New Listing
25
$247,000
329 Everett Ave Apt 2B
Crystal Lake, IL 60014
2 bd2 ba1,194 sqft$207/ft²
Condo
Marj Carpenter · RE/MAX Suburban
View photos & details
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Crystal Lake, IL Housing Market
Seller's market+3.7% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Crystal Lake, IL is worth $384,661, rose 3.7% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $360,500, +3.3% year over year (through May 2026). With 2.5 months of supply and homes going under contract in about 43 days, Crystal Lake is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $384,661 home is about $2,054/mo in principal and interest.
Key numbers for Crystal Lake, IL
Typical home value
$384,661
+3.7% in 12 months
Zillow, August 2026
Typical asking rent
$1,976/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$360,500
+3.3% year over year
Redfin, through May 2026
Days on market
43
Average pace
Redfin, through May 2026
Active listings
137
2.5 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$105,428
Home costs 3.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.3%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Crystal Lake a buyer's or seller's market?
Seller's market2.5 months of supply43 days on market100.3% of asking
Crystal Lake, IL is a seller's market, based on 2.5 months of supply and homes selling in about 43 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Crystal Lake housing market data show?
Every row below is Redfin's final published month for Crystal Lake, IL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $360,500 |
| Median list price | $350,000 |
| Year-over-year price change | +3.3% |
| Median price per sq ft | $195/sq ft |
| Median days on market | 43 days |
| Active inventory | 137 listings |
| Months of supply | 2.5 months |
| Sale-to-list price ratio | 100.3% |
| Homes sold (that month) | 54 |
| New listings (that month) | 75 |
| Listings with a price cut | 9.5% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Crystal Lake is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Crystal Lake is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Crystal Lake home prices moved?
Over the last three years the median sale price in Crystal Lake, IL rose 7.3%, from $336,000 to $360,500. The live Zillow value series has rose 3.7% in the last 12 months, which is the more current read now that Redfin's series has stopped. 9.5% of Crystal Lake listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 2.5 months while the sale-to-list ratio slips below its current 100.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Crystal Lake?
Priced off the typical home value of $384,661 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $76,932 | $307,729 | $2,054/mo |
| 5% | $19,233 | $365,428 | $2,439/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,054, that implies roughly $88,009 a year before you add taxes and insurance. The median household in Crystal Lake earns $105,428, about $17,419 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Crystal Lake in the next 12 months?
Tell us your timeline. We send the Crystal Lake market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Crystal Lake?
Typical asking rent in Crystal Lake, IL is $1,976/mo, against a typical home value of $384,661. That is a price-to-rent ratio of 16.2x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,054 a month — $78 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Crystal Lake?
Active listings in Crystal Lake, IL went from 107 in May 2025 to 137 in May 2026, a +28.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 110 | 67 |
| July 2025 | 105 | 45 |
| August 2025 | 106 | 55 |
| September 2025 | 109 | 45 |
| October 2025 | 109 | 52 |
| November 2025 | 96 | 23 |
| December 2025 | 71 | 23 |
| January 2026 | 75 | 26 |
| February 2026 | 94 | 49 |
| March 2026 | 109 | 65 |
| April 2026 | 120 | 80 |
| May 2026 | 137 | 75 |
Redfin, through May 2026
How does Crystal Lake compare to Illinois and the U.S.?
Crystal Lake homes sell for $360,500 — 7% above the Illinois median of $337,900. Against the national median of $410,700, Crystal Lake runs 12% lower. Year-over-year, Crystal Lake moved +3.3% against Illinois's +5.9% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Crystal Lake, IL | $360,500 | +3.3% | 43 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Crystal Lake
What buyers should watch
- Months of supply, currently 2.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 9.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $385 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $384,661 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Crystal Lake listing goes under contract in 43 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.3% of asking. Price at the number you want and let competition do the rest.
- In the last published month Crystal Lake added 75 new listings against 54 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +3.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Crystal Lake varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Crystal Lake
There are currently 137 homes listed for sale in Crystal Lake, Illinois. The median listing price is $350K. Featured listings range from $247,000 to $600,000.
