$59,900
Lakeside Dr Lot 6
Plano, IL 60545
Land
Patricia Ekegren · Swanson Real Estate
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Plano, IL Housing Market
Strong seller's market+3.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Plano, IL is worth $311,348, rose 3.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $277,500, +5.7% year over year (through May 2026). With 1.6 months of supply and homes going under contract in about 38 days, Plano is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $311,348 home is about $1,662/mo in principal and interest.
Key numbers for Plano, IL
Typical home value
$311,348
+3.0% in 12 months
Zillow, August 2026
Median sale price
$277,500
+5.7% year over year
Redfin, through May 2026
Days on market
38
Average pace
Redfin, through May 2026
Active listings
23
1.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$83,102
Home costs 3.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Plano a buyer's or seller's market?
Strong seller's market1.6 months of supply38 days on market101.4% of asking
Plano, IL is a strong seller's market, based on 1.6 months of supply and homes selling in about 38 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Plano housing market data show?
Every row below is Redfin's final published month for Plano, IL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $277,500 |
| Median list price | $309,900 |
| Year-over-year price change | +5.7% |
| Median price per sq ft | $178/sq ft |
| Median days on market | 38 days |
| Active inventory | 23 listings |
| Months of supply | 1.6 months |
| Sale-to-list price ratio | 101.4% |
| Homes sold (that month) | 14 |
| New listings (that month) | 13 |
| Listings with a price cut | 13.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Plano is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Plano is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Plano home prices moved?
Over the last three years the median sale price in Plano, IL rose 22.8%, from $226,000 to $277,500. The live Zillow value series has rose 3.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 13.0% of Plano listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 1.6 months while the sale-to-list ratio slips below its current 101.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Plano?
Priced off the typical home value of $311,348 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $62,270 | $249,079 | $1,662/mo |
| 5% | $15,567 | $295,781 | $1,974/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,662, that implies roughly $71,235 a year before you add taxes and insurance. The median household in Plano earns $83,102, about $11,867 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.7x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Plano in the next 12 months?
Tell us your timeline. We send the Plano market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Plano?
Zillow does not publish a rent index (ZORI) for Plano, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Plano?
Active listings in Plano, IL went from 22 in May 2025 to 23 in May 2026, a +4.5% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 30 | 18 |
| July 2025 | 27 | 12 |
| August 2025 | 19 | 8 |
| September 2025 | 29 | 17 |
| October 2025 | 36 | 21 |
| November 2025 | 29 | 8 |
| December 2025 | 23 | 7 |
| January 2026 | 23 | 7 |
| February 2026 | 26 | 15 |
| March 2026 | 27 | 16 |
| April 2026 | 29 | 16 |
| May 2026 | 23 | 13 |
Redfin, through May 2026
How does Plano compare to Illinois and the U.S.?
Plano homes sell for $277,500 — 18% below the Illinois median of $337,900. Against the national median of $410,700, Plano runs 32% lower. Year-over-year, Plano moved +5.7% against Illinois's +5.9% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Plano, IL | $277,500 | +5.7% | 38 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Plano
What buyers should watch
- Months of supply, currently 1.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 13.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $312 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $311,348 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Plano listing goes under contract in 38 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Plano added 13 new listings against 14 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +3.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Plano varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Plano
There are currently 23 homes listed for sale in Plano, Illinois. The median listing price is $310K. Featured listings range from $59,900 to $2,400,000.
