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Featured local agent — Stilesville, IN
Sarah Mitchell
Compass Real Estate · Stilesville, IN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Stilesville, IN Housing Market
The typical home in Stilesville, IN is worth $312,031, rose 5.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $200,000 (through May 2026). On the supply and pace-of-sale data we hold, Stilesville is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $312,031 home is about $1,666/mo in principal and interest.
Key numbers for Stilesville, IN
Typical home value
$312,031
+5.3% in 12 months
Zillow, August 2026
Median sale price
$200,000
Last published period
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$60,417
Home costs 5.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Stilesville a buyer's or seller's market?
Stilesville, IN is a balanced market. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Stilesville housing market data show?
Every row below is Redfin's final published month for Stilesville, IN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $200,000 |
| Median price per sq ft | $233/sq ft |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Stilesville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Stilesville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Stilesville home prices moved?
Across the 25 months we hold for Stilesville, IN, the median sale price rose 150.0%, from $80,000 in April 2021 to $200,000. The live Zillow value series has rose 5.3% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Stilesville?
Priced off the typical home value of $312,031 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $62,406 | $249,625 | $1,666/mo |
| 5% | $15,602 | $296,429 | $1,978/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,666, that implies roughly $71,391 a year before you add taxes and insurance. The median household in Stilesville earns $60,417, about $10,974 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Stilesville in the next 12 months?
Tell us your timeline. We send the Stilesville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Stilesville?
Zillow does not publish a rent index (ZORI) for Stilesville, IN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Stilesville?
Active listings in Stilesville, IN went from 1 in May 2023 to 1 in February 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| May 2023 | 1 | 1 |
| September 2024 | 1 | 1 |
| October 2024 | 2 | 2 |
| November 2024 | 2 | not published |
| June 2025 | 1 | not published |
| August 2025 | 1 | 1 |
| February 2026 | 1 | not published |
Redfin, through February 2026
How does Stilesville compare to Indiana and the U.S.?
Stilesville homes sell for $200,000 — 30% below the Indiana median of $287,300. Against the national median of $410,700, Stilesville runs 51% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Stilesville, IN | $200,000 | not published | not published |
| Indiana statewide | $287,300 | +4.2% | 26 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Stilesville
What buyers should watch
- The gap between 5% and 20% down here is $312 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $312,031 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +5.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Stilesville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Stilesville
Explore homes currently listed for sale in Stilesville, Indiana across major real estate platforms.
How much do homes cost in Stilesville by property type?
How the Stilesville, IN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $200,000 | $233/sq ft | 1 | not published |
Who lives in Stilesville?
American Community Survey estimates for Stilesville. U.S. Census ACS, 2023
Population
267
Households
109
Median income
$60,417/yr
Median age
52.3 years
Owner-occupied
93.6%
Median home value
$133,300
Mean commute
25.7 min
93.6% of occupied homes in Stilesville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $133,300 against Zillow's $312,031 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Stilesville, IN?
Ordered by distance from Stilesville, not by size. Compare Stilesville side by side with any of them.
Stilesville housing market FAQ
Is Stilesville a buyer's or seller's market?
Stilesville, IN is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Stilesville?
The typical home in Stilesville, IN is worth $312,031 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $200,000, about $233 per square foot.
Is Stilesville cheaper than the rest of Indiana?
Stilesville's median sale price of $200,000 is 30% lower than the Indiana statewide median of $287,300, and 51% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Stilesville?
We do not hold a days-on-market figure for Stilesville, IN. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Stilesville?
At the current 30-year fixed rate of 7.03%, 20% down on a $312,031 home is about $1,666 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $71,391 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $60,417.
Are home prices rising in Stilesville?
The typical home value in Stilesville, IN rose 5.3% over the last 12 months, from $296,324 to $312,031 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Stilesville?
Stilesville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Stilesville?
That depends on your timeline, not on a headline. What the data says today: Stilesville, IN is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $312,031, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.