$11,000
E North Ave
Bluford, IL
Land14,375 sqft lot
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Compass Real Estate · Bluford, IL
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Bluford, IL Housing Market
Leaning buyer's
Redfin, through December 2025 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $159,000 (through May 2026). With homes going under contract in about 77 days, Bluford is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $159,000 home is about $849/mo in principal and interest.
Key numbers for Bluford, IL
Median sale price
$159,000
Last published period
Redfin, through December 2025
Days on market
77
Slow-moving
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,500
Home costs 2.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.7%
Selling below asking
Redfin, through December 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bluford a buyer's or seller's market?
Leaning buyer's77 days on market96.7% of asking
Bluford, IL is a leaning buyer's and homes selling in about 77 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bluford housing market data show?
Every row below is Redfin's final published month for Bluford, IL. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $159,000 |
| Median price per sq ft | $107/sq ft |
| Median days on market | 77 days |
| Sale-to-list price ratio | 96.7% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bluford is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bluford is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bluford home prices moved?
Across the 17 months we hold for Bluford, IL, the median sale price rose 200.0%, from $53,000 in June 2021 to $159,000.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bluford?
Priced off the median sale price of $159,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $31,800 | $127,200 | $849/mo |
| 5% | $7,950 | $151,050 | $1,008/mo |
Redfin, through December 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $849, that implies roughly $36,378 a year before you add taxes and insurance. The median household in Bluford earns $58,500, about $22,122 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.7x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bluford in the next 12 months?
Tell us your timeline. We send the Bluford market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bluford?
Zillow does not publish a rent index (ZORI) for Bluford, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bluford?
Active listings in Bluford, IL went from 2 in June 2021 to 1 in January 2023, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2021 | 2 | 1 |
| November 2021 | 3 | 1 |
| December 2021 | 2 | not published |
| January 2022 | 1 | not published |
| March 2022 | 1 | 1 |
| July 2022 | 1 | not published |
| January 2023 | 1 | 1 |
Redfin, through January 2023
How does Bluford compare to Illinois and the U.S.?
Bluford homes sell for $159,000 — 53% below the Illinois median of $337,900. Against the national median of $410,700, Bluford runs 61% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bluford, IL | $159,000 | not published | 77 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bluford
What buyers should watch
- The gap between 5% and 20% down here is $159 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $159,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bluford listing goes under contract in 77 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Bluford varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bluford
Explore homes currently listed for sale in Bluford, Illinois across major real estate platforms.
$25,750
4th St
Bluford, IL
Land3.00 acres
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$149,500
15400 N Heron Ln
Bluford, IL
3 bd3 ba1,456 sqft$103/ft²
House5.00 acres
View photos & details
$168,500
13751 N Condor Ln
Bluford, IL
3 bd1 ba1,048 sqft$161/ft²
House5.00 acres
View photos & details
$172,500
111 W Hickory St
Bluford, IL
3 bd1 ba1,200 sqft$144/ft²
House
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$320,000
17592 N Seagull Ln
Bluford, IL
3 bd2 ba2,280 sqft$140/ft²
House5.00 acres
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$357,000
N Papertown Ln
Bluford, IL
Land42.00 acres
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Looking to buy in Bluford?
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Sale-to-list:96.7%
How much do homes cost in Bluford by property type?
How the Bluford, IL market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $159,000 | $107/sq ft | 1 | 77 days |
Who lives in Bluford?
American Community Survey estimates for Bluford. U.S. Census ACS, 2023
Population
569
Households
234
Median income
$58,500/yr
Median age
34.3 years
Owner-occupied
76.1%
Median home value
$92,200
Median gross rent
$810/mo
Mean commute
27.8 min
76.1% of occupied homes in Bluford are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Bluford?
3 schools tracked · 421 students
The largest public schools serving Bluford, IL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bluford Grade School
Grades PK-8 · 239 students
Webber High School
Grades 9-12 · 129 students
Farrington Elem School
Grades PK-8 · 53 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bluford, IL?
Ordered by distance from Bluford, not by size. Compare Bluford side by side with any of them.
Bluford housing market FAQ
Is Bluford a buyer's or seller's market?
Bluford, IL is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Bluford?
The median sale price in the last month Redfin published was $159,000, about $107 per square foot.
Is Bluford cheaper than the rest of Illinois?
Bluford's median sale price of $159,000 is 53% lower than the Illinois statewide median of $337,900, and 61% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bluford?
Homes in Bluford, IL spent a median of 77 days on market before going under contract, versus 43 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bluford?
At the current 30-year fixed rate of 7.03%, 20% down on a $159,000 home is about $849 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $36,378 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,500.
Are home prices rising in Bluford?
We do not hold a complete 12-month value series for Bluford, IL yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Bluford?
Bluford ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bluford?
That depends on your timeline, not on a headline. What the data says today: Bluford, IL is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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