clearing at around $184,841, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.