$35,000
504 S Peoria St
Bradford, IL
4 bd2 ba1,700 sqft$21/ft²
House
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Bradford, IL Housing Market
Balanced market+4.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through August 2025 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Bradford, IL is worth $123,060, rose 4.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $65,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 104 days, Bradford is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $123,060 home is about $657/mo in principal and interest.
Key numbers for Bradford, IL
Typical home value
$123,060
+4.1% in 12 months
Zillow, August 2026
Median sale price
$65,000
Last published period
Redfin, through August 2025
Days on market
104
Slow-moving
Redfin, through August 2025
Active listings
1
1.0 months of supply
Redfin, through August 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$52,386
Home costs 2.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
88.1%
Selling below asking
Redfin, through August 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bradford a buyer's or seller's market?
Balanced market1.0 months of supply104 days on market88.1% of asking
Bradford, IL is a balanced market, based on 1.0 months of supply and homes selling in about 104 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bradford housing market data show?
Every row below is Redfin's final published month for Bradford, IL. Redfin, through August 2025
| Metric | Value |
|---|---|
| Median sale price | $65,000 |
| Median list price | $40,000 |
| Median price per sq ft | $60/sq ft |
| Median days on market | 104 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 88.1% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bradford is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bradford is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bradford home prices moved?
Across the 18 months we hold for Bradford, IL, the median sale price fell 62.4%, from $173,000 in June 2021 to $65,000. The live Zillow value series has rose 4.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 88.1%. Watch those two together — they move before the median does.
Redfin, through August 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bradford?
Priced off the typical home value of $123,060 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $24,612 | $98,448 | $657/mo |
| 5% | $6,153 | $116,907 | $780/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $657, that implies roughly $28,156 a year before you add taxes and insurance. The median household in Bradford earns $52,386, about $24,230 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.3x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bradford in the next 12 months?
Tell us your timeline. We send the Bradford market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bradford?
Zillow does not publish a rent index (ZORI) for Bradford, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bradford?
Active listings in Bradford, IL went from 2 in August 2021 to 1 in August 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2021 | 1 | not published |
| October 2021 | 1 | 1 |
| January 2022 | 2 | 1 |
| October 2022 | 2 | not published |
| January 2023 | 3 | 1 |
| February 2023 | 2 | not published |
| March 2023 | 1 | not published |
| August 2023 | 3 | 3 |
| October 2023 | 2 | not published |
| February 2024 | 2 | not published |
| April 2024 | 1 | not published |
| August 2025 | 1 | 1 |
Redfin, through August 2025
How does Bradford compare to Illinois and the U.S.?
Bradford homes sell for $65,000 — 81% below the Illinois median of $337,900. Against the national median of $410,700, Bradford runs 84% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bradford, IL | $65,000 | not published | 104 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through August 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bradford
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $123 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $123,060 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bradford listing goes under contract in 104 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 88.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bradford added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +4.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bradford varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bradford
There are currently 1 homes listed for sale in Bradford, Illinois. The median listing price is $40K. Featured listings range from $35,000 to $79,900.
$69,000
111 South St
Bradford, IL
3 bd2 ba1,350 sqft$51/ft²
House
View photos & details
$79,900
103 1st St
Bradford, IL
3 bd1 ba1,445 sqft$55/ft²
House9,148 sqft lot
View photos & details
Looking to buy in Bradford?
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Active listings
1
Homes on market
Median list price
$40K
Avg. days on market
104
Days until sale
New this week
1
Newly listed
Sale-to-list:88.1%
How much do homes cost in Bradford by property type?
How the Bradford, IL market breaks down across single-family homes, condos and townhouses. Redfin, through August 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $65,000 | $60/sq ft | 1 | 104 days |
Who lives in Bradford?
American Community Survey estimates for Bradford. U.S. Census ACS, 2023
Population
773
Households
322
Median income
$52,386/yr
Median age
43.9 years
Owner-occupied
71.7%
Median home value
$71,800
Median gross rent
$861/mo
Mean commute
26.1 min
71.7% of occupied homes in Bradford are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $71,800 against Zillow's $123,060 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Bradford?
2 schools tracked · 176 students
The largest public schools serving Bradford, IL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bradford Grade School
Grades PK-5 · 132 students
Bradford Jr High School
Grades 6-8 · 44 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bradford, IL?
Ordered by distance from Bradford, not by size. Compare Bradford side by side with any of them.
Bradford housing market FAQ
Is Bradford a buyer's or seller's market?
Bradford, IL is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 104 days, and sellers getting 88.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bradford?
The typical home in Bradford, IL is worth $123,060 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $65,000, about $60 per square foot.
Is Bradford cheaper than the rest of Illinois?
Bradford's median sale price of $65,000 is 81% lower than the Illinois statewide median of $337,900, and 84% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bradford?
Homes in Bradford, IL spent a median of 104 days on market before going under contract, versus 43 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bradford?
At the current 30-year fixed rate of 7.03%, 20% down on a $123,060 home is about $657 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $28,156 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $52,386.
Are home prices rising in Bradford?
The typical home value in Bradford, IL rose 4.1% over the last 12 months, from $118,186 to $123,060 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bradford?
Bradford ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bradford?
That depends on your timeline, not on a headline. What the data says today: Bradford, IL is a balanced market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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