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Featured local agent — Golf, IL
Sarah Mitchell
Compass Real Estate · Golf, IL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Golf, IL Housing Market
The typical home in Golf, IL is worth $1.34M, rose 10.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $1.75M (through May 2026). With homes going under contract in about 6 days, Golf is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $1.34M home is about $6,867/mo in principal and interest.
Key numbers for Golf, IL
Typical home value
$1.34M
+10.4% in 12 months
Zillow, July 2026
Median sale price
$1.75M
Last published period
Redfin, through May 2026
Days on market
6
Fast-moving
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$238,098
Home costs 5.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Golf a buyer's or seller's market?
Golf, IL is a balanced market and homes selling in about 6 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Golf housing market data show?
Every row below is Redfin's final published month for Golf, IL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.75M |
| Median price per sq ft | $451/sq ft |
| Median days on market | 6 days |
| Sale-to-list price ratio | 94.6% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Golf is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Golf is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Golf home prices moved?
Across the 28 months we hold for Golf, IL, the median sale price rose 100.6%, from $872,500 in April 2021 to $1.75M. The live Zillow value series has rose 10.4% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Golf?
Priced off the typical home value of $1.34M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $267,149 | $1.07M | $6,867/mo |
| 5% | $66,787 | $1.27M | $8,155/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $6,867, that implies roughly $294,303 a year before you add taxes and insurance. The median household in Golf earns $238,098, about $56,205 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Golf in the next 12 months?
Tell us your timeline. We send the Golf market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Golf?
Zillow does not publish a rent index (ZORI) for Golf, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Golf?
Active listings in Golf, IL went from 1 in December 2021 to 1 in September 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| January 2022 | 2 | 2 |
| March 2022 | 5 | 1 |
| April 2022 | 3 | 1 |
| May 2022 | 3 | 2 |
| August 2022 | 2 | not published |
| October 2022 | 4 | 3 |
| December 2022 | 2 | not published |
| November 2024 | 1 | not published |
| February 2025 | 1 | 1 |
| April 2025 | 1 | 1 |
| July 2025 | 1 | 1 |
| September 2025 | 1 | 1 |
Redfin, through September 2025
How does Golf compare to Illinois and the U.S.?
Golf homes sell for $1.75M — 418% above the Illinois median of $337,900. Against the national median of $410,700, Golf runs 326% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Golf, IL | $1.75M | not published | 6 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Golf
What buyers should watch
- The gap between 5% and 20% down here is $1,288 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.34M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Golf listing goes under contract in 6 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +10.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Golf varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Golf
Explore homes currently listed for sale in Golf, Illinois across major real estate platforms.
How much do homes cost in Golf by property type?
How the Golf, IL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.75M | $451/sq ft | 1 | 6 days |
Who lives in Golf?
American Community Survey estimates for Golf. U.S. Census ACS, 2023
Population
548
Households
199
Median income
$238,098/yr
Median age
50 years
Owner-occupied
98.0%
Median home value
$957,600
Mean commute
30.5 min
98.0% of occupied homes in Golf are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $957,600 against Zillow's $1.34M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Golf, IL?
Ordered by distance from Golf, not by size. Compare Golf side by side with any of them.
Golf housing market FAQ
Is Golf a buyer's or seller's market?
Golf, IL is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Golf?
The typical home in Golf, IL is worth $1.34M (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $1.75M, about $451 per square foot.
Is Golf cheaper than the rest of Illinois?
Golf's median sale price of $1.75M is 418% higher than the Illinois statewide median of $337,900, and 326% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Golf?
Homes in Golf, IL spent a median of 6 days on market before going under contract, versus 43 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Golf?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.34M home is about $6,867 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $294,303 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $238,098.
Are home prices rising in Golf?
The typical home value in Golf, IL rose 10.4% over the last 12 months, from $1.21M to $1.34M (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Golf?
Golf ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Golf?
That depends on your timeline, not on a headline. What the data says today: Golf, IL is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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