9
$119,900
722 W South St
Plano, IL 60545
3 bd2 ba1,200 sqft$100/ft²
House
Asif Mohammed · Signature Realty Group LLC
View photos & details
New Listing
3
$150,000
503 E North St
Plano, IL 60545
4 bd1 ba1,834 sqft$82/ft²
House13939.00 acres
Kim Suhanek · @properties Christie's International Real Estate
View photos & details
22
$225,000
604 S Hugh St
Plano, IL 60545
2 bd2 ba1,456 sqft$155/ft²
House
Stephanie Staneart · @properties Christies International Real Estate
View photos & details
New Listing
25
$229,900
314 Paige St
Plano, IL 60545
2 bd2 ba900 sqft$255/ft²
Townhouse
Daniel O'Leary · Real Broker, LLC
View photos & details
New Listing
14
$274,900
306 Waubonsee Dr
Plano, IL 60545
3 bd2 ba1,382 sqft$199/ft²
Townhouse
Shane Halleman · john greene, Realtor
View photos & details
New Listing
27
$292,000
4334 Dillon St
Plano, IL 60545
3 bd3 ba1,768 sqft$165/ft²
Townhouse
Deborah Christensen · Coldwell Banker Real Estate Group
View photos & details
25
$320,000
615 Searl St
Plano, IL 60545
3 bd2 ba1,427 sqft$224/ft²
House9,683 sqft lot
Cindy Heckelsberg · Coldwell Banker Real Estate Group
View photos & details
27
$365,000
608 Hemmingsen St
Plano, IL 60545
3 bd3 ba1,656 sqft$220/ft²
House8,276 sqft lot
Wendy Pusczan · Keller Williams Infinity
View photos & details
New Listing
53
$399,000
3649 Bailey St
Plano, IL 60545
4 bd3 ba2,904 sqft$137/ft²
House12,262 sqft lot
Jessica Rivera · Berkshire Hathaway HomeServices Chicago
View photos & details
New Listing
36
$750,000
15919 Burr Oak Rd
Plano, IL 60545
3 bd3 ba2,537 sqft$296/ft²
House
Kimberly Heller · Baird & Warner
View photos & details
New Listing
25
$2,400,000
12300 River Rd
Plano, IL 60545
3 bd3 ba2,386 sqft$1006/ft²
House17.91 acres
Nicholas Brody · Kettley & Co. Inc. - Yorkville
View photos & details
Looking to buy in Plano?
Get connected with a local real estate expert — free, no obligation.
Active listings
23
Homes on market
Median list price
$310K
Avg. days on market
38
Days until sale
New this week
13
Newly listed
Price drops:13.0%of listings
Sale-to-list:101.4%
How much do homes cost in Plano by property type?
How the Plano, IL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $285,000 | $190/sq ft | 9 | 33 days |
| Condo / co-op | $285,000 | $166/sq ft | 1 | 51 days |
| Townhouse | $270,000 | $176/sq ft | 4 | 41 days |
Who lives in Plano?
American Community Survey estimates for Plano. U.S. Census ACS, 2023
Population
11,626
Households
3,871
Median income
$83,102/yr
Median age
33.1 years
Owner-occupied
73.5%
Median home value
$221,100
Median gross rent
$1,590/mo
Mean commute
30.9 min
73.5% of occupied homes in Plano are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $221,100 against Zillow's $311,348 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Plano?
7 schools tracked · 2,434 students
The largest public schools serving Plano, IL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Plano High School
Grades 9-12 · 786 students
Emily G Johns School
Grades 4-6 · 499 students
P H Miller Elem School
Grades PK-1 · 444 students
Centennial Elem School
Grades 2-3 · 357 students
Plano Middle School
Grades 7-8 · 348 students
FLEX Program
Grades 9-12
Plano CUSD 88
Grade range n/a
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Plano, IL?
Ordered by distance from Plano, not by size. Compare Plano side by side with any of them.
Which ZIP codes are in Plano?
These are the ZIP codes we see on active Plano listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Plano housing market FAQ
Is Plano a buyer's or seller's market?
Plano, IL is currently a strong seller's market. That read comes from 1.6 months of supply, homes going under contract in about 38 days, and sellers getting 101.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Plano?
The typical home in Plano, IL is worth $311,348 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $277,500, about $178 per square foot.
Is Plano cheaper than the rest of Illinois?
Plano's median sale price of $277,500 is 18% lower than the Illinois statewide median of $337,900, and 32% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Plano?
Homes in Plano, IL spent a median of 38 days on market before going under contract, versus 43 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Plano?
At the current 30-year fixed rate of 7.03%, 20% down on a $311,348 home is about $1,662 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $71,235 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $83,102.
Are home prices rising in Plano?
The typical home value in Plano, IL rose 3.0% over the last 12 months, from $302,235 to $311,348 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Plano?
Plano ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Plano?
That depends on your timeline, not on a headline. What the data says today: Plano, IL is a strong seller's market with 1.6 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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