$250,000
3737 N Gothic Ln
Belle Rive, IL
3 bd2 ba1,344 sqft$186/ft²
House10.00 acres
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Sarah Mitchell
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Compass Real Estate · Belle Rive, IL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Belle Rive, IL(512) 555-0184TX License #0512847
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Belle Rive, IL Housing Market
Balanced market
Redfin, through March 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $147,000 (through May 2026). With homes going under contract in about 50 days, Belle Rive is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $147,000 home is about $785/mo in principal and interest.
Key numbers for Belle Rive, IL
Median sale price
$147,000
Last published period
Redfin, through March 2026
Days on market
50
Average pace
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$55,577
Home costs 2.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.1%
Selling above asking
Redfin, through March 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Belle Rive a buyer's or seller's market?
Balanced market50 days on market102.1% of asking
Belle Rive, IL is a balanced market and homes selling in about 50 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Belle Rive housing market data show?
Every row below is Redfin's final published month for Belle Rive, IL. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $147,000 |
| Median price per sq ft | $118/sq ft |
| Median days on market | 50 days |
| Sale-to-list price ratio | 102.1% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Belle Rive is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Belle Rive is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Belle Rive home prices moved?
Across the 16 months we hold for Belle Rive, IL, the median sale price rose 288.9%, from $37,800 in August 2021 to $147,000.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Belle Rive?
Priced off the median sale price of $147,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $29,400 | $117,600 | $785/mo |
| 5% | $7,350 | $139,650 | $932/mo |
Redfin, through March 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $785, that implies roughly $33,633 a year before you add taxes and insurance. The median household in Belle Rive earns $55,577, about $21,944 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.6x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Belle Rive in the next 12 months?
Tell us your timeline. We send the Belle Rive market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Belle Rive?
Zillow does not publish a rent index (ZORI) for Belle Rive, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Belle Rive?
Active listings in Belle Rive, IL went from 2 in August 2021 to 1 in February 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| August 2021 | 2 | not published |
| September 2021 | 1 | 1 |
| June 2022 | 1 | not published |
| March 2023 | 2 | 1 |
| April 2023 | 2 | 1 |
| July 2023 | 1 | not published |
| November 2023 | 1 | not published |
| May 2024 | 1 | 1 |
| July 2024 | 1 | not published |
| February 2026 | 1 | not published |
Redfin, through February 2026
How does Belle Rive compare to Illinois and the U.S.?
Belle Rive homes sell for $147,000 — 56% below the Illinois median of $337,900. Against the national median of $410,700, Belle Rive runs 64% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Belle Rive, IL | $147,000 | not published | 50 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Belle Rive
What buyers should watch
- The gap between 5% and 20% down here is $147 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $147,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Belle Rive listing goes under contract in 50 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.1% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Belle Rive varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Belle Rive
Explore homes currently listed for sale in Belle Rive, Illinois across major real estate platforms.
Looking to buy in Belle Rive?
Get connected with a local real estate expert — free, no obligation.
Sale-to-list:102.1%
How much do homes cost in Belle Rive by property type?
How the Belle Rive, IL market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $147,000 | $118/sq ft | 1 | 50 days |
Who lives in Belle Rive?
American Community Survey estimates for Belle Rive. U.S. Census ACS, 2023
Population
380
Households
184
Median income
$55,577/yr
Median age
38.3 years
Owner-occupied
68.5%
Median home value
$82,500
Median gross rent
$497/mo
Mean commute
19.9 min
68.5% of occupied homes in Belle Rive are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Belle Rive, IL?
Ordered by distance from Belle Rive, not by size. Compare Belle Rive side by side with any of them.
Belle Rive housing market FAQ
Is Belle Rive a buyer's or seller's market?
Belle Rive, IL is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Belle Rive?
The median sale price in the last month Redfin published was $147,000, about $118 per square foot.
Is Belle Rive cheaper than the rest of Illinois?
Belle Rive's median sale price of $147,000 is 56% lower than the Illinois statewide median of $337,900, and 64% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Belle Rive?
Homes in Belle Rive, IL spent a median of 50 days on market before going under contract, versus 43 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Belle Rive?
At the current 30-year fixed rate of 7.03%, 20% down on a $147,000 home is about $785 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $33,633 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $55,577.
Are home prices rising in Belle Rive?
We do not hold a complete 12-month value series for Belle Rive, IL yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Belle Rive?
Belle Rive ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Belle Rive?
That depends on your timeline, not on a headline. What the data says today: Belle Rive, IL is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $147,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.