$10,000
205 W Saline St
Carlisle, IN
0 ba
Land26,136 sqft lot
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Carlisle, IN Housing Market
Balanced market+2.2% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Carlisle, IN is worth $152,457, rose 2.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $75,000 (through May 2026). With 5.0 months of supply, Carlisle is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $152,457 home is about $814/mo in principal and interest.
Key numbers for Carlisle, IN
Typical home value
$152,457
+2.2% in 12 months
Zillow, August 2026
Median sale price
$75,000
Last published period
Redfin, through May 2026
Active listings
5
5.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$52,143
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.1%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Carlisle a buyer's or seller's market?
Balanced market5.0 months of supply100.1% of asking
Carlisle, IN is a balanced market, based on 5.0 months of supply. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Carlisle housing market data show?
Every row below is Redfin's final published month for Carlisle, IN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $75,000 |
| Median list price | $139,900 |
| Median price per sq ft | $74/sq ft |
| Active inventory | 5 listings |
| Months of supply | 5.0 months |
| Sale-to-list price ratio | 100.1% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Listings with a price cut | 40.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Carlisle is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Carlisle is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Carlisle home prices moved?
Across the 16 months we hold for Carlisle, IN, the median sale price rose 650.0%, from $10,000 in September 2021 to $75,000. The live Zillow value series has rose 2.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 40.0% of Carlisle listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.0 months while the sale-to-list ratio slips below its current 100.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Carlisle?
Priced off the typical home value of $152,457 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $30,491 | $121,965 | $814/mo |
| 5% | $7,623 | $144,834 | $967/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $814, that implies roughly $34,881 a year before you add taxes and insurance. The median household in Carlisle earns $52,143, about $17,262 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Carlisle in the next 12 months?
Tell us your timeline. We send the Carlisle market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Carlisle?
Zillow does not publish a rent index (ZORI) for Carlisle, IN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Carlisle?
Active listings in Carlisle, IN went from 3 in April 2022 to 5 in May 2026, a +66.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| May 2022 | 2 | not published |
| August 2022 | 2 | not published |
| June 2023 | 2 | 2 |
| September 2023 | 1 | 1 |
| January 2024 | 2 | not published |
| September 2024 | 2 | 1 |
| February 2025 | 1 | not published |
| June 2025 | 3 | 2 |
| August 2025 | 1 | not published |
| December 2025 | 1 | not published |
| January 2026 | 3 | 2 |
| May 2026 | 5 | 1 |
Redfin, through May 2026
How does Carlisle compare to Indiana and the U.S.?
Carlisle homes sell for $75,000 — 74% below the Indiana median of $287,300. Against the national median of $410,700, Carlisle runs 82% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Carlisle, IN | $75,000 | not published | not published |
| Indiana statewide | $287,300 | +4.2% | 26 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Carlisle
What buyers should watch
- Months of supply, currently 5.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 40.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $153 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $152,457 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 100.1% of asking. Price at the number you want and let competition do the rest.
- In the last published month Carlisle added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Carlisle varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Carlisle
There are currently 5 homes listed for sale in Carlisle, Indiana. The median listing price is $140K. Featured listings range from $10,000 to $175,000.
$22,500
Pleasant Ohaver St
Carlisle, IN
Land3.00 acres
View photos & details
$25,000
206 E Hackett St
Carlisle, IN
2 bd1 ba1,141 sqft$22/ft²
House17,424 sqft lot
View photos & details
$37,000
E County Road 7 Se
Carlisle, IN
0 ba
Land6.00 acres
View photos & details
$59,000
407 N Ledgerwood St
Carlisle, IN
2 bd1 ba896 sqft$66/ft²
House12,632 sqft lot
View photos & details
$105,000
503 N Jenkins St
Carlisle, IN
1 bd1 ba936 sqft$112/ft²
House5.27 acres
View photos & details
$130,000
8305 E Private Road 1075 S
Carlisle, IN
2 bd1 ba1,828 sqft$71/ft²
House7.76 acres
View photos & details
$174,000
205 E Lewis St
Carlisle, IN
3 bd2 ba1,056 sqft$165/ft²
House6,534 sqft lot
View photos & details
$175,000
409 E Vincennes St
Carlisle, IN
3 bd2 ba1,080 sqft$162/ft²
House2.87 acres
View photos & details
Looking to buy in Carlisle?
Get connected with a local real estate expert — free, no obligation.
Active listings
5
Homes on market
Median list price
$140K
New this week
1
Newly listed
Price drops:40.0%of listings
Sale-to-list:100.1%
How much do homes cost in Carlisle by property type?
How the Carlisle, IN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $75,000 | $74/sq ft | 1 | not published |
Who lives in Carlisle?
American Community Survey estimates for Carlisle. U.S. Census ACS, 2023
Population
610
Households
246
Median income
$52,143/yr
Median age
38.1 years
Owner-occupied
74.8%
Median home value
$59,500
Median gross rent
$803/mo
Mean commute
24.2 min
74.8% of occupied homes in Carlisle are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $59,500 against Zillow's $152,457 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Carlisle?
2 schools tracked · 286 students
The largest public schools serving Carlisle, IN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Carlisle Elementary School
Grades PK-5 · 203 students
Carlisle Middle School
Grades 6-8 · 83 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Carlisle, IN?
Ordered by distance from Carlisle, not by size. Compare Carlisle side by side with any of them.
Carlisle housing market FAQ
Is Carlisle a buyer's or seller's market?
Carlisle, IN is currently a balanced market. That read comes from 5.0 months of supply, and sellers getting 100.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Carlisle?
The typical home in Carlisle, IN is worth $152,457 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $75,000, about $74 per square foot.
Is Carlisle cheaper than the rest of Indiana?
Carlisle's median sale price of $75,000 is 74% lower than the Indiana statewide median of $287,300, and 82% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Carlisle?
We do not hold a days-on-market figure for Carlisle, IN. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Carlisle?
At the current 30-year fixed rate of 7.03%, 20% down on a $152,457 home is about $814 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $34,881 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $52,143.
Are home prices rising in Carlisle?
The typical home value in Carlisle, IN rose 2.2% over the last 12 months, from $149,158 to $152,457 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Carlisle?
Carlisle ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Carlisle?
That depends on your timeline, not on a headline. What the data says today: Carlisle, IN is a balanced market with 5.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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