New Listing
11
$274,999
1279 Merrimack Ct
Crystal Lake, IL 60014
2 bd2 ba1,233 sqft$223/ft²
Condo
Ryan Saoudi · eXp Realty
View photos & details
New Listing
33
$320,000
2707 Cobblestone Dr Unit End
Crystal Lake, IL 60012
3 bd3 ba1,485 sqft$215/ft²
Townhouse
Colleen Clavesilla · Baird & Warner
View photos & details
New Listing
14
$375,000
651 Dartmoor Dr
Crystal Lake, IL 60014
4 bd2 ba2,042 sqft$184/ft²
House11,631 sqft lot
Valeriy Yermolenko · HomeSmart Connect
View photos & details
New Listing
28
$399,999
1439 Blue Heron Dr
Crystal Lake, IL 60014
3 bd3 ba1,754 sqft$228/ft²
House
Jackie Theisen · @properties Christie's International Real Estate
View photos & details
New Listing
34
$424,975
4309 Market St
Crystal Lake, IL 60012
4 bd4 ba2,786 sqft$153/ft²
House
Mark Mallett · Standard Properties Group LLC
View photos & details
New Listing
38
$450,000
1622 Durham Ct
Crystal Lake, IL 60014
4 bd3 ba2,740 sqft$164/ft²
House9,361 sqft lot
Bert Gor · HomeSmart Realty Group
View photos & details
New Listing
38
$455,500
276 Shipland Dr
Crystal Lake, IL 60012
3 bd4 ba2,028 sqft$225/ft²
House
Paula Hauck · RE/MAX Plaza
View photos & details
New Listing
45
$464,900
388 Narragansett Ct
Crystal Lake, IL 60012
3 bd2 ba2,064 sqft$225/ft²
House
Kim Alden · Compass
View photos & details
New Listing
20
$525,000
5017 Kenneth Dr
Crystal Lake, IL 60014
5 bd4 ba3,026 sqft$173/ft²
House21,780 sqft lot
Joseph Woodbury · Baird & Warner
View photos & details
New Listing
49
$525,000
6119 Sands Rd
Crystal Lake, IL 60014
5 bd3 ba2,799 sqft$188/ft²
House21,501 sqft lot
Natasa Fryer · Keller Williams Success Realty
View photos & details
New Listing
50
$600,000
Address unavailable
Crystal Lake, IL 60012
5 bd4 ba3,220 sqft$186/ft²
House36,590 sqft lot
Tyler Lewke · Keller Williams Success Realty
View photos & details
Looking to buy in Crystal Lake?
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Active listings
137
Homes on market
Median list price
$350K
Avg. days on market
43
Days until sale
New this week
75
Newly listed
Price drops:9.5%of listings
Sale-to-list:100.3%
How much do homes cost in Crystal Lake by property type?
How the Crystal Lake, IL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $411,000 | $197/sq ft | 36 | 42 days |
| Condo / co-op | $205,000 | $199/sq ft | 10 | 33 days |
| Townhouse | $329,700 | $191/sq ft | 8 | 72 days |
Who lives in Crystal Lake?
American Community Survey estimates for Crystal Lake. U.S. Census ACS, 2023
Population
40,436
Households
14,917
Median income
$105,428/yr
Median age
39.5 years
Owner-occupied
78.0%
Median home value
$287,400
Median gross rent
$1,431/mo
Mean commute
29.6 min
78.0% of occupied homes in Crystal Lake are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $287,400 against Zillow's $384,661 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,431/mo, below Zillow's $1,976/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Crystal Lake?
19 schools tracked · 11,838 students
The largest public schools serving Crystal Lake, IL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Crystal Lake Central High School
Grades 9-12 · 1,498 students
Crystal Lake South High School
Grades 9-12 · 1,291 students
Prairie Ridge High School
Grades 9-12 · 1,138 students
Hannah Beardsley Middle School
Grades 6-8 · 831 students
Lundahl Middle School
Grades 6-8 · 794 students
Richard F Bernotas Middle Sch
Grades 6-8 · 759 students
North Elem School
Grades K-5 · 657 students
Coventry Elem School
Grades K-5 · 641 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Crystal Lake, IL?
Ordered by distance from Crystal Lake, not by size. Compare Crystal Lake side by side with any of them.
Which ZIP codes are in Crystal Lake?
These are the ZIP codes we see on active Crystal Lake listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Crystal Lake housing market FAQ
Is Crystal Lake a buyer's or seller's market?
Crystal Lake, IL is currently a seller's market. That read comes from 2.5 months of supply, homes going under contract in about 43 days, and sellers getting 100.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Crystal Lake?
The typical home in Crystal Lake, IL is worth $384,661 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $360,500, about $195 per square foot.
Is Crystal Lake cheaper than the rest of Illinois?
Crystal Lake's median sale price of $360,500 is 7% higher than the Illinois statewide median of $337,900, and 12% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Crystal Lake?
Homes in Crystal Lake, IL spent a median of 43 days on market before going under contract, versus 43 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Crystal Lake?
At the current 30-year fixed rate of 7.03%, 20% down on a $384,661 home is about $2,054 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $88,009 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $105,428.
Are home prices rising in Crystal Lake?
The typical home value in Crystal Lake, IL rose 3.7% over the last 12 months, from $370,799 to $384,661 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Crystal Lake?
Crystal Lake ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Crystal Lake?
That depends on your timeline, not on a headline. What the data says today: Crystal Lake, IL is a seller's market with 2.5 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 16.2x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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