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Featured local agent — Poseyville, IN
Sarah Mitchell
Compass Real Estate · Poseyville, IN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Poseyville, IN Housing Market
The typical home in Poseyville, IN is worth $214,442, rose 1.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $50,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 51 days, Poseyville is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $214,442 home is about $1,145/mo in principal and interest.
Key numbers for Poseyville, IN
Typical home value
$214,442
+1.6% in 12 months
Zillow, August 2026
Median sale price
$50,000
Last published period
Redfin, through January 2026
Days on market
51
Average pace
Redfin, through January 2026
Active listings
2
2.0 months of supply
Redfin, through January 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$70,455
Home costs 3.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
87.7%
Selling below asking
Redfin, through January 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Poseyville a buyer's or seller's market?
Poseyville, IN is a balanced market, based on 2.0 months of supply and homes selling in about 51 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Poseyville housing market data show?
Every row below is Redfin's final published month for Poseyville, IN. Redfin, through January 2026
| Metric | Value |
|---|---|
| Median sale price | $50,000 |
| Median list price | $334,900 |
| Median price per sq ft | $46/sq ft |
| Median days on market | 51 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 87.7% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Poseyville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Poseyville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Poseyville home prices moved?
Across the 31 months we hold for Poseyville, IN, the median sale price fell 61.5%, from $129,900 in May 2021 to $50,000. The live Zillow value series has rose 1.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 87.7%. Watch those two together — they move before the median does.
Redfin, through January 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Poseyville?
Priced off the typical home value of $214,442 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $42,888 | $171,554 | $1,145/mo |
| 5% | $10,722 | $203,720 | $1,359/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,145, that implies roughly $49,063 a year before you add taxes and insurance. The median household in Poseyville earns $70,455, about $21,392 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.0x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Poseyville in the next 12 months?
Tell us your timeline. We send the Poseyville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Poseyville?
Zillow does not publish a rent index (ZORI) for Poseyville, IN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Poseyville?
Active listings in Poseyville, IN went from 2 in June 2022 to 2 in January 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| July 2022 | 1 | not published |
| August 2022 | 1 | 1 |
| December 2022 | 1 | 3 |
| March 2024 | 1 | 1 |
| June 2024 | 1 | 1 |
| June 2025 | 2 | 1 |
| August 2025 | 1 | 2 |
| September 2025 | 1 | not published |
| October 2025 | 2 | 2 |
| November 2025 | 2 | 2 |
| December 2025 | 1 | not published |
| January 2026 | 2 | 2 |
Redfin, through January 2026
How does Poseyville compare to Indiana and the U.S.?
Poseyville homes sell for $50,000 — 83% below the Indiana median of $287,300. Against the national median of $410,700, Poseyville runs 88% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Poseyville, IN | $50,000 | not published | 51 days |
| Indiana statewide | $287,300 | +4.2% | 26 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through January 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Poseyville
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $215 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $214,442 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Poseyville listing goes under contract in 51 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 87.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Poseyville added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Poseyville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Poseyville
There are currently 2 homes listed for sale in Poseyville, Indiana. The median listing price is $335K.
Active listings
2
Homes on market
Median list price
$335K
Avg. days on market
51
Days until sale
New this week
2
Newly listed
How much do homes cost in Poseyville by property type?
How the Poseyville, IN market breaks down across single-family homes, condos and townhouses. Redfin, through January 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $50,000 | $46/sq ft | 1 | 51 days |
Who lives in Poseyville?
American Community Survey estimates for Poseyville. U.S. Census ACS, 2023
Population
1,131
Households
486
Median income
$70,455/yr
Median age
41 years
Owner-occupied
77.2%
Median home value
$131,500
Median gross rent
$722/mo
Mean commute
27 min
77.2% of occupied homes in Poseyville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $131,500 against Zillow's $214,442 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Poseyville?
3 schools tracked · 1,080 students
The largest public schools serving Poseyville, IN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
North Posey High School
Grades 7-12 · 442 students
North Elementary School
Grades PK-6 · 416 students
North Posey Junior High School
Grades 7-8 · 222 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Poseyville, IN?
Ordered by distance from Poseyville, not by size. Compare Poseyville side by side with any of them.
Poseyville housing market FAQ
Is Poseyville a buyer's or seller's market?
Poseyville, IN is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 51 days, and sellers getting 87.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Poseyville?
The typical home in Poseyville, IN is worth $214,442 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $50,000, about $46 per square foot.
Is Poseyville cheaper than the rest of Indiana?
Poseyville's median sale price of $50,000 is 83% lower than the Indiana statewide median of $287,300, and 88% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Poseyville?
Homes in Poseyville, IN spent a median of 51 days on market before going under contract, versus 26 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Poseyville?
At the current 30-year fixed rate of 7.03%, 20% down on a $214,442 home is about $1,145 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $49,063 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $70,455.
Are home prices rising in Poseyville?
The typical home value in Poseyville, IN rose 1.6% over the last 12 months, from $211,001 to $214,442 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Poseyville?
Poseyville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Poseyville?
That depends on your timeline, not on a headline. What the data says today: Poseyville, IN is a balanced market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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